THRM vs UVE

Comparison between Gentherm Inc - Class A (THRM, Company) and Universal Insurance Holdings Inc (UVE, Company).

THRM is from the Consumer Cyclical sector, while UVE is from the Financial Services sector.

5-Year PerformanceUVE has outperformed THRM, delivering a return of +27.1% compared to -13.3%

THRM vs UVE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	THRM(COMPANY)	UVE(COMPANY)
Market Cap	$1.06B	$1.06B
Max Drawdown	97.25%	82.74%
Sharpe Ratio	0.85	0.98
5Y Beta	1.04	0.47
Industry	Auto Parts	Insurance - Property & Casualty
P/E Ratio	46.86	13.41
Forward P/E	13.70	9.98
PEG Ratio	1.02	0.03
Dividend Yield	N/A	1.80%
5Y Dividends CAGR	N/A	3.85%
5Y EPS CAGR	-21.27%	N/A
Debt to Equity	30.57%	17.15%
Free Cash Flow Yield	7.39%	32.38%
P/S Ratio	0.69	0.67
P/B Ratio	1.49	1.82

Market Cap

THRM

$1.06B

Winner

UVE

$1.06B

Max Drawdown

THRM

97.25%

Winner

UVE

82.74%

Sharpe Ratio

THRM

0.85

Winner

UVE

0.98

5Y Beta

THRM

1.04

Winner

UVE

0.47

Industry

THRM

Auto Parts

UVE

Insurance - Property & Casualty

P/E Ratio

THRM

46.86

Winner

UVE

13.41

Forward P/E

THRM

13.70

Winner

UVE

9.98

PEG Ratio

THRM

1.02

Winner

UVE

0.03

Dividend Yield

THRM

N/A

UVE

1.80%

5Y Dividends CAGR

THRM

N/A

UVE

3.85%

5Y EPS CAGR

THRM

-21.27%

UVE

N/A

Debt to Equity

THRM

30.57%

Winner

UVE

17.15%

Free Cash Flow Yield

THRM

7.39%

Winner

UVE

32.38%

P/S Ratio

THRM

0.69

Winner

UVE

0.67

P/B Ratio

Winner

THRM

1.49

UVE

1.82

THRM vs UVE - Historical Returns

Returns include dividend reinvestment.

Period	THRM	UVE
1 month	+19.09%	-5.73%
3 months	+18.70%	+6.42%
6 months	-0.58%	+20.98%
1 year	+33.91%	+39.55%
5 years(CAGR)	-13.31%	+27.11%
10 years(CAGR)	-0.42%	+10.94%
Max(CAGR)	+9.74%	+41.55%

Winner

THRM

+19.09%

UVE

-5.73%

Winner

THRM

+18.70%

UVE

+6.42%

THRM

-0.58%

Winner

UVE

+20.98%

THRM

+33.91%

Winner

UVE

+39.55%

5Y(CAGR)

THRM

-13.31%

Winner

UVE

+27.11%

10Y(CAGR)

THRM

-0.42%

Winner

UVE

+10.94%

Max(CAGR)

THRM

+9.74%

Winner

UVE

+41.55%

THRM vs UVE - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	THRM	UVE
2026	-1.57%	+18.77%
2025	-7.53%	+69.14%
2024	-23.41%	+34.72%
2023	-20.49%	+63.64%
2022	-25.55%	-33.62%
2021	+36.94%	+18.44%
2020	+41.97%	-42.63%
2019	+9.23%	-23.28%
2018	+24.74%	+41.72%
2017	-6.48%	-2.19%
2016	-25.69%	+30.37%
2015	+27.42%	+20.11%
2014	+40.85%	+52.90%
2013	+95.69%	+241.75%
2012	-5.13%	+33.79%
2011	+28.70%	-21.80%
2010	+29.06%	-14.33%
2009	+146.58%	+158.64%
2008	-84.11%	-62.02%
2007	+116.82%	+165.21%
2006	+75.64%	+256.70%
2005	+55.53%	+1440.00%
2004	-12.41%	+0.00%
2003	+71.51%	+25.00%
2002	+153.27%	N/A
2001	-40.98%	N/A
2000	-30.31%	N/A
1999	-1.96%	N/A

THRM vs UVE Drawdown Comparison

The maximum drawdown for THRM was -97.25%, occurring on Oct 18, 2001. Recovery took 3473 trading sessions.

The maximum drawdown for UVE was -80.50%, occurring on Oct 10, 2008. Recovery took 1397 trading sessions.

The current THRM drawdown is -63.23%. The current UVE drawdown is -9.13%.

Rank	THRM	UVE
#1	-97.25% Mar 1, 2000 - Dec 19, 2013	-80.50% Oct 8, 2007 - Apr 26, 2013
#2	-76.34% Jan 14, 2022 - Apr 11, 2025	-79.58% Sep 26, 2018 - Apr 24, 2026
#3	-52.64% Jun 26, 2015 - Dec 3, 2020	-66.67% Aug 19, 2003 - Nov 15, 2005
#4	-42.89% Nov 19, 1999 - Jan 26, 2000	-54.13% Oct 23, 2015 - May 9, 2018
#5	-36.81% Sep 11, 2014 - Apr 9, 2015	-50.00% Jun 6, 2003 - Jul 22, 2003
#6	-33.42% Jan 26, 2000 - Feb 16, 2000	-46.15% Jul 6, 2006 - Sep 29, 2006
#7	-18.99% Mar 16, 2021 - Jul 29, 2021	-40.00% Jul 29, 2003 - Aug 19, 2003
#8	-16.81% Oct 27, 2021 - Nov 22, 2021	-36.27% Nov 27, 2006 - Jan 16, 2007
#9	-16.40% Jan 22, 2014 - Feb 25, 2014	-35.71% Nov 18, 2005 - Dec 12, 2005
#10	-13.98% Jul 23, 2014 - Aug 29, 2014	-33.57% Mar 24, 2006 - Jun 7, 2006
#11	-13.78% Nov 24, 2021 - Jan 10, 2022	-30.69% Dec 27, 2013 - Mar 6, 2014
#12	-13.65% Jan 20, 2021 - Feb 19, 2021	-28.62% Jun 21, 2007 - Sep 26, 2007
#13	-13.54% Nov 2, 1999 - Nov 18, 1999	-27.96% Oct 16, 2006 - Nov 24, 2006
#14	-11.42% Aug 27, 2021 - Oct 25, 2021	-24.08% May 5, 2014 - Oct 28, 2014
#15	-10.03% Dec 31, 2013 - Jan 22, 2014	-22.64% Aug 5, 2015 - Oct 5, 2015