UBFO vs MDV

Comparison between United Security Bancshares (CA) (UBFO, Company) and Modiv Industrial Inc - Class C (MDV, Company).

UBFO is from the Financial Services sector, while MDV is from the Real Estate sector.

UBFO vs MDV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UBFO(COMPANY)	MDV(COMPANY)
Market Cap	$185M	$185M
Max Drawdown	91.22%	85.79%
Sharpe Ratio	1.28	1.20
5Y Beta	0.67	0.45
Industry	Banks - Regional	Reit - Industrial
P/E Ratio	15.00	-806.31
Forward P/E	13.66	149.25
Dividend Yield	4.57%	6.63%
5Y Dividends CAGR	6.40%	N/A
5Y EPS CAGR	6.05%	N/A
Debt to Equity	0.00%	171.63%
Free Cash Flow Yield	10.70%	8.65%

Market Cap

UBFO

$185M

Winner

MDV

$185M

Max Drawdown

UBFO

91.22%

Winner

MDV

85.79%

Sharpe Ratio

Winner

UBFO

1.28

MDV

1.20

5Y Beta

UBFO

0.67

Winner

MDV

0.45

Industry

UBFO

Banks - Regional

MDV

Reit - Industrial

P/E Ratio

UBFO

15.00

Winner

MDV

-806.31

Forward P/E

Winner

UBFO

13.66

MDV

149.25

Dividend Yield

UBFO

4.57%

Winner

MDV

6.63%

5Y Dividends CAGR

UBFO

6.40%

MDV

N/A

5Y EPS CAGR

UBFO

6.05%

MDV

N/A

Debt to Equity

Winner

UBFO

0.00%

MDV

171.63%

Free Cash Flow Yield

Winner

UBFO

10.70%

MDV

8.65%

UBFO vs MDV - Historical Returns

Returns include dividend reinvestment.

Period	UBFO	MDV
1 month	+0.00%	-0.72%
3 months	+5.21%	+28.14%
6 months	+2.65%	+26.44%
1 year	+31.40%	+35.17%
5 years(CAGR)	+11.93%	-18.84%
10 years(CAGR)	+13.93%	N/A
Max(CAGR)	+5.94%	-18.84%

Winner

UBFO

+0.00%

MDV

-0.72%

UBFO

+5.21%

Winner

MDV

+28.14%

UBFO

+2.65%

Winner

MDV

+26.44%

UBFO

+31.40%

Winner

MDV

+35.17%

5Y(CAGR)

Winner

UBFO

+11.93%

MDV

-18.84%

10Y(CAGR)

UBFO

+13.93%

MDV

N/A

Max(CAGR)

Winner

UBFO

+5.94%

MDV

-18.84%

UBFO vs MDV - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UBFO	MDV
2026	+7.14%	+28.64%
2025	+8.06%	+3.63%
2024	+31.14%	+16.57%
2023	+23.54%	+35.02%
2022	-5.15%	-81.00%
2021	+25.87%	N/A
2020	-28.47%	N/A
2019	+15.83%	N/A
2018	-9.72%	N/A
2017	+46.02%	N/A
2016	+77.23%	N/A
2015	+2.42%	N/A
2014	+18.25%	N/A
2013	+104.92%	N/A
2012	+24.31%	N/A
2011	-37.63%	N/A
2010	-10.42%	N/A
2009	-59.48%	N/A
2008	-18.37%	N/A
2007	-36.37%	N/A
2006	+61.30%	N/A
2005	+22.90%	N/A
2004	-4.14%	N/A
2003	+61.57%	N/A
2002	+8.20%	N/A
2001	+0.50%	N/A
2000	-15.57%	N/A
1999	+8.53%	N/A

UBFO vs MDV Drawdown Comparison

The maximum drawdown for UBFO was -89.51%, occurring on Nov 23, 2011. Recovery took 2812 trading sessions.

The maximum drawdown for MDV was -85.06%, occurring on Oct 20, 2022. This drawdown has not yet recovered.

The current UBFO drawdown is -7.89%. The current MDV drawdown is -59.64%.

Rank	UBFO	MDV
#1	-89.51% Nov 9, 2006 - Jan 12, 2018	-85.06% Feb 11, 2022 - Oct 20, 2022
#2	-53.37% Jul 5, 2019 - Sep 16, 2024	N/A
#3	-27.98% Jan 9, 2004 - Jul 14, 2005	N/A
#4	-26.61% Nov 12, 1999 - Apr 1, 2003	N/A
#5	-24.64% Dec 13, 2024 - Nov 11, 2025	N/A
#6	-21.73% May 14, 2003 - Sep 3, 2003	N/A
#7	-18.09% May 19, 2006 - Oct 17, 2006	N/A
#8	-17.43% Jul 6, 2018 - Jun 28, 2019	N/A
#9	-12.50% Jan 17, 2018 - Jul 6, 2018	N/A
#10	-12.45% Feb 6, 2026 - Mar 18, 2026	N/A
#11	-10.49% Sep 17, 2003 - Oct 22, 2003	N/A
#12	-8.51% Apr 11, 2003 - Apr 29, 2003	N/A
#13	-8.37% Nov 3, 2003 - Dec 30, 2003	N/A
#14	-7.35% Sep 20, 2024 - Oct 18, 2024	N/A
#15	-6.98% Apr 1, 2003 - Apr 11, 2003	N/A

Correlation

Correlation between UBFO and MDV is 0.83 which considered as a strong positive correlation - the stocks tend to move together.

0.83

-101

Dividend Comparison (2000 - 2026)

UBFO vs MDV dividend yield comparison.

Year	UBFO	MDV
2026	0.00%	2.78%
2025	5.96%	8.13%
2024	4.75%	7.73%
2023	5.47%	7.72%
2022	4.51%	9.58%
2021	5.42%	0.00%
2020	6.24%	0.00%
2019	5.13%	0.00%
2018	3.65%	0.00%
2017	1.55%	0.00%
2016	12.90%	0.00%
2014	3.93%	0.00%
2013	3.09%	0.00%
2012	3.63%	0.00%
2011	6.01%	0.00%
2010	4.78%	0.00%
2009	6.13%	0.00%
2008	4.57%	0.00%
2007	3.29%	0.00%
2006	1.79%	0.00%
2005	2.29%	0.00%
2004	2.45%	0.00%
2003	2.07%	0.00%
2002	2.83%	0.00%
2001	2.62%	0.00%
2000	2.07%	0.00%