TWFG vs PCAP

Comparison between TWFG Inc - Class A (TWFG, Company) and Patriot Capital Funding Inc (PCAP, Company).

Both TWFG and PCAP are from the Financial Services sector.

TWFG vs PCAP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TWFG(COMPANY)	PCAP(COMPANY)
Market Cap	$323M	$324M
Max Drawdown	52.72%	93.61%
Sharpe Ratio	-0.95	0.96
5Y Beta	0.37	0.02
Industry	Insurance Brokers	Shell Companies
P/E Ratio	48.06	45.35
Forward P/E	21.19	N/A
Debt to Equity	5.09%	0.01%
Free Cash Flow Yield	18.54%	-0.15%
P/S Ratio	1.06	N/A
P/B Ratio	4.10	1.32

Market Cap

TWFG

$323M

Winner

PCAP

$324M

Max Drawdown

Winner

TWFG

52.72%

PCAP

93.61%

Sharpe Ratio

TWFG

-0.95

Winner

PCAP

0.96

5Y Beta

TWFG

0.37

Winner

PCAP

0.02

Industry

TWFG

Insurance Brokers

PCAP

Shell Companies

P/E Ratio

TWFG

48.06

Winner

PCAP

45.35

Forward P/E

TWFG

21.19

PCAP

N/A

Debt to Equity

TWFG

5.09%

Winner

PCAP

0.01%

Free Cash Flow Yield

Winner

TWFG

18.54%

PCAP

-0.15%

P/S Ratio

TWFG

1.06

PCAP

N/A

P/B Ratio

TWFG

4.10

Winner

PCAP

1.32

TWFG vs PCAP - Historical Returns

Returns include dividend reinvestment.

Period	TWFG	PCAP
1 month	+12.00%	+0.29%
3 months	+10.17%	+0.79%
6 months	-25.63%	+0.79%
1 year	-39.74%	-1.63%
10 years(CAGR)	N/A	+6.00%
Max(CAGR)	-1.08%	-1.49%

Winner

TWFG

+12.00%

PCAP

+0.29%

Winner

TWFG

+10.17%

PCAP

+0.79%

TWFG

-25.63%

Winner

PCAP

+0.79%

TWFG

-39.74%

Winner

PCAP

-1.63%

10Y(CAGR)

TWFG

N/A

PCAP

+6.00%

Max(CAGR)

Winner

TWFG

-1.08%

PCAP

-1.49%

TWFG vs PCAP - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	TWFG	PCAP
2026	-23.00%	+1.28%
2025	-4.10%	-2.97%
2024	+39.94%	N/A
2009	N/A	+4.52%
2008	N/A	-63.89%
2007	N/A	-30.70%
2006	N/A	+19.46%
2005	N/A	-13.17%

TWFG vs PCAP Drawdown Comparison

The maximum drawdown for TWFG was -52.72%, occurring on Feb 24, 2026. This drawdown has not yet recovered.

The maximum drawdown for PCAP was -93.61%, occurring on Mar 9, 2009. This drawdown has not yet recovered.

The current TWFG drawdown is -40.18%. The current PCAP drawdown is -34.38%.

Rank	TWFG	PCAP
#1	-52.72% Jun 23, 2025 - Feb 24, 2026	-93.61% Jun 6, 2007 - Mar 9, 2009
#2	-23.80% Nov 22, 2024 - Jun 12, 2025	-26.45% Aug 5, 2005 - Nov 30, 2006
#3	-13.81% Sep 5, 2024 - Oct 21, 2024	-11.74% Dec 7, 2006 - May 30, 2007
#4	-8.40% Nov 6, 2024 - Nov 22, 2024	-1.53% Nov 30, 2006 - Dec 4, 2006
#5	-4.55% Jul 31, 2024 - Aug 19, 2024	-1.05% Aug 1, 2005 - Aug 5, 2005
#6	-4.53% Jun 12, 2025 - Jun 23, 2025	-0.61% Dec 5, 2006 - Dec 7, 2006
#7	-4.11% Aug 19, 2024 - Aug 27, 2024	-0.13% May 31, 2007 - Jun 4, 2007
#8	-3.58% Jul 19, 2024 - Jul 25, 2024	N/A
#9	-3.49% Oct 29, 2024 - Nov 6, 2024	N/A
#10	-3.25% Oct 21, 2024 - Oct 28, 2024	N/A
#11	-1.45% Aug 27, 2024 - Aug 29, 2024	N/A
#12	-0.90% Jul 25, 2024 - Jul 29, 2024	N/A