TPH vs PFSI

Comparison between Tri Pointe Homes, Inc. (TPH, Company) and PennyMac Financial Services Inc (PFSI, Company).

TPH is from the Consumer Cyclical sector, while PFSI is from the Financial Services sector.

5-Year PerformanceTPH has outperformed PFSI, delivering a return of +14.1% compared to +4.6%

TPH vs PFSI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TPH(COMPANY)	PFSI(COMPANY)
Market Cap	$4B	$4B
Max Drawdown	70.06%	56.63%
Sharpe Ratio	1.03	-0.33
5Y Beta	N/A	0.61
Industry	Residential Construction	Mortgage Finance
P/E Ratio	21.95	10.19
Forward P/E	20.83	5.43
PEG Ratio	N/A	15.32
Dividend Yield	N/A	1.58%
5Y Dividends CAGR	N/A	11.38%
5Y EPS CAGR	-3.79%	-15.33%
Debt to Equity	1.79%	145.96%
Free Cash Flow Yield	2.83%	-45.05%

Market Cap

TPH

$4B

Winner

PFSI

$4B

Max Drawdown

TPH

70.06%

Winner

PFSI

56.63%

Sharpe Ratio

Winner

TPH

1.03

PFSI

-0.33

5Y Beta

TPH

N/A

PFSI

0.61

Industry

TPH

Residential Construction

PFSI

Mortgage Finance

P/E Ratio

TPH

21.95

Winner

PFSI

10.19

Forward P/E

TPH

20.83

Winner

PFSI

5.43

PEG Ratio

TPH

N/A

PFSI

15.32

Dividend Yield

TPH

N/A

PFSI

1.58%

5Y Dividends CAGR

TPH

N/A

PFSI

11.38%

5Y EPS CAGR

Winner

TPH

-3.79%

PFSI

-15.33%

Debt to Equity

Winner

TPH

1.79%

PFSI

145.96%

Free Cash Flow Yield

Winner

TPH

2.83%

PFSI

-45.05%

TPH vs PFSI - Historical Returns

Returns include dividend reinvestment.

Period	TPH	PFSI
1 month	+0.26%	-2.45%
3 months	+1.25%	-9.10%
6 months	+47.64%	-13.32%
1 year	+45.49%	-25.96%
5 years(CAGR)	+14.10%	+4.60%
10 years(CAGR)	+15.92%	+18.90%
Max(CAGR)	+7.03%	+12.22%

Winner

TPH

+0.26%

PFSI

-2.45%

Winner

TPH

+1.25%

PFSI

-9.10%

Winner

TPH

+47.64%

PFSI

-13.32%

Winner

TPH

+45.49%

PFSI

-25.96%

5Y(CAGR)

Winner

TPH

+14.10%

PFSI

+4.60%

10Y(CAGR)

TPH

+15.92%

Winner

PFSI

+18.90%

Max(CAGR)

TPH

+7.03%

Winner

PFSI

+12.22%

TPH vs PFSI - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	TPH	PFSI
2026	+48.72%	-39.16%
2025	-12.32%	+33.53%
2024	+3.01%	+17.54%
2023	+86.81%	+54.87%
2022	-31.15%	-17.98%
2021	+63.19%	+13.59%
2020	+10.01%	+98.91%
2019	+37.15%	+59.37%
2018	-39.45%	-6.84%
2017	+54.08%	+33.43%
2016	-5.67%	+10.05%
2015	-16.20%	-10.28%
2014	-20.32%	-2.43%
2013	+4.62%	-8.12%

TPH vs PFSI Drawdown Comparison

The maximum drawdown for TPH was -70.06%, occurring on Mar 18, 2020. Recovery took 1973 trading sessions.

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The current TPH drawdown is -0.04%. The current PFSI drawdown is -49.82%.

Rank	TPH	PFSI
#1	-70.06% Mar 20, 2013 - Jan 20, 2021	-56.49% Feb 7, 2020 - Jun 15, 2020
#2	-47.00% Dec 10, 2021 - Apr 28, 2023	-52.39% Jan 16, 2026 - Jul 31, 2026
#3	-37.97% Oct 16, 2024 - Mar 24, 2026	-51.85% May 21, 2013 - Jan 2, 2018
#4	-27.41% Jul 14, 2023 - Dec 14, 2023	-43.27% Dec 30, 2021 - Feb 2, 2023
#5	-24.88% May 7, 2021 - Nov 16, 2021	-23.92% Oct 15, 2020 - Dec 22, 2020
#6	-17.23% Feb 8, 2021 - Apr 15, 2021	-22.97% Sep 16, 2024 - Sep 4, 2025
#7	-14.72% Jul 23, 2024 - Oct 16, 2024	-22.94% Feb 16, 2018 - Feb 22, 2019
#8	-11.14% May 15, 2024 - Jul 12, 2024	-22.83% Feb 2, 2023 - Jul 12, 2023
#9	-10.73% Mar 28, 2024 - May 3, 2024	-22.69% Jul 26, 2023 - Dec 12, 2023
#10	-7.96% Jun 12, 2023 - Jul 13, 2023	-18.65% Dec 22, 2020 - Aug 6, 2021
#11	-7.33% Jan 22, 2024 - Mar 21, 2024	-15.70% Feb 22, 2019 - Aug 2, 2019
#12	-5.67% Jan 31, 2013 - Mar 11, 2013	-13.02% Aug 6, 2021 - Dec 8, 2021
#13	-5.66% May 18, 2023 - Jun 2, 2023	-10.50% Jan 5, 2018 - Feb 16, 2018
#14	-5.56% Dec 27, 2023 - Jan 22, 2024	-10.35% Dec 14, 2023 - Feb 2, 2024
#15	-5.48% Apr 19, 2021 - Apr 26, 2021	-9.88% Sep 18, 2025 - Oct 22, 2025