TYL vs EMA

Comparison between Tyler Technologies Inc (TYL, Company) and Emera Incorporated (EMA, Company).

TYL is from the Technology sector, while EMA is from the Utilities sector.

TYL vs EMA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TYL(COMPANY)	EMA(COMPANY)
Market Cap	$15B	$15B
Max Drawdown	86.00%	7.95%
Sharpe Ratio	-1.32	0.80
5Y Beta	0.48	-0.23
Industry	Software - Application	Utilities - Regulated Electric
P/E Ratio	47.11	19.20
Forward P/E	25.32	19.08
PEG Ratio	8.11	0.20
Dividend Yield	N/A	5.69%
5Y EPS CAGR	15.80%	-2.90%
Debt to Equity	0.00%	146.87%
Free Cash Flow Yield	4.67%	-8.27%
P/S Ratio	5.54	1.77
P/B Ratio	4.30	1.68

Market Cap

Winner

TYL

$15B

EMA

$15B

Max Drawdown

TYL

86.00%

Winner

EMA

7.95%

Sharpe Ratio

TYL

-1.32

Winner

EMA

0.80

5Y Beta

TYL

0.48

Winner

EMA

-0.23

Industry

TYL

Software - Application

EMA

Utilities - Regulated Electric

P/E Ratio

TYL

47.11

Winner

EMA

19.20

Forward P/E

TYL

25.32

Winner

EMA

19.08

PEG Ratio

TYL

8.11

Winner

EMA

0.20

Dividend Yield

TYL

N/A

EMA

5.69%

5Y EPS CAGR

Winner

TYL

15.80%

EMA

-2.90%

Debt to Equity

Winner

TYL

0.00%

EMA

146.87%

Free Cash Flow Yield

Winner

TYL

4.67%

EMA

-8.27%

P/S Ratio

TYL

5.54

Winner

EMA

1.77

P/B Ratio

TYL

4.30

Winner

EMA

1.68

TYL vs EMA - Historical Returns

Returns include dividend reinvestment.

Period	TYL	EMA
1 month	+9.08%	-3.00%
3 months	+9.88%	+0.47%
6 months	+8.13%	+3.09%
1 year	-42.67%	+14.02%
5 years(CAGR)	-7.21%	N/A
10 years(CAGR)	+7.24%	N/A
Max(CAGR)	+17.63%	+18.68%

Winner

TYL

+9.08%

EMA

-3.00%

Winner

TYL

+9.88%

EMA

+0.47%

Winner

TYL

+8.13%

EMA

+3.09%

TYL

-42.67%

Winner

EMA

+14.02%

5Y(CAGR)

TYL

-7.21%

EMA

N/A

10Y(CAGR)

TYL

+7.24%

EMA

N/A

Max(CAGR)

TYL

+17.63%

Winner

EMA

+18.68%

TYL vs EMA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TYL	EMA
2026	-24.59%	+8.96%
2025	-21.01%	+12.99%
2024	+41.26%	N/A
2023	+30.94%	N/A
2022	-38.45%	N/A
2021	+24.64%	N/A
2020	+42.54%	N/A
2019	+64.63%	N/A
2018	+3.99%	N/A
2017	+22.30%	N/A
2016	-14.52%	N/A
2015	+61.63%	N/A
2014	+8.05%	N/A
2013	+104.26%	N/A
2012	+59.66%	N/A
2011	+45.32%	N/A
2010	+2.27%	N/A
2009	+66.06%	N/A
2008	-3.93%	N/A
2007	-10.73%	N/A
2006	+57.80%	N/A
2005	+7.20%	N/A
2004	-14.43%	N/A
2003	+137.19%	N/A
2002	-10.90%	N/A
2001	+160.00%	N/A
2000	-71.27%	N/A
1999	+29.41%	N/A

TYL vs EMA Drawdown Comparison

The maximum drawdown for TYL was -86.00%, occurring on Mar 6, 2001. Recovery took 899 trading sessions.

The maximum drawdown for EMA was -6.13%, occurring on Aug 10, 2026. This drawdown has not yet recovered.

The current TYL drawdown is -49.19%. The current EMA drawdown is -4.69%.

Rank	TYL	EMA
#1	-86.00% Apr 7, 2000 - Nov 6, 2003	-6.13% Jul 17, 2026 - Aug 10, 2026
#2	-57.44% Feb 13, 2025 - Jun 22, 2026	-5.93% Aug 8, 2025 - Oct 10, 2025
#3	-48.23% Jan 20, 2004 - Mar 31, 2006	-5.89% Mar 16, 2026 - May 26, 2026
#4	-47.85% Nov 16, 2021 - Jul 25, 2024	-5.24% May 27, 2026 - Jun 26, 2026
#5	-37.38% Jan 6, 2000 - Apr 3, 2000	-3.97% May 30, 2025 - Jul 1, 2025
#6	-35.88% Jul 28, 2008 - Jul 22, 2009	-3.92% Oct 22, 2025 - Dec 23, 2025
#7	-33.84% Dec 29, 2015 - Jul 25, 2017	-3.10% Dec 30, 2025 - Jan 20, 2026
#8	-30.68% Sep 4, 2018 - Aug 8, 2019	-2.90% Feb 4, 2026 - Feb 12, 2026
#9	-29.37% Jan 15, 2014 - Oct 28, 2014	-2.84% Jun 26, 2026 - Jul 14, 2026
#10	-27.73% Nov 23, 2009 - Oct 18, 2010	-2.02% Jul 11, 2025 - Jul 21, 2025
#11	-23.58% Nov 6, 2007 - Jul 25, 2008	-1.63% Jan 29, 2026 - Feb 4, 2026
#12	-22.95% Feb 12, 2020 - May 15, 2020	-1.59% Feb 17, 2026 - Feb 27, 2026
#13	-20.56% Nov 10, 1999 - Dec 28, 1999	-1.51% Oct 10, 2025 - Oct 17, 2025
#14	-20.44% Mar 1, 2021 - Jul 9, 2021	-1.39% Jul 1, 2025 - Jul 11, 2025
#15	-20.42% Dec 5, 2006 - Aug 17, 2007	-1.35% Feb 27, 2026 - Mar 4, 2026

Correlation

Correlation between TYL and EMA is -0.97 which considered as a very strong negative correlation - the stocks move almost identically in opposite directions.

-0.97

-101