UBFO vs HUMA

Comparison between United Security Bancshares (CA) (UBFO, Company) and Humacyte Inc (HUMA, Company).

UBFO is from the Financial Services sector, while HUMA is from the Healthcare sector.

5-Year PerformanceUBFO has outperformed HUMA, delivering a return of +10.7% compared to -44.2%

UBFO vs HUMA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UBFO(COMPANY)	HUMA(COMPANY)
Market Cap	$185M	$185M
Max Drawdown	91.22%	96.76%
Sharpe Ratio	0.73	-0.43
5Y Beta	0.68	2.46
Industry	Banks - Regional	Biotechnology
P/E Ratio	15.00	-1.48
Forward P/E	13.66	35.84
PEG Ratio	0.00	N/A
Dividend Yield	4.57%	N/A
5Y Dividends CAGR	6.40%	N/A
5Y EPS CAGR	6.05%	N/A
Debt to Equity	0.00%	116.20%
Free Cash Flow Yield	10.70%	-52.81%
P/S Ratio	3.83	76.89
P/B Ratio	1.32	17.40

Market Cap

Winner

UBFO

$185M

HUMA

$185M

Max Drawdown

Winner

UBFO

91.22%

HUMA

96.76%

Sharpe Ratio

Winner

UBFO

0.73

HUMA

-0.43

5Y Beta

Winner

UBFO

0.68

HUMA

2.46

Industry

UBFO

Banks - Regional

HUMA

Biotechnology

P/E Ratio

UBFO

15.00

Winner

HUMA

-1.48

Forward P/E

Winner

UBFO

13.66

HUMA

35.84

PEG Ratio

UBFO

0.00

HUMA

N/A

Dividend Yield

UBFO

4.57%

HUMA

N/A

5Y Dividends CAGR

UBFO

6.40%

HUMA

N/A

5Y EPS CAGR

UBFO

6.05%

HUMA

N/A

Debt to Equity

Winner

UBFO

0.00%

HUMA

116.20%

Free Cash Flow Yield

Winner

UBFO

10.70%

HUMA

-52.81%

P/S Ratio

Winner

UBFO

3.83

HUMA

76.89

P/B Ratio

Winner

UBFO

1.32

HUMA

17.40

UBFO vs HUMA - Historical Returns

Returns include dividend reinvestment.

Period	UBFO	HUMA
1 month	+0.00%	-14.48%
3 months	+0.00%	-39.52%
6 months	-4.19%	-40.12%
1 year	+19.18%	-67.83%
5 years(CAGR)	+10.72%	-44.20%
10 years(CAGR)	+12.82%	N/A
Max(CAGR)	+5.91%	-44.20%

Winner

UBFO

+0.00%

HUMA

-14.48%

Winner

UBFO

+0.00%

HUMA

-39.52%

Winner

UBFO

-4.19%

HUMA

-40.12%

Winner

UBFO

+19.18%

HUMA

-67.83%

5Y(CAGR)

Winner

UBFO

+10.72%

HUMA

-44.20%

10Y(CAGR)

UBFO

+12.82%

HUMA

N/A

Max(CAGR)

Winner

UBFO

+5.91%

HUMA

-44.20%

UBFO vs HUMA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UBFO	HUMA
2026	+7.14%	-37.97%
2025	+8.06%	-81.46%
2024	+31.14%	+74.74%
2023	+23.54%	+34.60%
2022	-5.15%	-71.49%
2021	+25.87%	-33.85%
2020	-28.47%	N/A
2019	+15.83%	N/A
2018	-9.72%	N/A
2017	+46.02%	N/A
2016	+77.23%	N/A
2015	+2.42%	N/A
2014	+18.25%	N/A
2013	+104.92%	N/A
2012	+24.31%	N/A
2011	-37.63%	N/A
2010	-10.42%	N/A
2009	-59.48%	N/A
2008	-18.37%	N/A
2007	-36.37%	N/A
2006	+61.30%	N/A
2005	+22.90%	N/A
2004	-4.14%	N/A
2003	+61.57%	N/A
2002	+8.20%	N/A
2001	+0.50%	N/A
2000	-15.57%	N/A
1999	+8.53%	N/A

UBFO vs HUMA Drawdown Comparison

The maximum drawdown for UBFO was -89.51%, occurring on Nov 23, 2011. Recovery took 2812 trading sessions.

The maximum drawdown for HUMA was -96.76%, occurring on Aug 13, 2026. This drawdown has not yet recovered.

The current UBFO drawdown is -7.89%. The current HUMA drawdown is -96.44%.

Rank	UBFO	HUMA
#1	-89.51% Nov 9, 2006 - Jan 12, 2018	-96.76% Sep 1, 2021 - Aug 13, 2026
#2	-53.37% Jul 5, 2019 - Sep 16, 2024	N/A
#3	-27.98% Jan 9, 2004 - Jul 14, 2005	N/A
#4	-26.61% Nov 12, 1999 - Apr 1, 2003	N/A
#5	-24.64% Dec 13, 2024 - Nov 11, 2025	N/A
#6	-21.73% May 14, 2003 - Sep 3, 2003	N/A
#7	-18.09% May 19, 2006 - Oct 17, 2006	N/A
#8	-17.43% Jul 6, 2018 - Jun 28, 2019	N/A
#9	-12.50% Jan 17, 2018 - Jul 6, 2018	N/A
#10	-12.45% Feb 6, 2026 - Mar 18, 2026	N/A
#11	-10.49% Sep 17, 2003 - Oct 22, 2003	N/A
#12	-8.51% Apr 11, 2003 - Apr 29, 2003	N/A
#13	-8.37% Nov 3, 2003 - Dec 30, 2003	N/A
#14	-7.35% Sep 20, 2024 - Oct 18, 2024	N/A
#15	-6.98% Apr 1, 2003 - Apr 11, 2003	N/A

Correlation

Correlation between UBFO and HUMA is -0.48 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.48

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