TWIN vs CIA

Comparison between Twin Disc Incorporated (TWIN, Company) and Citizens Inc - Class A (CIA, Company).

TWIN is from the Industrials sector, while CIA is from the Financial Services sector.

5-Year PerformanceTWIN has outperformed CIA, delivering a return of +8.4% compared to +2.0%

TWIN vs CIA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TWIN(COMPANY)	CIA(COMPANY)
Market Cap	$267M	$267M
Max Drawdown	90.25%	85.54%
Sharpe Ratio	1.82	0.91
5Y Beta	1.44	1.27
Industry	Specialty Industrial Machinery	Insurance - Life
P/E Ratio	11.28	95.83
Forward P/E	7.48	18.35
PEG Ratio	0.02	1.21
Dividend Yield	0.80%	N/A
5Y EPS CAGR	23.72%	N/A
Debt to Equity	24.27%	0.00%
Free Cash Flow Yield	0.29%	6.08%
P/S Ratio	0.80	1.07
P/B Ratio	1.55	1.14

Market Cap

Winner

TWIN

$267M

CIA

$267M

Max Drawdown

TWIN

90.25%

Winner

CIA

85.54%

Sharpe Ratio

Winner

TWIN

1.82

CIA

0.91

5Y Beta

TWIN

1.44

Winner

CIA

1.27

Industry

TWIN

Specialty Industrial Machinery

CIA

Insurance - Life

P/E Ratio

Winner

TWIN

11.28

CIA

95.83

Forward P/E

Winner

TWIN

7.48

CIA

18.35

PEG Ratio

Winner

TWIN

0.02

CIA

1.21

Dividend Yield

TWIN

0.80%

CIA

N/A

5Y EPS CAGR

TWIN

23.72%

CIA

N/A

Debt to Equity

TWIN

24.27%

Winner

CIA

0.00%

Free Cash Flow Yield

TWIN

0.29%

Winner

CIA

6.08%

P/S Ratio

Winner

TWIN

0.80

CIA

1.07

P/B Ratio

TWIN

1.55

Winner

CIA

1.14

TWIN vs CIA - Historical Returns

Returns include dividend reinvestment.

Period	TWIN	CIA
1 month	+14.81%	+8.05%
3 months	+33.71%	+16.77%
6 months	+27.93%	+5.42%
1 year	+166.09%	+69.37%
5 years(CAGR)	+8.41%	+1.99%
10 years(CAGR)	+7.85%	-3.29%
Max(CAGR)	+8.71%	+0.41%

Winner

TWIN

+14.81%

CIA

+8.05%

Winner

TWIN

+33.71%

CIA

+16.77%

Winner

TWIN

+27.93%

CIA

+5.42%

Winner

TWIN

+166.09%

CIA

+69.37%

5Y(CAGR)

Winner

TWIN

+8.41%

CIA

+1.99%

10Y(CAGR)

Winner

TWIN

+7.85%

CIA

-3.29%

Max(CAGR)

Winner

TWIN

+8.71%

CIA

+0.41%

TWIN vs CIA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TWIN	CIA
2026	+24.10%	+13.25%
2025	+46.27%	+12.06%
2024	-25.35%	+47.43%
2023	+80.06%	+29.33%
2022	-12.27%	-60.41%
2021	+43.27%	-5.01%
2020	-29.72%	-17.44%
2019	-28.90%	-10.48%
2018	-43.85%	+0.00%
2017	+72.64%	-26.87%
2016	+40.25%	+40.29%
2015	-43.91%	-5.83%
2014	-21.76%	-10.48%
2013	+37.18%	-23.65%
2012	-50.42%	+10.17%
2011	+24.93%	+24.39%
2010	+174.74%	+11.36%
2009	+42.27%	-30.83%
2008	-79.21%	+63.30%
2007	+104.52%	-19.86%
2006	+53.54%	+20.44%
2005	+83.27%	-6.09%
2004	+38.67%	-33.71%
2003	+57.65%	+28.51%
2002	-10.29%	-40.43%
2001	+3.12%	+84.00%
2000	+26.30%	+1.82%
1999	-13.30%	+19.35%

TWIN vs CIA Drawdown Comparison

The maximum drawdown for TWIN was -89.97%, occurring on Nov 20, 2008. Recovery took 1000 trading sessions.

The maximum drawdown for CIA was -85.54%, occurring on May 9, 2023. This drawdown has not yet recovered.

The current TWIN drawdown is -50.20%. The current CIA drawdown is -51.75%.

Rank	TWIN	CIA
#1	-89.97% Jul 12, 2007 - Jun 29, 2011	-85.54% Dec 19, 2016 - May 9, 2023
#2	-88.60% Nov 16, 2011 - Sep 24, 2020	-60.47% Dec 18, 2001 - Dec 19, 2016
#3	-42.97% Aug 3, 2011 - Nov 3, 2011	-25.22% Jan 11, 2000 - May 29, 2001
#4	-35.85% Apr 22, 2002 - Jul 31, 2003	-19.30% Nov 12, 1999 - Jan 11, 2000
#5	-28.30% Feb 4, 2005 - Aug 4, 2005	-18.29% May 31, 2001 - Jul 18, 2001
#6	-27.22% Jun 8, 2001 - Apr 1, 2002	-15.38% Sep 6, 2001 - Nov 30, 2001
#7	-25.87% Aug 10, 2000 - Jun 8, 2001	-8.38% Jul 18, 2001 - Aug 15, 2001
#8	-23.13% Nov 23, 1999 - Jan 26, 2000	-7.55% Dec 7, 2001 - Dec 18, 2001
#9	-20.88% May 8, 2006 - Aug 2, 2006	-3.08% Aug 24, 2001 - Aug 31, 2001
#10	-15.89% Feb 22, 2007 - Apr 18, 2007	-2.40% Nov 30, 2001 - Dec 4, 2001
#11	-15.68% Jan 27, 2006 - Apr 19, 2006	-2.11% Nov 2, 1999 - Nov 5, 1999
#12	-15.68% Aug 2, 2006 - Jan 23, 2007	-2.08% Nov 5, 1999 - Nov 11, 1999
#13	-14.56% Feb 18, 2000 - Aug 9, 2000	-1.67% Aug 20, 2001 - Aug 22, 2001
#14	-14.26% Oct 4, 2005 - Nov 18, 2005	N/A
#15	-14.24% Aug 2, 2004 - Jan 25, 2005	N/A