TXNM vs DSGX

Comparison between PNM Resources Inc (TXNM, Company) and Descartes Systems Group Inc (DSGX, Company).

TXNM is from the Utilities sector, while DSGX is from the Technology sector.

5-Year PerformanceTXNM has outperformed DSGX, delivering a return of +6.4% compared to +1.5%

TXNM vs DSGX - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TXNM(COMPANY)	DSGX(COMPANY)
Market Cap	$6.36B	$6.36B
Max Drawdown	81.76%	98.95%
Sharpe Ratio	-0.05	-0.73
5Y Beta	0.27	0.85
Industry	Utilities - Regulated Electric	Software - Application
P/E Ratio	37.75	38.82
Forward P/E	19.80	26.60
PEG Ratio	2.85	2.82
Dividend Yield	2.91%	N/A
5Y Dividends CAGR	5.84%	N/A
5Y EPS CAGR	18.51%	9.57%
Debt to Equity	156.28%	0.00%
Free Cash Flow Yield	9.38%	4.10%
P/S Ratio	2.91	8.50
P/B Ratio	1.84	3.93

Market Cap

Winner

TXNM

$6.36B

DSGX

$6.36B

Max Drawdown

Winner

TXNM

81.76%

DSGX

98.95%

Sharpe Ratio

Winner

TXNM

-0.05

DSGX

-0.73

5Y Beta

Winner

TXNM

0.27

DSGX

0.85

Industry

TXNM

Utilities - Regulated Electric

DSGX

Software - Application

P/E Ratio

Winner

TXNM

37.75

DSGX

38.82

Forward P/E

Winner

TXNM

19.80

DSGX

26.60

PEG Ratio

TXNM

2.85

Winner

DSGX

2.82

Dividend Yield

TXNM

2.91%

DSGX

N/A

5Y Dividends CAGR

TXNM

5.84%

DSGX

N/A

5Y EPS CAGR

Winner

TXNM

18.51%

DSGX

9.57%

Debt to Equity

TXNM

156.28%

Winner

DSGX

0.00%

Free Cash Flow Yield

Winner

TXNM

9.38%

DSGX

4.10%

P/S Ratio

Winner

TXNM

2.91

DSGX

8.50

P/B Ratio

Winner

TXNM

1.84

DSGX

3.93

TXNM vs DSGX - Historical Returns

Returns include dividend reinvestment.

Period	TXNM	DSGX
1 month	-3.71%	+7.10%
3 months	-1.86%	+0.53%
6 months	-1.71%	-18.87%
1 year	+3.77%	-25.97%
5 years(CAGR)	+6.41%	+1.53%
10 years(CAGR)	+8.41%	+13.97%
Max(CAGR)	+9.63%	+11.77%

TXNM

-3.71%

Winner

DSGX

+7.10%

TXNM

-1.86%

Winner

DSGX

+0.53%

Winner

TXNM

-1.71%

DSGX

-18.87%

Winner

TXNM

+3.77%

DSGX

-25.97%

5Y(CAGR)

Winner

TXNM

+6.41%

DSGX

+1.53%

10Y(CAGR)

TXNM

+8.41%

Winner

DSGX

+13.97%

Max(CAGR)

TXNM

+9.63%

Winner

DSGX

+11.77%

TXNM vs DSGX - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TXNM	DSGX
2026	-2.00%	-14.82%
2025	+24.27%	-22.77%
2024	+30.79%	+39.54%
2023	-12.36%	+20.12%
2022	+10.63%	-13.99%
2021	-3.30%	+43.22%
2020	+0.29%	+33.36%
2019	+29.16%	+62.56%
2018	+5.73%	-7.32%
2017	+22.03%	+33.65%
2016	+16.88%	+8.68%
2015	+5.93%	+36.32%
2014	+28.48%	+13.13%
2013	+17.64%	+44.91%
2012	+19.98%	+27.75%
2011	+42.36%	+2.43%
2010	+6.80%	+15.41%
2009	+26.38%	+103.08%
2008	-49.82%	-29.15%
2007	-28.96%	+18.98%
2006	+28.66%	+15.67%
2005	+1.11%	+71.58%
2004	+37.21%	-30.31%
2003	+24.12%	-14.80%
2002	-14.30%	-58.28%
2001	+11.11%	-63.10%
2000	+78.91%	+0.50%
1999	-7.83%	+473.33%

TXNM vs DSGX Drawdown Comparison

The maximum drawdown for TXNM was -80.02%, occurring on Mar 6, 2009. Recovery took 1724 trading sessions.

The maximum drawdown for DSGX was -98.95%, occurring on Jun 18, 2004. Recovery took 6032 trading sessions.

The current TXNM drawdown is -4.09%. The current DSGX drawdown is -40.81%.

Rank	TXNM	DSGX
#1	-80.02% Apr 25, 2007 - Feb 28, 2014	-98.95% Mar 10, 2000 - Mar 4, 2024
#2	-51.04% May 10, 2001 - Sep 16, 2004	-48.72% Feb 10, 2025 - Feb 23, 2026
#3	-46.35% Feb 18, 2020 - Nov 21, 2024	-29.11% Jan 20, 2000 - Feb 24, 2000
#4	-25.17% Nov 30, 2017 - Dec 11, 2018	-17.69% Nov 18, 1999 - Nov 26, 1999
#5	-22.79% Aug 3, 2005 - Nov 6, 2006	-11.65% Nov 1, 1999 - Nov 9, 1999
#6	-20.57% Dec 29, 2014 - Dec 23, 2015	-9.87% May 24, 2024 - Jul 9, 2024
#7	-17.98% Jul 1, 2014 - Nov 5, 2014	-9.76% Jul 16, 2024 - Sep 26, 2024
#8	-16.85% Nov 8, 2000 - Mar 30, 2001	-9.70% Dec 13, 1999 - Dec 17, 1999
#9	-14.91% Nov 1, 1999 - Apr 26, 2000	-8.59% Dec 6, 2024 - Feb 10, 2025
#10	-14.22% Apr 28, 2000 - Jul 20, 2000	-8.38% Jan 3, 2000 - Jan 7, 2000
#11	-13.00% Jul 6, 2016 - Feb 21, 2017	-7.29% Mar 12, 2024 - Apr 24, 2024
#12	-10.60% Dec 13, 2018 - Feb 22, 2019	-6.21% Mar 4, 2024 - Mar 7, 2024
#13	-10.22% Feb 21, 2025 - Mar 14, 2025	-6.13% Dec 3, 1999 - Dec 9, 1999
#14	-10.07% Mar 19, 2025 - May 19, 2025	-6.10% Nov 30, 1999 - Dec 3, 1999
#15	-9.86% Oct 4, 2019 - Jan 23, 2020	-6.02% Feb 28, 2000 - Mar 6, 2000