TLDR vs REFA
Comparison between THE LADDERED T-BILL ETF (TLDR, ETF) and COLUMBIA RESEARCH ENHANCED INTERNATIONAL EQUITY ETF (REFA, ETF).
TLDR vs REFA - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Net Assets
TLDR
$5.50M
Winner
REFA
$5.60M
Expense Ratio
Winner
TLDR
0.20%
REFA
0.32%
Max Drawdown
Winner
TLDR
0.14%
REFA
32.28%
Sharpe Ratio
TLDR
-0.84
Winner
REFA
0.04
5Y Beta
Winner
TLDR
-0.00
REFA
1.11
5Y Dividends CAGR
TLDR
N/A
REFA
-50.57%
TLDR vs REFA - Historical Returns
Returns include dividend reinvestment.
1M
TLDR
+0.27%
Winner
REFA
+4.62%
3M
TLDR
+0.85%
Winner
REFA
+6.53%
6M
TLDR
N/A
REFA
+10.92%
5Y(CAGR)
TLDR
N/A
REFA
-1.71%
10Y(CAGR)
TLDR
N/A
REFA
-0.30%
Max(CAGR)
Winner
TLDR
+3.40%
REFA
-0.30%
TLDR vs REFA - Annual Returns (2017 - 2026)
Returns include dividend reinvestment.
| Year | TLDR | REFA |
|---|---|---|
| 2026 | +1.34% | +9.09% |
| 2025 | N/A | +0.53% |
| 2020 | N/A | -2.78% |
| 2019 | N/A | +16.54% |
| 2018 | N/A | -15.95% |
| 2017 | N/A | +12.46% |
TLDR vs REFA Drawdown Comparison
The maximum drawdown for TLDR was -0.05%, occurring on Mar 31, 2026. Recovery took 2 trading sessions.
The maximum drawdown for REFA was -27.93%, occurring on Dec 17, 2025. This drawdown has not yet recovered.
The current REFA drawdown is -19.14%.
| Rank | TLDR | REFA |
|---|---|---|
| #1 | -0.05% Mar 30, 2026 - Apr 1, 2026 | -27.93% Jan 26, 2018 - Dec 17, 2025 |
| #2 | -0.04% Apr 9, 2026 - Apr 14, 2026 | -2.46% Nov 1, 2017 - Nov 30, 2017 |
| #3 | -0.04% Feb 10, 2026 - Feb 18, 2026 | -1.26% Aug 8, 2017 - Sep 7, 2017 |
| #4 | -0.04% Feb 18, 2026 - Feb 27, 2026 | -1.13% Nov 30, 2017 - Dec 12, 2017 |
| #5 | -0.03% Apr 20, 2026 - Apr 23, 2026 | -0.98% Oct 24, 2017 - Nov 1, 2017 |
| #6 | -0.02% Jan 23, 2026 - Feb 3, 2026 | -0.72% Dec 13, 2017 - Dec 19, 2017 |
| #7 | -0.02% Apr 14, 2026 - Apr 16, 2026 | -0.65% Oct 16, 2017 - Oct 24, 2017 |
| #8 | -0.02% Jun 3, 2026 - Jun 5, 2026 | -0.64% Sep 22, 2017 - Sep 29, 2017 |
| #9 | -0.02% May 21, 2026 - May 27, 2026 | -0.40% Jan 17, 2018 - Jan 19, 2018 |
| #10 | -0.02% Mar 13, 2026 - Mar 18, 2026 | -0.36% Sep 29, 2017 - Oct 10, 2017 |
| #11 | -0.01% Mar 3, 2026 - Mar 6, 2026 | -0.20% Jan 24, 2018 - Jan 26, 2018 |
| #12 | -0.01% Mar 20, 2026 - Mar 25, 2026 | -0.14% Dec 19, 2017 - Dec 21, 2017 |
| #13 | -0.01% Apr 2, 2026 - Apr 9, 2026 | -0.14% Jan 12, 2018 - Jan 17, 2018 |
| #14 | N/A | -0.13% Jan 8, 2018 - Jan 11, 2018 |
| #15 | N/A | -0.11% Sep 12, 2017 - Sep 19, 2017 |
Correlation
Correlation between TLDR and REFA is 0.36 which considered as a weak positive correlation - the stocks show a slight tendency to move together.
0.36
-101
Dividend Comparison (2017 - 2026)
TLDR vs REFA dividend yield comparison.
| Year | TLDR | REFA |
|---|---|---|
| 2026 | 1.29% | 0.00% |
| 2025 | 0.00% | 0.03% |
| 2020 | 0.00% | 0.18% |
| 2019 | 0.00% | 3.10% |
| 2018 | 0.00% | 3.27% |
| 2017 | 0.00% | 0.90% |
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