TWLO vs HIG

Comparison between Twilio Inc Class A (TWLO, Company) and Hartford Financial Services Group Inc (HIG, Company).

TWLO is from the Technology sector, while HIG is from the Financial Services sector.

5-Year PerformanceHIG has outperformed TWLO, delivering a return of +17.5% compared to -8.2%

TWLO vs HIG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TWLO(COMPANY)	HIG(COMPANY)
Market Cap	$38B	$38B
Max Drawdown	90.36%	96.59%
Sharpe Ratio	1.62	0.26
5Y Beta	1.36	0.38
Industry	Software - Infrastructure	Insurance - Diversified
P/E Ratio	30.96	9.04
Forward P/E	43.86	10.87
PEG Ratio	0.45	0.17
Dividend Yield	N/A	1.68%
5Y Dividends CAGR	N/A	16.04%
5Y EPS CAGR	N/A	22.71%
Debt to Equity	11.06%	22.28%
Free Cash Flow Yield	2.82%	15.02%
P/S Ratio	6.56	1.29
P/B Ratio	4.28	2.00

Market Cap

Winner

TWLO

$38B

HIG

$38B

Max Drawdown

Winner

TWLO

90.36%

HIG

96.59%

Sharpe Ratio

Winner

TWLO

1.62

HIG

0.26

5Y Beta

TWLO

1.36

Winner

HIG

0.38

Industry

TWLO

Software - Infrastructure

HIG

Insurance - Diversified

P/E Ratio

TWLO

30.96

Winner

HIG

9.04

Forward P/E

TWLO

43.86

Winner

HIG

10.87

PEG Ratio

TWLO

0.45

Winner

HIG

0.17

Dividend Yield

TWLO

N/A

HIG

1.68%

5Y Dividends CAGR

TWLO

N/A

HIG

16.04%

5Y EPS CAGR

TWLO

N/A

HIG

22.71%

Debt to Equity

Winner

TWLO

11.06%

HIG

22.28%

Free Cash Flow Yield

TWLO

2.82%

Winner

HIG

15.02%

P/S Ratio

TWLO

6.56

Winner

HIG

1.29

P/B Ratio

TWLO

4.28

Winner

HIG

2.00

TWLO vs HIG - Historical Returns

Returns include dividend reinvestment.

Period	TWLO	HIG
1 month	+9.35%	-0.09%
3 months	+20.28%	+3.29%
6 months	+110.80%	-1.41%
1 year	+136.22%	+6.92%
5 years(CAGR)	-8.18%	+17.52%
10 years(CAGR)	+15.09%	+15.59%
Max(CAGR)	+23.17%	+5.96%

Winner

TWLO

+9.35%

HIG

-0.09%

Winner

TWLO

+20.28%

HIG

+3.29%

Winner

TWLO

+110.80%

HIG

-1.41%

Winner

TWLO

+136.22%

HIG

+6.92%

5Y(CAGR)

TWLO

-8.18%

Winner

HIG

+17.52%

10Y(CAGR)

TWLO

+15.09%

Winner

HIG

+15.59%

Max(CAGR)

Winner

TWLO

+23.17%

HIG

+5.96%

TWLO vs HIG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TWLO	HIG
2026	+72.16%	+1.57%
2025	+30.41%	+28.50%
2024	+51.95%	+36.82%
2023	+50.48%	+9.22%
2022	-81.33%	+11.56%
2021	-21.29%	+46.33%
2020	+228.16%	-17.17%
2019	+13.00%	+43.03%
2018	+255.78%	-17.76%
2017	-10.94%	+20.00%
2016	+0.21%	+13.81%
2015	N/A	+5.87%
2014	N/A	+19.87%
2013	N/A	+55.34%
2012	N/A	+36.33%
2011	N/A	-40.40%
2010	N/A	+12.00%
2009	N/A	+38.11%
2008	N/A	-79.38%
2007	N/A	-5.11%
2006	N/A	+8.09%
2005	N/A	+26.75%
2004	N/A	+19.59%
2003	N/A	+28.76%
2002	N/A	-25.94%
2001	N/A	-5.01%
2000	N/A	+59.03%
1999	N/A	-7.06%

TWLO vs HIG Drawdown Comparison

The maximum drawdown for TWLO was -90.36%, occurring on Nov 4, 2022. This drawdown has not yet recovered.

The maximum drawdown for HIG was -96.27%, occurring on Mar 6, 2009. Recovery took 3906 trading sessions.

The current TWLO drawdown is -46.29%. The current HIG drawdown is -5.26%.

Rank	TWLO	HIG
#1	-90.36% Feb 18, 2021 - Nov 4, 2022	-96.27% May 22, 2007 - Nov 23, 2022
#2	-66.41% Sep 28, 2016 - Aug 7, 2018	-57.54% Dec 8, 2000 - Feb 11, 2005
#3	-52.18% Jul 26, 2019 - May 7, 2020	-44.30% Nov 5, 1999 - Mar 31, 2000
#4	-27.05% Sep 25, 2018 - Nov 7, 2018	-20.30% May 24, 2000 - Jul 26, 2000
#5	-22.51% Aug 3, 2020 - Oct 2, 2020	-16.74% Jan 6, 2023 - Nov 22, 2023
#6	-21.81% Dec 12, 2018 - Jan 7, 2019	-16.11% Mar 31, 2000 - Apr 25, 2000
#7	-21.20% Oct 13, 2020 - Dec 11, 2020	-14.21% Oct 2, 2000 - Oct 30, 2000
#8	-21.10% Nov 7, 2018 - Dec 12, 2018	-13.72% Nov 27, 2024 - Mar 27, 2025
#9	-14.05% Jan 20, 2021 - Feb 4, 2021	-13.00% May 10, 2006 - Dec 14, 2006
#10	-12.52% May 16, 2019 - Jun 7, 2019	-12.04% Apr 2, 2025 - May 2, 2025
#11	-12.49% Aug 16, 2016 - Sep 21, 2016	-11.47% Feb 17, 2026 - Jul 28, 2026
#12	-11.79% Jul 15, 2016 - Aug 9, 2016	-11.18% Oct 30, 2000 - Dec 6, 2000
#13	-11.26% Dec 22, 2020 - Jan 12, 2021	-10.83% Feb 11, 2005 - May 4, 2005
#14	-10.03% Apr 30, 2019 - May 16, 2019	-10.54% Dec 1, 2005 - Apr 28, 2006
#15	-9.98% Mar 21, 2019 - Apr 29, 2019	-10.44% Aug 3, 2005 - Nov 4, 2005