TOST vs BSAC

Comparison between Toast Inc - Class A (TOST, Company) and Banco Santander Chile SA (BSAC, Company).

TOST is from the Technology sector, while BSAC is from the Financial Services sector.

5-Year PerformanceBSAC has outperformed TOST, delivering a return of +15.7% compared to -19.2%

TOST vs BSAC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TOST(COMPANY)	BSAC(COMPANY)
Market Cap	$14B	$14B
Max Drawdown	80.56%	68.92%
Sharpe Ratio	-1.24	0.92
5Y Beta	1.43	0.74
Industry	Software - Infrastructure	Banks - Regional
P/E Ratio	37.05	13.23
Forward P/E	17.54	14.86
PEG Ratio	0.23	3.02
Dividend Yield	N/A	4.82%
5Y Dividends CAGR	N/A	1.75%
5Y EPS CAGR	N/A	6.74%
Debt to Equity	0.00%	N/A
Free Cash Flow Yield	5.22%	5.72%
P/S Ratio	2.07	4.65
P/B Ratio	6.80	2.80

Market Cap

TOST

$14B

Winner

BSAC

$14B

Max Drawdown

TOST

80.56%

Winner

BSAC

68.92%

Sharpe Ratio

TOST

-1.24

Winner

BSAC

0.92

5Y Beta

TOST

1.43

Winner

BSAC

0.74

Industry

TOST

Software - Infrastructure

BSAC

Banks - Regional

P/E Ratio

TOST

37.05

Winner

BSAC

13.23

Forward P/E

TOST

17.54

Winner

BSAC

14.86

PEG Ratio

Winner

TOST

0.23

BSAC

3.02

Dividend Yield

TOST

N/A

BSAC

4.82%

5Y Dividends CAGR

TOST

N/A

BSAC

1.75%

5Y EPS CAGR

TOST

N/A

BSAC

6.74%

Debt to Equity

TOST

0.00%

BSAC

N/A

Free Cash Flow Yield

TOST

5.22%

Winner

BSAC

5.72%

P/S Ratio

Winner

TOST

2.07

BSAC

4.65

P/B Ratio

TOST

6.80

Winner

BSAC

2.80

TOST vs BSAC - Historical Returns

Returns include dividend reinvestment.

Period	TOST	BSAC
1 month	-21.38%	-3.42%
3 months	-7.62%	-8.48%
6 months	-31.78%	+10.72%
1 year	-45.74%	+30.28%
5 years(CAGR)	-19.18%	+15.70%
10 years(CAGR)	N/A	+10.64%
Max(CAGR)	-19.18%	+9.95%

TOST

-21.38%

Winner

BSAC

-3.42%

Winner

TOST

-7.62%

BSAC

-8.48%

TOST

-31.78%

Winner

BSAC

+10.72%

TOST

-45.74%

Winner

BSAC

+30.28%

5Y(CAGR)

TOST

-19.18%

Winner

BSAC

+15.70%

10Y(CAGR)

TOST

N/A

BSAC

+10.64%

Max(CAGR)

TOST

-19.18%

Winner

BSAC

+9.95%

TOST vs BSAC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TOST	BSAC
2026	-31.92%	+4.01%
2025	-2.39%	+75.73%
2024	+101.83%	+1.27%
2023	+4.05%	+36.36%
2022	-45.41%	+0.45%
2021	-44.47%	-14.92%
2020	N/A	-15.33%
2019	N/A	-20.04%
2018	N/A	-3.62%
2017	N/A	+47.27%
2016	N/A	+31.66%
2015	N/A	-5.55%
2014	N/A	-11.95%
2013	N/A	-15.15%
2012	N/A	-0.00%
2011	N/A	-17.23%
2010	N/A	+48.68%
2009	N/A	+88.68%
2008	N/A	-28.46%
2007	N/A	+8.49%
2006	N/A	+10.31%
2005	N/A	+39.58%
2004	N/A	+50.70%
2003	N/A	+33.30%
2002	N/A	-11.72%
2001	N/A	+21.90%
2000	N/A	-5.85%
1999	N/A	+6.90%

TOST vs BSAC Drawdown Comparison

The maximum drawdown for TOST was -80.56%, occurring on May 11, 2022. This drawdown has not yet recovered.

The maximum drawdown for BSAC was -63.90%, occurring on Mar 18, 2020. Recovery took 1764 trading sessions.

The current TOST drawdown is -64.49%. The current BSAC drawdown is -13.37%.

Rank	TOST	BSAC
#1	-80.56% Nov 2, 2021 - May 11, 2022	-63.90% Apr 18, 2018 - Apr 24, 2025
#2	-20.62% Sep 22, 2021 - Nov 2, 2021	-51.17% Sep 14, 2010 - Sep 22, 2017
#3	N/A	-48.42% May 1, 2008 - Aug 13, 2009
#4	N/A	-31.51% Jan 21, 2000 - May 24, 2001
#5	N/A	-30.18% May 25, 2001 - Jul 25, 2003
#6	N/A	-22.67% Jan 31, 2006 - Nov 1, 2006
#7	N/A	-20.45% Oct 26, 2007 - May 1, 2008
#8	N/A	-19.92% May 4, 2007 - Oct 2, 2007
#9	N/A	-19.25% Feb 12, 2004 - Nov 18, 2004
#10	N/A	-18.42% Feb 9, 2026 - Mar 13, 2026
#11	N/A	-15.69% Oct 30, 2017 - Dec 18, 2017
#12	N/A	-14.77% Apr 9, 2010 - Jun 21, 2010
#13	N/A	-14.41% Oct 3, 2005 - Nov 23, 2005
#14	N/A	-14.22% Jan 19, 2010 - Apr 7, 2010
#15	N/A	-10.45% Nov 16, 2006 - Apr 9, 2007