TXNM vs CHYM

Comparison between PNM Resources Inc (TXNM, Company) and Chime Financial Inc - Class A (CHYM, Company).

TXNM is from the Utilities sector, while CHYM is from the Technology sector.

TXNM vs CHYM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TXNM(COMPANY)	CHYM(COMPANY)
Market Cap	$6.58B	$6.59B
Max Drawdown	81.76%	54.43%
Sharpe Ratio	0.96	-0.85
5Y Beta	0.27	2.51
Industry	Utilities - Regulated Electric	Software - Application
P/E Ratio	39.08	-2.43
Forward P/E	20.58	28.33
PEG Ratio	2.94	N/A
Dividend Yield	2.79%	N/A
5Y Dividends CAGR	5.84%	N/A
5Y EPS CAGR	18.51%	N/A
Debt to Equity	156.28%	0.00%
Free Cash Flow Yield	9.06%	1.12%
P/S Ratio	3.00	2.98
P/B Ratio	1.89	4.79

Market Cap

TXNM

$6.58B

Winner

CHYM

$6.59B

Max Drawdown

TXNM

81.76%

Winner

CHYM

54.43%

Sharpe Ratio

Winner

TXNM

0.96

CHYM

-0.85

5Y Beta

Winner

TXNM

0.27

CHYM

2.51

Industry

TXNM

Utilities - Regulated Electric

CHYM

Software - Application

P/E Ratio

TXNM

39.08

Winner

CHYM

-2.43

Forward P/E

Winner

TXNM

20.58

CHYM

28.33

PEG Ratio

TXNM

2.94

CHYM

N/A

Dividend Yield

TXNM

2.79%

CHYM

N/A

5Y Dividends CAGR

TXNM

5.84%

CHYM

N/A

5Y EPS CAGR

TXNM

18.51%

CHYM

N/A

Debt to Equity

TXNM

156.28%

Winner

CHYM

0.00%

Free Cash Flow Yield

Winner

TXNM

9.06%

CHYM

1.12%

P/S Ratio

TXNM

3.00

Winner

CHYM

2.98

P/B Ratio

Winner

TXNM

1.89

CHYM

4.79

TXNM vs CHYM - Historical Returns

Returns include dividend reinvestment.

Period	TXNM	CHYM
1 month	+0.59%	-13.00%
3 months	+0.73%	-17.77%
6 months	+2.76%	-11.97%
1 year	+7.38%	-49.88%
5 years(CAGR)	+7.16%	N/A
10 years(CAGR)	+9.32%	N/A
Max(CAGR)	+9.81%	-51.26%

Winner

TXNM

+0.59%

CHYM

-13.00%

Winner

TXNM

+0.73%

CHYM

-17.77%

Winner

TXNM

+2.76%

CHYM

-11.97%

Winner

TXNM

+7.38%

CHYM

-49.88%

5Y(CAGR)

TXNM

+7.16%

CHYM

N/A

10Y(CAGR)

TXNM

+9.32%

CHYM

N/A

Max(CAGR)

Winner

TXNM

+9.81%

CHYM

-51.26%

TXNM vs CHYM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TXNM	CHYM
2026	+1.71%	-29.55%
2025	+24.27%	-32.17%
2024	+30.79%	N/A
2023	-12.36%	N/A
2022	+10.63%	N/A
2021	-3.30%	N/A
2020	+0.29%	N/A
2019	+29.16%	N/A
2018	+5.73%	N/A
2017	+22.03%	N/A
2016	+16.88%	N/A
2015	+5.93%	N/A
2014	+28.48%	N/A
2013	+17.64%	N/A
2012	+19.98%	N/A
2011	+42.36%	N/A
2010	+6.80%	N/A
2009	+26.38%	N/A
2008	-49.82%	N/A
2007	-28.96%	N/A
2006	+28.66%	N/A
2005	+1.11%	N/A
2004	+37.21%	N/A
2003	+24.12%	N/A
2002	-14.30%	N/A
2001	+11.11%	N/A
2000	+78.91%	N/A
1999	-7.83%	N/A

TXNM vs CHYM Drawdown Comparison

The maximum drawdown for TXNM was -80.02%, occurring on Mar 6, 2009. Recovery took 1724 trading sessions.

The maximum drawdown for CHYM was -54.43%, occurring on May 19, 2026. This drawdown has not yet recovered.

The current TXNM drawdown is -0.45%. The current CHYM drawdown is -49.88%.

Rank	TXNM	CHYM
#1	-80.02% Apr 25, 2007 - Feb 28, 2014	-54.43% Jun 12, 2025 - May 19, 2026
#2	-51.04% May 10, 2001 - Sep 16, 2004	N/A
#3	-46.35% Feb 18, 2020 - Nov 21, 2024	N/A
#4	-25.17% Nov 30, 2017 - Dec 11, 2018	N/A
#5	-22.79% Aug 3, 2005 - Nov 6, 2006	N/A
#6	-20.57% Dec 29, 2014 - Dec 23, 2015	N/A
#7	-17.98% Jul 1, 2014 - Nov 5, 2014	N/A
#8	-16.85% Nov 8, 2000 - Mar 30, 2001	N/A
#9	-14.91% Nov 1, 1999 - Apr 26, 2000	N/A
#10	-14.22% Apr 28, 2000 - Jul 20, 2000	N/A
#11	-13.00% Jul 6, 2016 - Feb 21, 2017	N/A
#12	-10.60% Dec 13, 2018 - Feb 22, 2019	N/A
#13	-10.22% Feb 21, 2025 - Mar 14, 2025	N/A
#14	-10.07% Mar 19, 2025 - May 19, 2025	N/A
#15	-9.86% Oct 4, 2019 - Jan 23, 2020	N/A

Correlation

Correlation between TXNM and CHYM is -0.53 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.53

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