TXNM vs DUOL

Comparison between PNM Resources Inc (TXNM, Company) and Duolingo Inc - Class A (DUOL, Company).

TXNM is from the Utilities sector, while DUOL is from the Technology sector.

5-Year PerformanceTXNM has outperformed DUOL, delivering a return of +6.6% compared to -1.6%

TXNM vs DUOL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TXNM(COMPANY)	DUOL(COMPANY)
Market Cap	$6.24B	$6.25B
Max Drawdown	81.76%	83.35%
Sharpe Ratio	0.07	-1.37
5Y Beta	0.27	1.36
Industry	Utilities - Regulated Electric	Software - Application
P/E Ratio	37.06	15.06
Forward P/E	19.76	18.48
PEG Ratio	2.81	0.04
Dividend Yield	2.92%	N/A
5Y Dividends CAGR	5.84%	N/A
5Y EPS CAGR	18.51%	N/A
Debt to Equity	156.28%	0.00%
Free Cash Flow Yield	9.55%	6.66%
P/S Ratio	2.85	5.60
P/B Ratio	1.81	4.21

Market Cap

TXNM

$6.24B

Winner

DUOL

$6.25B

Max Drawdown

Winner

TXNM

81.76%

DUOL

83.35%

Sharpe Ratio

Winner

TXNM

0.07

DUOL

-1.37

5Y Beta

Winner

TXNM

0.27

DUOL

1.36

Industry

TXNM

Utilities - Regulated Electric

DUOL

Software - Application

P/E Ratio

TXNM

37.06

Winner

DUOL

15.06

Forward P/E

TXNM

19.76

Winner

DUOL

18.48

PEG Ratio

TXNM

2.81

Winner

DUOL

0.04

Dividend Yield

TXNM

2.92%

DUOL

N/A

5Y Dividends CAGR

TXNM

5.84%

DUOL

N/A

5Y EPS CAGR

TXNM

18.51%

DUOL

N/A

Debt to Equity

TXNM

156.28%

Winner

DUOL

0.00%

Free Cash Flow Yield

Winner

TXNM

9.55%

DUOL

6.66%

P/S Ratio

Winner

TXNM

2.85

DUOL

5.60

P/B Ratio

Winner

TXNM

1.81

DUOL

4.21

TXNM vs DUOL - Historical Returns

Returns include dividend reinvestment.

Period	TXNM	DUOL
1 month	-0.09%	+1.02%
3 months	-2.88%	+40.33%
6 months	-2.17%	-17.87%
1 year	+3.48%	-65.90%
5 years(CAGR)	+6.60%	-1.60%
10 years(CAGR)	+8.36%	N/A
Max(CAGR)	+9.60%	-1.60%

TXNM

-0.09%

Winner

DUOL

+1.02%

TXNM

-2.88%

Winner

DUOL

+40.33%

Winner

TXNM

-2.17%

DUOL

-17.87%

Winner

TXNM

+3.48%

DUOL

-65.90%

5Y(CAGR)

Winner

TXNM

+6.60%

DUOL

-1.60%

10Y(CAGR)

TXNM

+8.36%

DUOL

N/A

Max(CAGR)

Winner

TXNM

+9.60%

DUOL

-1.60%

TXNM vs DUOL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TXNM	DUOL
2026	-2.08%	-27.27%
2025	+24.27%	-46.15%
2024	+30.79%	+51.26%
2023	-12.36%	+219.82%
2022	+10.63%	-32.30%
2021	-3.30%	-23.67%
2020	+0.29%	N/A
2019	+29.16%	N/A
2018	+5.73%	N/A
2017	+22.03%	N/A
2016	+16.88%	N/A
2015	+5.93%	N/A
2014	+28.48%	N/A
2013	+17.64%	N/A
2012	+19.98%	N/A
2011	+42.36%	N/A
2010	+6.80%	N/A
2009	+26.38%	N/A
2008	-49.82%	N/A
2007	-28.96%	N/A
2006	+28.66%	N/A
2005	+1.11%	N/A
2004	+37.21%	N/A
2003	+24.12%	N/A
2002	-14.30%	N/A
2001	+11.11%	N/A
2000	+78.91%	N/A
1999	-7.83%	N/A

TXNM vs DUOL Drawdown Comparison

The maximum drawdown for TXNM was -80.02%, occurring on Mar 6, 2009. Recovery took 1724 trading sessions.

The maximum drawdown for DUOL was -83.35%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The current TXNM drawdown is -4.17%. The current DUOL drawdown is -76.26%.

Rank	TXNM	DUOL
#1	-80.02% Apr 25, 2007 - Feb 28, 2014	-83.35% May 14, 2025 - Apr 10, 2026
#2	-51.04% May 10, 2001 - Sep 16, 2004	-68.92% Sep 23, 2021 - Nov 9, 2023
#3	-46.35% Feb 18, 2020 - Nov 21, 2024	-38.27% Feb 18, 2025 - May 2, 2025
#4	-25.17% Nov 30, 2017 - Dec 11, 2018	-36.16% May 7, 2024 - Sep 18, 2024
#5	-22.79% Aug 3, 2005 - Nov 6, 2006	-27.76% Dec 19, 2023 - May 6, 2024
#6	-20.57% Dec 29, 2014 - Dec 23, 2015	-17.81% Aug 5, 2021 - Sep 2, 2021
#7	-17.98% Jul 1, 2014 - Nov 5, 2014	-16.22% Dec 5, 2024 - Feb 4, 2025
#8	-16.85% Nov 8, 2000 - Mar 30, 2001	-8.46% Sep 10, 2021 - Sep 16, 2021
#9	-14.91% Nov 1, 1999 - Apr 26, 2000	-6.50% Nov 14, 2023 - Nov 24, 2023
#10	-14.22% Apr 28, 2000 - Jul 20, 2000	-6.11% Nov 8, 2024 - Nov 20, 2024
#11	-13.00% Jul 6, 2016 - Feb 21, 2017	-4.65% Nov 27, 2023 - Dec 12, 2023
#12	-10.60% Dec 13, 2018 - Feb 22, 2019	-4.43% Feb 10, 2025 - Feb 13, 2025
#13	-10.22% Feb 21, 2025 - Mar 14, 2025	-4.12% Oct 9, 2024 - Oct 29, 2024
#14	-10.07% Mar 19, 2025 - May 19, 2025	-3.33% Sep 25, 2024 - Oct 9, 2024
#15	-9.86% Oct 4, 2019 - Jan 23, 2020	-3.29% Jul 28, 2021 - Jul 30, 2021