TRUP vs JCAP

Comparison between Trupanion Inc (TRUP, Company) and Jefferson Capital Inc (JCAP, Company).

Both TRUP and JCAP are from the Financial Services sector.

TRUP vs JCAP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TRUP(COMPANY)	JCAP(COMPANY)
Market Cap	$1.07B	$1.07B
Max Drawdown	87.34%	33.59%
Sharpe Ratio	-1.76	0.56
5Y Beta	1.03	0.94
Industry	Insurance - Property & Casualty	Credit Services
P/E Ratio	41.06	6.89
Forward P/E	1428.57	N/A
PEG Ratio	0.00	N/A
Dividend Yield	N/A	3.73%
Debt to Equity	27.70%	0.00%
Free Cash Flow Yield	7.04%	23.91%
P/S Ratio	0.72	1.90
P/B Ratio	2.86	2.69

Market Cap

TRUP

$1.07B

Winner

JCAP

$1.07B

Max Drawdown

TRUP

87.34%

Winner

JCAP

33.59%

Sharpe Ratio

TRUP

-1.76

Winner

JCAP

0.56

5Y Beta

TRUP

1.03

Winner

JCAP

0.94

Industry

TRUP

Insurance - Property & Casualty

JCAP

Credit Services

P/E Ratio

TRUP

41.06

Winner

JCAP

6.89

Forward P/E

TRUP

1428.57

JCAP

N/A

PEG Ratio

TRUP

0.00

JCAP

N/A

Dividend Yield

TRUP

N/A

JCAP

3.73%

Debt to Equity

TRUP

27.70%

Winner

JCAP

0.00%

Free Cash Flow Yield

TRUP

7.04%

Winner

JCAP

23.91%

P/S Ratio

Winner

TRUP

0.72

JCAP

1.90

P/B Ratio

TRUP

2.86

Winner

JCAP

2.69

TRUP vs JCAP - Historical Returns

Returns include dividend reinvestment.

Period	TRUP	JCAP
1 month	-0.30%	+9.25%
3 months	-12.44%	-5.94%
6 months	-28.40%	-11.59%
1 year	-53.57%	+18.68%
5 years(CAGR)	-27.21%	N/A
10 years(CAGR)	+4.28%	N/A
Max(CAGR)	+6.21%	+7.84%

TRUP

-0.30%

Winner

JCAP

+9.25%

TRUP

-12.44%

Winner

JCAP

-5.94%

TRUP

-28.40%

Winner

JCAP

-11.59%

TRUP

-53.57%

Winner

JCAP

+18.68%

5Y(CAGR)

TRUP

-27.21%

JCAP

N/A

10Y(CAGR)

TRUP

+4.28%

JCAP

N/A

Max(CAGR)

TRUP

+6.21%

Winner

JCAP

+7.84%

TRUP vs JCAP - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	TRUP	JCAP
2026	-36.83%	-11.19%
2025	-22.47%	+23.37%
2024	+56.70%	N/A
2023	-33.12%	N/A
2022	-63.24%	N/A
2021	+15.37%	N/A
2020	+230.33%	N/A
2019	+46.73%	N/A
2018	-12.02%	N/A
2017	+86.55%	N/A
2016	+66.88%	N/A
2015	+35.93%	N/A
2014	-39.21%	N/A

TRUP vs JCAP Drawdown Comparison

The maximum drawdown for TRUP was -87.34%, occurring on Jun 30, 2023. This drawdown has not yet recovered.

The maximum drawdown for JCAP was -31.83%, occurring on Jun 3, 2026. This drawdown has not yet recovered.

The current TRUP drawdown is -84.88%. The current JCAP drawdown is -15.97%.

Rank	TRUP	JCAP
#1	-87.34% Dec 7, 2021 - Jun 30, 2023	-31.83% Jan 13, 2026 - Jun 3, 2026
#2	-54.04% Jul 19, 2018 - Jul 10, 2020	-14.37% Jun 27, 2025 - Aug 25, 2025
#3	-53.88% Jul 21, 2014 - Apr 14, 2016	-13.66% Aug 26, 2025 - Nov 10, 2025
#4	-41.87% Feb 8, 2021 - Nov 5, 2021	-10.51% Jan 5, 2026 - Jan 9, 2026
#5	-29.25% Jan 29, 2018 - Jun 13, 2018	-7.08% Nov 14, 2025 - Dec 11, 2025
#6	-23.37% Oct 19, 2020 - Nov 18, 2020	-3.74% Dec 26, 2025 - Jan 5, 2026
#7	-23.03% Aug 6, 2020 - Sep 29, 2020	-2.32% Nov 11, 2025 - Nov 13, 2025
#8	-20.98% May 20, 2016 - Sep 8, 2016	-1.76% Jan 9, 2026 - Jan 13, 2026
#9	-19.03% Nov 11, 2016 - May 4, 2017	-1.09% Dec 11, 2025 - Dec 16, 2025
#10	-18.99% Nov 16, 2021 - Dec 7, 2021	-0.90% Dec 16, 2025 - Dec 18, 2025
#11	-14.77% Jul 27, 2017 - Sep 26, 2017	-0.18% Dec 19, 2025 - Dec 23, 2025
#12	-12.88% Sep 22, 2016 - Nov 11, 2016	N/A
#13	-12.58% Nov 6, 2017 - Jan 11, 2018	N/A
#14	-8.29% May 4, 2017 - May 26, 2017	N/A
#15	-8.09% Dec 22, 2020 - Feb 8, 2021	N/A

Correlation

Correlation between TRUP and JCAP is -0.43 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.43

-101