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UBFO vs ESP

Comparison between United Security Bancshares (CA) (UBFO, Company) and Espey Manufacturing & Electronics Corp (ESP, Company).

UBFO is from the Financial Services sector, while ESP is from the Industrials sector.

5-Year PerformanceESP has outperformed UBFO, delivering a return of +36.1% compared to +11.0%

UBFO vs ESP - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
UBFO
$185M
ESP
$183M
Max Drawdown
UBFO
91.22%
Winner
ESP
62.05%
Sharpe Ratio
Winner
UBFO
1.18
ESP
0.80
5Y Beta
UBFO
0.68
Winner
ESP
0.62
Industry
UBFO
Banks - Regional
ESP
Electrical Equipment & Parts
P/E Ratio
Winner
UBFO
15.00
ESP
16.74
Forward P/E
UBFO
13.66
Winner
ESP
11.38
PEG Ratio
Winner
UBFO
0.00
ESP
0.27
Dividend Yield
Winner
UBFO
4.57%
ESP
2.86%
5Y Dividends CAGR
UBFO
6.40%
Winner
ESP
21.67%
5Y EPS CAGR
UBFO
6.05%
Winner
ESP
58.45%
Debt to Equity
UBFO
0.00%
ESP
0.00%
Free Cash Flow Yield
Winner
UBFO
10.70%
ESP
2.41%
P/S Ratio
Winner
UBFO
3.83
ESP
3.98
P/B Ratio
Winner
UBFO
1.32
ESP
3.14

UBFO vs ESP - Historical Returns

Returns include dividend reinvestment.

1M
Winner
UBFO
+0.00%
ESP
-4.53%
3M
Winner
UBFO
+0.00%
ESP
-11.60%
6M
UBFO
-7.89%
Winner
ESP
+10.27%
1Y
UBFO
+29.96%
Winner
ESP
+40.87%
5Y(CAGR)
UBFO
+10.97%
Winner
ESP
+36.06%
10Y(CAGR)
Winner
UBFO
+13.10%
ESP
+12.88%
Max(CAGR)
UBFO
+5.91%
Winner
ESP
+13.60%

UBFO vs ESP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUBFOESP
2026+7.14%+33.74%
2025+8.06%+67.48%
2024+31.14%+66.28%
2023+23.54%+32.03%
2022-5.15%-0.07%
2021+25.87%-26.35%
2020-28.47%-8.03%
2019+15.83%-11.86%
2018-9.72%+13.14%
2017+46.02%-2.07%
2016+77.23%+6.87%
2015+2.42%+7.40%
2014+18.25%-23.59%
2013+104.92%+35.92%
2012+24.31%+15.20%
2011-37.63%+6.60%
2010-10.42%+32.02%
2009-59.48%+9.33%
2008-18.37%+16.33%
2007-36.37%+4.64%
2006+61.30%+8.82%
2005+22.90%+39.04%
2004-4.14%+9.50%
2003+61.57%+40.11%
2002+8.20%+2.36%
2001+0.50%+20.54%
2000-15.57%+14.69%
1999+8.53%-0.47%

UBFO vs ESP Drawdown Comparison

The maximum drawdown for UBFO was -89.51%, occurring on Nov 23, 2011. Recovery took 2812 trading sessions.

The maximum drawdown for ESP was -54.31%, occurring on May 16, 2022. Recovery took 1515 trading sessions.

The current UBFO drawdown is -7.89%. The current ESP drawdown is -13.57%.

RankUBFOESP
#1-89.51%
Nov 9, 2006 - Jan 12, 2018
-54.31%
Sep 20, 2018 - Sep 30, 2024
#2-53.37%
Jul 5, 2019 - Sep 16, 2024
-45.83%
Dec 10, 2013 - May 2, 2018
#3-27.98%
Jan 9, 2004 - Jul 14, 2005
-35.40%
Jun 5, 2008 - Oct 16, 2009
#4-26.61%
Nov 12, 1999 - Apr 1, 2003
-29.17%
Sep 12, 2025 - Jan 15, 2026
#5-24.64%
Dec 13, 2024 - Nov 11, 2025
-27.50%
Jun 18, 2007 - Mar 5, 2008
#6-21.73%
May 14, 2003 - Sep 3, 2003
-26.56%
May 9, 2011 - Jun 27, 2012
#7-18.09%
May 19, 2006 - Oct 17, 2006
-24.76%
Aug 27, 2012 - Aug 28, 2013
#8-17.43%
Jul 6, 2018 - Jun 28, 2019
-23.96%
Nov 23, 2005 - Mar 23, 2007
#9-12.50%
Jan 17, 2018 - Jul 6, 2018
-23.46%
May 12, 2026 - Jun 5, 2026
#10-12.45%
Feb 6, 2026 - Mar 18, 2026
-22.37%
Nov 4, 2024 - May 13, 2025
#11-10.49%
Sep 17, 2003 - Oct 22, 2003
-18.55%
Feb 10, 2026 - Apr 15, 2026
#12-8.51%
Apr 11, 2003 - Apr 29, 2003
-17.92%
Jul 23, 2025 - Sep 12, 2025
#13-8.37%
Nov 3, 2003 - Dec 30, 2003
-17.27%
Oct 17, 2003 - Oct 1, 2004
#14-7.35%
Sep 20, 2024 - Oct 18, 2024
-16.92%
Jan 21, 2000 - Aug 10, 2000
#15-6.98%
Apr 1, 2003 - Apr 11, 2003
-16.68%
Mar 5, 2008 - May 14, 2008

Correlation

Correlation between UBFO and ESP is 0.65 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.65
-101

Dividend Comparison (1999 - 2026)

UBFO vs ESP dividend yield comparison.

YearUBFOESP
20260.00%0.80%
20255.96%3.71%
20244.75%2.90%
20235.47%2.67%
20224.51%0.00%
20215.42%0.00%
20206.24%5.29%
20195.13%4.63%
20183.65%8.03%
20171.55%4.17%
201612.90%3.84%
20150.00%3.88%
20143.93%4.20%
20133.09%6.13%
20123.63%7.64%
20116.01%8.15%
20104.78%8.00%
20096.13%9.94%
20084.57%20.58%
20073.29%3.46%
20061.79%2.35%
20052.29%1.70%
20042.45%4.01%
20032.07%3.65%
20022.83%6.18%
20012.62%1.25%
20002.07%1.21%
19990.00%0.34%

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