TMP vs MSDL

Comparison between Tompkins Financial Corp (TMP, Company) and Morgan Stanley Direct Lending Fund (MSDL, Company).

Both TMP and MSDL are from the Financial Services sector.

TMP vs MSDL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TMP(COMPANY)	MSDL(COMPANY)
Market Cap	$1.30B	$1.30B
Max Drawdown	54.68%	42.73%
Sharpe Ratio	1.25	-0.55
5Y Beta	0.93	0.53
Industry	Banks - Regional	Asset Management
P/E Ratio	14.28	15.03
Forward P/E	12.85	8.19
PEG Ratio	0.03	N/A
Dividend Yield	2.70%	12.70%
5Y Dividends CAGR	8.79%	N/A
5Y EPS CAGR	2.95%	N/A
Debt to Equity	0.00%	121.45%
Free Cash Flow Yield	11.11%	15.63%

Market Cap

TMP

$1.30B

Winner

MSDL

$1.30B

Max Drawdown

TMP

54.68%

Winner

MSDL

42.73%

Sharpe Ratio

Winner

TMP

1.25

MSDL

-0.55

5Y Beta

TMP

0.93

Winner

MSDL

0.53

Industry

TMP

Banks - Regional

MSDL

Asset Management

P/E Ratio

Winner

TMP

14.28

MSDL

15.03

Forward P/E

TMP

12.85

Winner

MSDL

8.19

PEG Ratio

TMP

0.03

MSDL

N/A

Dividend Yield

TMP

2.70%

Winner

MSDL

12.70%

5Y Dividends CAGR

TMP

8.79%

MSDL

N/A

5Y EPS CAGR

TMP

2.95%

MSDL

N/A

Debt to Equity

Winner

TMP

0.00%

MSDL

121.45%

Free Cash Flow Yield

TMP

11.11%

Winner

MSDL

15.63%

TMP vs MSDL - Historical Returns

Returns include dividend reinvestment.

Period	TMP	MSDL
1 month	+3.61%	+3.79%
3 months	+9.03%	+10.06%
6 months	+23.29%	-2.12%
1 year	+41.51%	-9.81%
5 years(CAGR)	+8.06%	N/A
10 years(CAGR)	+6.62%	N/A
Max(CAGR)	+9.29%	-1.11%

TMP

+3.61%

Winner

MSDL

+3.79%

TMP

+9.03%

Winner

MSDL

+10.06%

Winner

TMP

+23.29%

MSDL

-2.12%

Winner

TMP

+41.51%

MSDL

-9.81%

5Y(CAGR)

TMP

+8.06%

MSDL

N/A

10Y(CAGR)

TMP

+6.62%

MSDL

N/A

Max(CAGR)

Winner

TMP

+9.29%

MSDL

-1.11%

TMP vs MSDL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TMP	MSDL
2026	+27.63%	-1.65%
2025	+12.90%	-11.88%
2024	+19.63%	+11.06%
2023	-18.67%	N/A
2022	-4.99%	N/A
2021	+24.22%	N/A
2020	-20.29%	N/A
2019	+23.83%	N/A
2018	-5.29%	N/A
2017	-12.73%	N/A
2016	+77.26%	N/A
2015	+6.21%	N/A
2014	+14.31%	N/A
2013	+30.36%	N/A
2012	+3.97%	N/A
2011	-1.51%	N/A
2010	+8.35%	N/A
2009	-24.50%	N/A
2008	+59.21%	N/A
2007	-11.66%	N/A
2006	+13.41%	N/A
2005	-2.27%	N/A
2004	+19.23%	N/A
2003	+18.73%	N/A
2002	+14.92%	N/A
2001	+49.85%	N/A
2000	+1.57%	N/A
1999	-1.23%	N/A

TMP vs MSDL Drawdown Comparison

The maximum drawdown for TMP was -47.80%, occurring on Apr 17, 2024. Recovery took 1220 trading sessions.

The maximum drawdown for MSDL was -29.56%, occurring on Mar 27, 2026. This drawdown has not yet recovered.

The current TMP drawdown is -5.04%. The current MSDL drawdown is -18.61%.

Rank	TMP	MSDL
#1	-47.80% Mar 12, 2021 - Jan 21, 2026	-29.56% Jun 21, 2024 - Mar 27, 2026
#2	-44.80% Dec 30, 2008 - Jul 5, 2013	-6.13% May 9, 2024 - Jun 21, 2024
#3	-39.72% Jan 16, 2020 - Mar 8, 2021	-6.08% Mar 27, 2024 - May 6, 2024
#4	-37.67% Oct 30, 2006 - Mar 18, 2008	-4.94% Jan 25, 2024 - Mar 14, 2024
#5	-31.65% Sep 19, 2008 - Nov 26, 2008	-4.15% Mar 20, 2024 - Mar 22, 2024
#6	-28.21% Apr 16, 2008 - Sep 18, 2008	-2.76% Mar 22, 2024 - Mar 26, 2024
#7	-25.45% Nov 22, 1999 - Mar 29, 2001	-2.37% May 6, 2024 - May 8, 2024
#8	-24.02% Jan 4, 2017 - Dec 12, 2019	-1.63% Mar 15, 2024 - Mar 20, 2024
#9	-21.51% May 16, 2001 - Aug 16, 2001	N/A
#10	-21.28% May 3, 2002 - Jun 28, 2002	N/A
#11	-21.17% Dec 15, 2004 - Dec 9, 2005	N/A
#12	-18.02% Dec 1, 2015 - Mar 11, 2016	N/A
#13	-17.62% Jun 28, 2002 - Mar 25, 2003	N/A
#14	-15.29% Sep 23, 2003 - Nov 24, 2004	N/A
#15	-13.51% Nov 26, 2008 - Dec 19, 2008	N/A

Correlation

Correlation between TMP and MSDL is -0.50 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.50

-101

Dividend Comparison (1999 - 2026)

TMP vs MSDL dividend yield comparison.

Year	TMP	MSDL
2026	1.47%	5.91%
2025	3.46%	12.14%
2024	3.60%	10.65%
2023	3.98%	0.00%
2022	2.98%	0.00%
2021	2.62%	0.00%
2020	2.97%	0.00%
2019	2.21%	0.00%
2018	2.59%	0.00%
2017	2.24%	0.00%
2016	1.87%	0.00%
2015	3.03%	0.00%
2014	2.93%	0.00%
2013	3.00%	0.00%
2012	3.68%	0.00%
2011	3.64%	0.00%
2010	3.47%	0.00%
2009	3.36%	0.00%
2008	2.28%	0.00%
2007	3.20%	0.00%
2006	2.58%	0.00%
2005	2.68%	0.00%
2004	2.24%	0.00%
2003	2.48%	0.00%
2002	2.63%	0.00%
2001	2.73%	0.00%
2000	3.86%	0.00%
1999	0.93%	0.00%