THG vs PCTY

Comparison between Hanover Insurance Group Inc (THG, Company) and Paylocity Holding Corp (PCTY, Company).

THG is from the Financial Services sector, while PCTY is from the Technology sector.

5-Year PerformanceTHG has outperformed PCTY, delivering a return of +12.2% compared to -9.4%

THG vs PCTY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	THG(COMPANY)	PCTY(COMPANY)
Market Cap	$7.78B	$7.76B
Max Drawdown	90.12%	68.90%
Sharpe Ratio	1.33	-0.31
5Y Beta	0.30	0.62
Industry	Insurance - Property & Casualty	Software - Application
P/E Ratio	11.03	28.99
Forward P/E	12.61	15.65
PEG Ratio	0.13	1.26
Dividend Yield	1.66%	N/A
5Y Dividends CAGR	11.08%	N/A
5Y EPS CAGR	14.59%	31.02%
Debt to Equity	22.98%	6.65%
Free Cash Flow Yield	16.11%	6.41%

Market Cap

Winner

THG

$7.78B

PCTY

$7.76B

Max Drawdown

THG

90.12%

Winner

PCTY

68.90%

Sharpe Ratio

Winner

THG

1.33

PCTY

-0.31

5Y Beta

Winner

THG

0.30

PCTY

0.62

Industry

THG

Insurance - Property & Casualty

PCTY

Software - Application

P/E Ratio

Winner

THG

11.03

PCTY

28.99

Forward P/E

Winner

THG

12.61

PCTY

15.65

PEG Ratio

Winner

THG

0.13

PCTY

1.26

Dividend Yield

THG

1.66%

PCTY

N/A

5Y Dividends CAGR

THG

11.08%

PCTY

N/A

5Y EPS CAGR

THG

14.59%

Winner

PCTY

31.02%

Debt to Equity

THG

22.98%

Winner

PCTY

6.65%

Free Cash Flow Yield

Winner

THG

16.11%

PCTY

6.41%

THG vs PCTY - Historical Returns

Returns include dividend reinvestment.

Period	THG	PCTY
1 month	+2.92%	+22.66%
3 months	+18.47%	+46.51%
6 months	+31.25%	+42.55%
1 year	+32.47%	-12.10%
5 years(CAGR)	+12.19%	-9.43%
10 years(CAGR)	+14.16%	+12.86%
Max(CAGR)	+7.53%	+16.08%

THG

+2.92%

Winner

PCTY

+22.66%

THG

+18.47%

Winner

PCTY

+46.51%

THG

+31.25%

Winner

PCTY

+42.55%

Winner

THG

+32.47%

PCTY

-12.10%

5Y(CAGR)

Winner

THG

+12.19%

PCTY

-9.43%

10Y(CAGR)

Winner

THG

+14.16%

PCTY

+12.86%

Max(CAGR)

THG

+7.53%

Winner

PCTY

+16.08%

THG vs PCTY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	THG	PCTY
2026	+25.93%	+4.81%
2025	+22.40%	-21.82%
2024	+29.01%	+22.52%
2023	-8.17%	-14.38%
2022	+5.29%	-16.21%
2021	+16.88%	+18.66%
2020	-12.07%	+62.42%
2019	+28.32%	+102.89%
2018	+11.54%	+26.15%
2017	+21.12%	+56.73%
2016	+16.52%	-22.17%
2015	+17.70%	+57.97%
2014	+24.30%	+8.61%
2013	+56.55%	N/A
2012	+13.94%	N/A
2011	-23.17%	N/A
2010	+7.08%	N/A
2009	+5.78%	N/A
2008	-3.40%	N/A
2007	-5.87%	N/A
2006	+14.26%	N/A
2005	+29.10%	N/A
2004	+6.45%	N/A
2003	+204.96%	N/A
2002	-76.57%	N/A
2001	-33.33%	N/A
2000	+36.05%	N/A
1999	+1.24%	N/A

THG vs PCTY Drawdown Comparison

The maximum drawdown for THG was -89.84%, occurring on Oct 9, 2002. Recovery took 3234 trading sessions.

The maximum drawdown for PCTY was -68.90%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The current THG drawdown is -4.06%. The current PCTY drawdown is -50.05%.

Rank	THG	PCTY
#1	-89.84% Dec 29, 2000 - Nov 8, 2013	-68.90% Nov 1, 2021 - Apr 10, 2026
#2	-40.84% Nov 8, 1999 - May 24, 2000	-50.57% Feb 4, 2020 - Jul 1, 2020
#3	-40.05% Feb 4, 2020 - Apr 27, 2021	-45.55% Nov 19, 2015 - Aug 4, 2016
#4	-30.38% Apr 20, 2022 - Aug 30, 2024	-40.41% Mar 21, 2014 - Nov 7, 2014
#5	-18.50% Aug 21, 2018 - May 10, 2019	-36.70% Aug 8, 2016 - Jun 1, 2017
#6	-17.77% Apr 1, 2016 - Dec 8, 2016	-35.97% Sep 14, 2018 - Feb 19, 2019
#7	-14.04% Aug 27, 2021 - Feb 3, 2022	-26.96% Dec 23, 2020 - Aug 5, 2021
#8	-13.98% Apr 2, 2025 - May 30, 2025	-23.64% Nov 21, 2014 - Feb 19, 2015
#9	-13.34% Jan 10, 2014 - Mar 31, 2014	-22.59% Aug 5, 2015 - Nov 6, 2015
#10	-12.87% May 24, 2000 - Jul 27, 2000	-19.66% Oct 31, 2017 - Mar 12, 2018
#11	-11.94% Oct 3, 2000 - Dec 7, 2000	-17.47% Mar 20, 2015 - May 8, 2015
#12	-11.73% Mar 15, 2017 - Jul 20, 2017	-16.92% Jul 2, 2020 - Sep 28, 2020
#13	-11.07% Aug 16, 2017 - Oct 10, 2017	-15.07% Aug 27, 2019 - Nov 15, 2019
#14	-10.68% Nov 11, 2015 - Mar 11, 2016	-13.76% Jul 26, 2019 - Aug 9, 2019
#15	-10.32% Nov 29, 2024 - Feb 6, 2025	-13.09% May 16, 2019 - Jul 11, 2019