UBFO vs MACIU

Comparison between United Security Bancshares (CA) (UBFO, Company) and Melar Acquisition Corp I - Units (1 Ord Class A & 1 War) (MACIU, Company).

Both UBFO and MACIU are from the Financial Services sector.

UBFO vs MACIU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UBFO(COMPANY)	MACIU(COMPANY)
Market Cap	$185M	$185M
Max Drawdown	91.22%	41.76%
Sharpe Ratio	0.98	0.43
5Y Beta	0.68	0.00
Industry	Banks - Regional	Shell Companies
P/E Ratio	15.00	42.69
Forward P/E	13.66	N/A
PEG Ratio	0.00	N/A
Dividend Yield	4.57%	N/A
5Y Dividends CAGR	6.40%	N/A
5Y EPS CAGR	6.05%	N/A
Debt to Equity	0.00%	2.39%
Free Cash Flow Yield	10.70%	-0.37%
P/S Ratio	3.83	N/A
P/B Ratio	1.32	N/A

Market Cap

UBFO

$185M

Winner

MACIU

$185M

Max Drawdown

UBFO

91.22%

Winner

MACIU

41.76%

Sharpe Ratio

Winner

UBFO

0.98

MACIU

0.43

5Y Beta

UBFO

0.68

Winner

MACIU

0.00

Industry

UBFO

Banks - Regional

MACIU

Shell Companies

P/E Ratio

Winner

UBFO

15.00

MACIU

42.69

Forward P/E

UBFO

13.66

MACIU

N/A

PEG Ratio

UBFO

0.00

MACIU

N/A

Dividend Yield

UBFO

4.57%

MACIU

N/A

5Y Dividends CAGR

UBFO

6.40%

MACIU

N/A

5Y EPS CAGR

UBFO

6.05%

MACIU

N/A

Debt to Equity

Winner

UBFO

0.00%

MACIU

2.39%

Free Cash Flow Yield

Winner

UBFO

10.70%

MACIU

-0.37%

P/S Ratio

UBFO

3.83

MACIU

N/A

P/B Ratio

UBFO

1.32

MACIU

N/A

UBFO vs MACIU - Historical Returns

Returns include dividend reinvestment.

Period	UBFO	MACIU
1 month	+0.00%	+2.21%
3 months	+2.44%	+2.87%
6 months	+2.25%	+2.87%
1 year	+32.68%	+7.77%
5 years(CAGR)	+11.16%	N/A
10 years(CAGR)	+13.97%	N/A
Max(CAGR)	+5.94%	+5.38%

UBFO

+0.00%

Winner

MACIU

+2.21%

UBFO

+2.44%

Winner

MACIU

+2.87%

UBFO

+2.25%

Winner

MACIU

+2.87%

Winner

UBFO

+32.68%

MACIU

+7.77%

5Y(CAGR)

UBFO

+11.16%

MACIU

N/A

10Y(CAGR)

UBFO

+13.97%

MACIU

N/A

Max(CAGR)

Winner

UBFO

+5.94%

MACIU

+5.38%

UBFO vs MACIU - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UBFO	MACIU
2026	+7.14%	+3.74%
2025	+8.06%	+6.62%
2024	+31.14%	+1.20%
2023	+23.54%	N/A
2022	-5.15%	N/A
2021	+25.87%	N/A
2020	-28.47%	N/A
2019	+15.83%	N/A
2018	-9.72%	N/A
2017	+46.02%	N/A
2016	+77.23%	N/A
2015	+2.42%	N/A
2014	+18.25%	N/A
2013	+104.92%	N/A
2012	+24.31%	N/A
2011	-37.63%	N/A
2010	-10.42%	N/A
2009	-59.48%	N/A
2008	-18.37%	N/A
2007	-36.37%	N/A
2006	+61.30%	N/A
2005	+22.90%	N/A
2004	-4.14%	N/A
2003	+61.57%	N/A
2002	+8.20%	N/A
2001	+0.50%	N/A
2000	-15.57%	N/A
1999	+8.53%	N/A

UBFO vs MACIU Drawdown Comparison

The maximum drawdown for UBFO was -89.51%, occurring on Nov 23, 2011. Recovery took 2812 trading sessions.

The maximum drawdown for MACIU was -41.76%, occurring on Jun 11, 2026. This drawdown has not yet recovered.

The current UBFO drawdown is -7.89%. The current MACIU drawdown is -41.76%.

Rank	UBFO	MACIU
#1	-89.51% Nov 9, 2006 - Jan 12, 2018	-41.76% Jun 3, 2026 - Jun 11, 2026
#2	-53.37% Jul 5, 2019 - Sep 16, 2024	-9.76% Jan 14, 2026 - Feb 26, 2026
#3	-27.98% Jan 9, 2004 - Jul 14, 2005	-9.63% Feb 26, 2026 - May 21, 2026
#4	-26.61% Nov 12, 1999 - Apr 1, 2003	-8.44% Feb 3, 2025 - Jan 13, 2026
#5	-24.64% Dec 13, 2024 - Nov 11, 2025	-4.88% Nov 19, 2024 - Feb 3, 2025
#6	-21.73% May 14, 2003 - Sep 3, 2003	-4.51% May 21, 2026 - May 26, 2026
#7	-18.09% May 19, 2006 - Oct 17, 2006	-0.40% Jul 26, 2024 - Oct 4, 2024
#8	-17.43% Jul 6, 2018 - Jun 28, 2019	-0.20% Jun 20, 2024 - Jul 18, 2024
#9	-12.50% Jan 17, 2018 - Jul 6, 2018	-0.10% Jul 18, 2024 - Jul 26, 2024
#10	-12.45% Feb 6, 2026 - Mar 18, 2026	N/A
#11	-10.49% Sep 17, 2003 - Oct 22, 2003	N/A
#12	-8.51% Apr 11, 2003 - Apr 29, 2003	N/A
#13	-8.37% Nov 3, 2003 - Dec 30, 2003	N/A
#14	-7.35% Sep 20, 2024 - Oct 18, 2024	N/A
#15	-6.98% Apr 1, 2003 - Apr 11, 2003	N/A