TIMB vs FRHC

Comparison between TIM SA (TIMB, Company) and Freedom Holding Corp (FRHC, Company).

TIMB is from the Communication Services sector, while FRHC is from the Financial Services sector.

5-Year PerformanceFRHC has outperformed TIMB, delivering a return of +19.1% compared to +19.0%

TIMB vs FRHC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TIMB(COMPANY)	FRHC(COMPANY)
Market Cap	$9.10B	$9.09B
Max Drawdown	39.99%	45.93%
Sharpe Ratio	0.54	-0.22
5Y Beta	0.47	1.15
Industry	Telecom Services	Financial Conglomerates
P/E Ratio	11.17	59.16
Forward P/E	9.41	12.29
PEG Ratio	0.17	0.61
Dividend Yield	8.36%	N/A
5Y Dividends CAGR	28.51%	N/A
5Y EPS CAGR	13.10%	30.78%
Debt to Equity	65.95%	0.00%
Free Cash Flow Yield	18.98%	-0.15%
P/S Ratio	0.33	5.77
P/B Ratio	1.92	6.34

Market Cap

Winner

TIMB

$9.10B

FRHC

$9.09B

Max Drawdown

Winner

TIMB

39.99%

FRHC

45.93%

Sharpe Ratio

Winner

TIMB

0.54

FRHC

-0.22

5Y Beta

Winner

TIMB

0.47

FRHC

1.15

Industry

TIMB

Telecom Services

FRHC

Financial Conglomerates

P/E Ratio

Winner

TIMB

11.17

FRHC

59.16

Forward P/E

Winner

TIMB

9.41

FRHC

12.29

PEG Ratio

Winner

TIMB

0.17

FRHC

0.61

Dividend Yield

TIMB

8.36%

FRHC

N/A

5Y Dividends CAGR

TIMB

28.51%

FRHC

N/A

5Y EPS CAGR

TIMB

13.10%

Winner

FRHC

30.78%

Debt to Equity

TIMB

65.95%

Winner

FRHC

0.00%

Free Cash Flow Yield

Winner

TIMB

18.98%

FRHC

-0.15%

P/S Ratio

Winner

TIMB

0.33

FRHC

5.77

P/B Ratio

Winner

TIMB

1.92

FRHC

6.34

TIMB vs FRHC - Historical Returns

Returns include dividend reinvestment.

Period	TIMB	FRHC
1 month	-10.13%	-3.72%
3 months	-24.66%	+11.96%
6 months	-16.59%	+22.29%
1 year	+14.83%	-18.59%
5 years(CAGR)	+18.99%	+19.11%
10 years(CAGR)	N/A	+63.84%
Max(CAGR)	+16.02%	+63.84%

TIMB

-10.13%

Winner

FRHC

-3.72%

TIMB

-24.66%

Winner

FRHC

+11.96%

TIMB

-16.59%

Winner

FRHC

+22.29%

Winner

TIMB

+14.83%

FRHC

-18.59%

5Y(CAGR)

TIMB

+18.99%

Winner

FRHC

+19.11%

10Y(CAGR)

TIMB

N/A

FRHC

+63.84%

Max(CAGR)

TIMB

+16.02%

Winner

FRHC

+63.84%

TIMB vs FRHC - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	TIMB	FRHC
2026	-2.39%	+21.77%
2025	+85.62%	-8.68%
2024	-31.81%	+63.69%
2023	+83.25%	+39.78%
2022	+8.80%	-16.73%
2021	-12.04%	+38.74%
2020	+25.01%	+249.29%
2019	N/A	+75.60%
2018	N/A	+29.06%
2017	N/A	+227.84%

TIMB vs FRHC Drawdown Comparison

The maximum drawdown for TIMB was -37.05%, occurring on Jan 10, 2025. Recovery took 304 trading sessions.

The maximum drawdown for FRHC was -45.93%, occurring on Jun 16, 2022. Recovery took 320 trading sessions.

The current TIMB drawdown is -30.91%. The current FRHC drawdown is -20.44%.

Rank	TIMB	FRHC
#1	-37.05% Feb 27, 2024 - May 14, 2025	-45.93% Nov 8, 2021 - Feb 16, 2023
#2	-31.35% Apr 10, 2026 - Jul 29, 2026	-41.08% Aug 6, 2025 - Feb 19, 2026
#3	-31.29% Apr 1, 2022 - Jun 6, 2023	-38.69% Oct 17, 2017 - Nov 15, 2017
#4	-29.09% Dec 29, 2020 - Mar 22, 2022	-35.24% Aug 30, 2023 - Oct 17, 2024
#5	-15.61% Nov 11, 2025 - Jan 20, 2026	-29.13% Feb 13, 2025 - May 13, 2025
#6	-14.09% Oct 22, 2020 - Nov 9, 2020	-27.84% Feb 19, 2020 - May 26, 2020
#7	-13.99% Jul 3, 2025 - Aug 8, 2025	-25.25% Feb 7, 2018 - Sep 27, 2018
#8	-10.47% Feb 24, 2026 - Apr 9, 2026	-25.20% Feb 16, 2021 - Jun 15, 2021
#9	-7.99% Jun 14, 2023 - Sep 18, 2023	-24.46% May 20, 2025 - Jul 31, 2025
#10	-7.50% Sep 19, 2023 - Nov 1, 2023	-22.51% Dec 3, 2018 - Jan 18, 2019
#11	-7.19% Sep 30, 2025 - Oct 20, 2025	-16.57% Jun 13, 2023 - Aug 18, 2023
#12	-6.08% Dec 27, 2023 - Feb 12, 2024	-16.49% Jan 18, 2019 - May 9, 2019
#13	-5.77% Feb 12, 2024 - Feb 27, 2024	-15.73% Jan 12, 2018 - Jan 26, 2018
#14	-5.23% Feb 12, 2026 - Feb 24, 2026	-13.44% Feb 16, 2023 - May 5, 2023
#15	-4.73% Nov 15, 2023 - Dec 5, 2023	-13.28% Nov 30, 2017 - Dec 28, 2017