THG vs KNSL

Comparison between Hanover Insurance Group Inc (THG, Company) and Kinsale Capital Group Inc (KNSL, Company).

Both THG and KNSL are from the Financial Services sector.

5-Year PerformanceKNSL has outperformed THG, delivering a return of +15.6% compared to +13.1%

THG vs KNSL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	THG(COMPANY)	KNSL(COMPANY)
Market Cap	$7.49B	$7.50B
Max Drawdown	90.12%	47.04%
Sharpe Ratio	1.19	-0.84
5Y Beta	0.32	0.43
Industry	Insurance - Property & Casualty	Insurance - Property & Casualty
P/E Ratio	11.67	14.33
Forward P/E	12.32	16.42
PEG Ratio	0.08	0.47
Dividend Yield	1.72%	0.22%
5Y Dividends CAGR	11.08%	15.56%
5Y EPS CAGR	13.85%	34.83%
Debt to Equity	23.63%	11.41%
Free Cash Flow Yield	16.66%	13.51%
P/S Ratio	1.11	3.92
P/B Ratio	2.11	3.98

Market Cap

THG

$7.49B

Winner

KNSL

$7.50B

Max Drawdown

THG

90.12%

Winner

KNSL

47.04%

Sharpe Ratio

Winner

THG

1.19

KNSL

-0.84

5Y Beta

Winner

THG

0.32

KNSL

0.43

Industry

THG

Insurance - Property & Casualty

KNSL

Insurance - Property & Casualty

P/E Ratio

Winner

THG

11.67

KNSL

14.33

Forward P/E

Winner

THG

12.32

KNSL

16.42

PEG Ratio

Winner

THG

0.08

KNSL

0.47

Dividend Yield

Winner

THG

1.72%

KNSL

0.22%

5Y Dividends CAGR

THG

11.08%

Winner

KNSL

15.56%

5Y EPS CAGR

THG

13.85%

Winner

KNSL

34.83%

Debt to Equity

THG

23.63%

Winner

KNSL

11.41%

Free Cash Flow Yield

Winner

THG

16.66%

KNSL

13.51%

P/S Ratio

Winner

THG

1.11

KNSL

3.92

P/B Ratio

Winner

THG

2.11

KNSL

3.98

THG vs KNSL - Historical Returns

Returns include dividend reinvestment.

Period	THG	KNSL
1 month	+3.66%	+12.38%
3 months	+23.44%	+1.16%
6 months	+30.01%	-14.11%
1 year	+36.38%	-26.63%
5 years(CAGR)	+13.07%	+15.64%
10 years(CAGR)	+13.28%	+34.73%
Max(CAGR)	+7.45%	+34.73%

THG

+3.66%

Winner

KNSL

+12.38%

Winner

THG

+23.44%

KNSL

+1.16%

Winner

THG

+30.01%

KNSL

-14.11%

Winner

THG

+36.38%

KNSL

-26.63%

5Y(CAGR)

THG

+13.07%

Winner

KNSL

+15.64%

10Y(CAGR)

THG

+13.28%

Winner

KNSL

+34.73%

Max(CAGR)

THG

+7.45%

Winner

KNSL

+34.73%

THG vs KNSL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	THG	KNSL
2026	+23.06%	-10.99%
2025	+22.40%	-13.72%
2024	+29.01%	+34.41%
2023	-8.17%	+28.88%
2022	+5.29%	+16.48%
2021	+16.88%	+17.96%
2020	-12.07%	+93.83%
2019	+28.32%	+83.23%
2018	+11.54%	+28.52%
2017	+21.12%	+32.88%
2016	+16.52%	+86.13%
2015	+17.70%	N/A
2014	+24.30%	N/A
2013	+56.55%	N/A
2012	+13.94%	N/A
2011	-23.17%	N/A
2010	+7.08%	N/A
2009	+5.78%	N/A
2008	-3.40%	N/A
2007	-5.87%	N/A
2006	+14.26%	N/A
2005	+29.10%	N/A
2004	+6.45%	N/A
2003	+204.96%	N/A
2002	-76.57%	N/A
2001	-33.33%	N/A
2000	+36.05%	N/A
1999	+1.24%	N/A

THG vs KNSL Drawdown Comparison

The maximum drawdown for THG was -89.84%, occurring on Oct 9, 2002. Recovery took 3234 trading sessions.

The maximum drawdown for KNSL was -46.83%, occurring on Jun 3, 2026. This drawdown has not yet recovered.

The current THG drawdown is -1.58%. The current KNSL drawdown is -36.09%.

Rank	THG	KNSL
#1	-89.84% Dec 29, 2000 - Nov 8, 2013	-46.83% Mar 6, 2024 - Jun 3, 2026
#2	-40.84% Nov 8, 1999 - May 24, 2000	-38.24% Dec 17, 2020 - Aug 5, 2022
#3	-40.05% Feb 4, 2020 - Apr 27, 2021	-36.01% Mar 4, 2020 - May 8, 2020
#4	-30.38% Apr 20, 2022 - Aug 30, 2024	-27.17% Oct 17, 2023 - Feb 16, 2024
#5	-18.50% Aug 21, 2018 - May 10, 2019	-22.32% Nov 8, 2022 - Feb 17, 2023
#6	-17.77% Apr 1, 2016 - Dec 8, 2016	-20.62% Oct 29, 2019 - Jan 15, 2020
#7	-14.04% Aug 27, 2021 - Feb 3, 2022	-19.83% Sep 28, 2018 - Feb 22, 2019
#8	-13.98% Apr 2, 2025 - May 30, 2025	-18.78% Dec 28, 2016 - Apr 24, 2017
#9	-13.34% Jan 10, 2014 - Mar 31, 2014	-17.23% Sep 1, 2020 - Oct 12, 2020
#10	-12.87% May 24, 2000 - Jul 27, 2000	-15.64% Feb 17, 2023 - Apr 27, 2023
#11	-11.94% Oct 3, 2000 - Dec 7, 2000	-14.74% Aug 7, 2017 - Sep 19, 2017
#12	-11.73% Mar 15, 2017 - Jul 20, 2017	-14.62% Aug 16, 2022 - Oct 28, 2022
#13	-11.07% Aug 16, 2017 - Oct 10, 2017	-12.02% Oct 12, 2020 - Nov 10, 2020
#14	-10.68% Nov 11, 2015 - Mar 11, 2016	-10.44% Sep 28, 2017 - Nov 3, 2017
#15	-10.32% Nov 29, 2024 - Feb 6, 2025	-10.29% Apr 27, 2023 - Jun 2, 2023

Correlation

Correlation between THG and KNSL is 0.77 which considered as a strong positive correlation - the stocks tend to move together.

0.77

-101

Dividend Comparison (2000 - 2026)

THG vs KNSL dividend yield comparison.

Year	THG	KNSL
2026	0.87%	0.14%
2025	2.00%	0.17%
2024	2.23%	0.13%
2023	2.70%	0.17%
2022	2.26%	0.20%
2021	2.17%	0.18%
2020	2.27%	0.18%
2019	7.10%	0.31%
2018	1.90%	0.50%
2017	1.89%	0.53%
2016	2.07%	0.29%
2015	2.08%	0.00%
2014	2.13%	0.00%
2013	2.28%	0.00%
2012	3.18%	0.00%
2011	4.02%	0.00%
2010	2.14%	0.00%
2009	1.69%	0.00%
2008	1.05%	0.00%
2007	0.87%	0.00%
2006	0.61%	0.00%
2005	0.60%	0.00%
2002	9.90%	0.00%
2001	0.56%	0.00%
2000	0.34%	0.00%