TOST vs NLY

Comparison between Toast Inc - Class A (TOST, Company) and Annaly Capital Management Inc (NLY, Company).

TOST is from the Technology sector, while NLY is from the Real Estate sector.

5-Year PerformanceNLY has outperformed TOST, delivering a return of +3.7% compared to -17.9%

TOST vs NLY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TOST(COMPANY)	NLY(COMPANY)
Market Cap	$16B	$16B
Max Drawdown	80.56%	82.59%
Sharpe Ratio	-0.61	1.50
5Y Beta	1.44	0.68
Industry	Software - Infrastructure	Reit - Mortgage
P/E Ratio	48.12	7.20
Forward P/E	22.47	6.95
PEG Ratio	0.23	0.04
Dividend Yield	N/A	12.50%
5Y Dividends CAGR	N/A	-0.11%
5Y EPS CAGR	N/A	-24.59%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	4.01%	-3.36%
P/S Ratio	2.69	6.60
P/B Ratio	8.03	1.13

Market Cap

Winner

TOST

$16B

NLY

$16B

Max Drawdown

Winner

TOST

80.56%

NLY

82.59%

Sharpe Ratio

TOST

-0.61

Winner

NLY

1.50

5Y Beta

TOST

1.44

Winner

NLY

0.68

Industry

TOST

Software - Infrastructure

NLY

Reit - Mortgage

P/E Ratio

TOST

48.12

Winner

NLY

7.20

Forward P/E

TOST

22.47

Winner

NLY

6.95

PEG Ratio

TOST

0.23

Winner

NLY

0.04

Dividend Yield

TOST

N/A

NLY

12.50%

5Y Dividends CAGR

TOST

N/A

NLY

-0.11%

5Y EPS CAGR

TOST

N/A

NLY

-24.59%

Debt to Equity

TOST

0.00%

NLY

0.00%

Free Cash Flow Yield

Winner

TOST

4.01%

NLY

-3.36%

P/S Ratio

Winner

TOST

2.69

NLY

6.60

P/B Ratio

TOST

8.03

Winner

NLY

1.13

TOST vs NLY - Historical Returns

Returns include dividend reinvestment.

Period	TOST	NLY
1 month	-4.44%	+3.72%
3 months	-12.58%	+3.22%
6 months	-32.31%	+10.00%
1 year	-31.66%	+34.08%
5 years(CAGR)	-17.95%	+3.71%
10 years(CAGR)	N/A	+5.95%
Max(CAGR)	-17.95%	+10.59%

TOST

-4.44%

Winner

NLY

+3.72%

TOST

-12.58%

Winner

NLY

+3.22%

TOST

-32.31%

Winner

NLY

+10.00%

TOST

-31.66%

Winner

NLY

+34.08%

5Y(CAGR)

TOST

-17.95%

Winner

NLY

+3.71%

10Y(CAGR)

TOST

N/A

NLY

+5.95%

Max(CAGR)

TOST

-17.95%

Winner

NLY

+10.59%

TOST vs NLY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TOST	NLY
2026	-26.38%	+2.00%
2025	-2.39%	+39.28%
2024	+101.83%	+8.55%
2023	+4.05%	+3.12%
2022	-45.41%	-23.35%
2021	-44.47%	+5.25%
2020	N/A	+1.78%
2019	N/A	+6.42%
2018	N/A	-5.54%
2017	N/A	+30.36%
2016	N/A	+17.26%
2015	N/A	-4.11%
2014	N/A	+20.19%
2013	N/A	-21.58%
2012	N/A	-0.76%
2011	N/A	+2.75%
2010	N/A	+19.44%
2009	N/A	+32.29%
2008	N/A	-0.01%
2007	N/A	+38.44%
2006	N/A	+28.16%
2005	N/A	-39.93%
2004	N/A	+16.99%
2003	N/A	+8.73%
2002	N/A	+38.33%
2001	N/A	+107.18%
2000	N/A	+22.86%
1999	N/A	+1.20%

TOST vs NLY Drawdown Comparison

The maximum drawdown for TOST was -80.56%, occurring on May 11, 2022. This drawdown has not yet recovered.

The maximum drawdown for NLY was -60.03%, occurring on Apr 3, 2020. Recovery took 300 trading sessions.

The current TOST drawdown is -61.60%. The current NLY drawdown is -4.27%.

Rank	TOST	NLY
#1	-80.56% Nov 2, 2021 - May 11, 2022	-60.03% Feb 20, 2020 - Apr 29, 2021
#2	-20.62% Sep 22, 2021 - Nov 2, 2021	-51.91% Jun 9, 2021 - Sep 4, 2025
#3	N/A	-43.38% Jun 17, 2005 - Nov 8, 2007
#4	N/A	-41.00% Feb 7, 2008 - Aug 3, 2009
#5	N/A	-36.29% Sep 12, 2012 - Aug 9, 2016
#6	N/A	-24.54% Jul 16, 2003 - Feb 13, 2004
#7	N/A	-21.67% Mar 23, 2004 - Nov 24, 2004
#8	N/A	-21.03% Jun 21, 2002 - Dec 23, 2002
#9	N/A	-19.51% Nov 9, 1999 - Apr 3, 2000
#10	N/A	-19.46% Oct 5, 2017 - Jan 16, 2020
#11	N/A	-15.40% Jan 6, 2003 - Apr 22, 2003
#12	N/A	-14.94% Aug 17, 2001 - Dec 14, 2001
#13	N/A	-14.88% Jan 16, 2026 - Mar 27, 2026
#14	N/A	-14.85% Mar 19, 2010 - Jun 25, 2010
#15	N/A	-14.05% Sep 22, 2000 - Dec 22, 2000