TWLVU vs YRD

Comparison between Twelve Seas Investment Company III - Units (1 Ord Cls A & 1 Rts) (TWLVU, Company) and Yiren Digital Ltd (YRD, Company).

Both TWLVU and YRD are from the Financial Services sector.

TWLVU vs YRD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TWLVU(COMPANY)	YRD(COMPANY)
Market Cap	$131M	$129M
Max Drawdown	2.14%	98.65%
Sharpe Ratio	-0.31	-1.92
5Y Beta	0.02	0.91
Industry	Shell Companies	Credit Services
P/E Ratio	98.44	16.58
Forward P/E	N/A	7.10
PEG Ratio	N/A	1.24
Dividend Yield	N/A	27.20%
Debt to Equity	0.00%	0.10%
Free Cash Flow Yield	-0.82%	74.98%
P/S Ratio	N/A	0.02
P/B Ratio	-66.76	0.09

Market Cap

Winner

TWLVU

$131M

YRD

$129M

Max Drawdown

Winner

TWLVU

2.14%

YRD

98.65%

Sharpe Ratio

Winner

TWLVU

-0.31

YRD

-1.92

5Y Beta

Winner

TWLVU

0.02

YRD

0.91

Industry

TWLVU

Shell Companies

YRD

Credit Services

P/E Ratio

TWLVU

98.44

Winner

YRD

16.58

Forward P/E

TWLVU

N/A

YRD

7.10

PEG Ratio

TWLVU

N/A

YRD

1.24

Dividend Yield

TWLVU

N/A

YRD

27.20%

Debt to Equity

Winner

TWLVU

0.00%

YRD

0.10%

Free Cash Flow Yield

TWLVU

-0.82%

Winner

YRD

74.98%

P/S Ratio

TWLVU

N/A

YRD

0.02

P/B Ratio

Winner

TWLVU

-66.76

YRD

0.09

TWLVU vs YRD - Historical Returns

Returns include dividend reinvestment.

Period	TWLVU	YRD
1 month	+0.00%	-33.50%
3 months	+0.00%	-64.19%
6 months	+1.00%	-69.73%
1 year	N/A	-77.45%
5 years(CAGR)	N/A	-17.33%
10 years(CAGR)	N/A	-21.00%
Max(CAGR)	+2.14%	-15.51%

Winner

TWLVU

+0.00%

YRD

-33.50%

Winner

TWLVU

+0.00%

YRD

-64.19%

Winner

TWLVU

+1.00%

YRD

-69.73%

TWLVU

N/A

YRD

-77.45%

5Y(CAGR)

TWLVU

N/A

YRD

-17.33%

10Y(CAGR)

TWLVU

N/A

YRD

-21.00%

Max(CAGR)

Winner

TWLVU

+2.14%

YRD

-15.51%

TWLVU vs YRD - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	TWLVU	YRD
2026	+1.35%	-64.75%
2025	-0.50%	-18.22%
2024	N/A	+38.40%
2023	N/A	+106.62%
2022	N/A	-51.42%
2021	N/A	-12.54%
2020	N/A	-46.98%
2019	N/A	-48.18%
2018	N/A	-77.23%
2017	N/A	+113.11%
2016	N/A	+131.25%
2015	N/A	+3.85%

TWLVU vs YRD Drawdown Comparison

The maximum drawdown for TWLVU was -2.14%, occurring on May 28, 2026. This drawdown has not yet recovered.

The maximum drawdown for YRD was -98.64%, occurring on Aug 30, 2022. This drawdown has not yet recovered.

The current TWLVU drawdown is -1.94%. The current YRD drawdown is -97.11%.

Rank	TWLVU	YRD
#1	-2.14% Feb 9, 2026 - May 28, 2026	-98.64% Oct 18, 2017 - Aug 30, 2022
#2	-0.50% Dec 12, 2025 - Jan 9, 2026	-64.22% Dec 28, 2015 - Mar 28, 2016
#3	-0.50% Jan 15, 2026 - Jan 27, 2026	-46.32% Aug 18, 2016 - Jul 31, 2017
#4	N/A	-27.69% Apr 4, 2016 - May 27, 2016
#5	N/A	-21.02% Jun 8, 2016 - Jul 12, 2016
#6	N/A	-20.10% Jul 31, 2017 - Aug 11, 2017
#7	N/A	-17.03% Aug 1, 2016 - Aug 10, 2016
#8	N/A	-9.94% Jun 2, 2016 - Jun 8, 2016
#9	N/A	-9.37% Aug 14, 2017 - Sep 1, 2017
#10	N/A	-8.75% Aug 10, 2016 - Aug 15, 2016
#11	N/A	-7.37% Sep 19, 2017 - Oct 3, 2017
#12	N/A	-7.27% Jul 15, 2016 - Jul 20, 2016
#13	N/A	-5.25% Aug 15, 2016 - Aug 17, 2016
#14	N/A	-4.99% Sep 1, 2017 - Sep 7, 2017
#15	N/A	-4.35% Jul 13, 2016 - Jul 15, 2016

Correlation

Correlation between TWLVU and YRD is -0.49 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.49

-101