TFSA vs MGYR

Comparison between Terra Income Fund 6, LLC 7.00% Notes due 2026 (TFSA, Company) and Magyar Bancorp Inc (MGYR, Company).

5-Year PerformanceMGYR has outperformed TFSA, delivering a return of +15.3% compared to -3.2%

TFSA vs MGYR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TFSA(COMPANY)	MGYR(COMPANY)
Market Cap	$124M	$124M
Max Drawdown	55.49%	84.33%
Sharpe Ratio	-0.65	0.51
5Y Beta	N/A	0.11
Industry	N/A	Banks - Regional
P/E Ratio	30.15	11.08
PEG Ratio	N/A	0.45
Dividend Yield	5.28%	1.67%
5Y EPS CAGR	N/A	24.00%
Debt to Equity	N/A	39.51%
Free Cash Flow Yield	-0.36%	9.36%
P/S Ratio	N/A	3.32
P/B Ratio	N/A	0.98

Market Cap

Winner

TFSA

$124M

MGYR

$124M

Max Drawdown

Winner

TFSA

55.49%

MGYR

84.33%

Sharpe Ratio

TFSA

-0.65

Winner

MGYR

0.51

5Y Beta

TFSA

N/A

MGYR

0.11

Industry

TFSA

N/A

MGYR

Banks - Regional

P/E Ratio

TFSA

30.15

Winner

MGYR

11.08

PEG Ratio

TFSA

N/A

MGYR

0.45

Dividend Yield

Winner

TFSA

5.28%

MGYR

1.67%

5Y EPS CAGR

TFSA

N/A

MGYR

24.00%

Debt to Equity

TFSA

N/A

MGYR

39.51%

Free Cash Flow Yield

TFSA

-0.36%

Winner

MGYR

9.36%

P/S Ratio

TFSA

N/A

MGYR

3.32

P/B Ratio

TFSA

N/A

MGYR

0.98

TFSA vs MGYR - Historical Returns

Returns include dividend reinvestment.

Period	TFSA	MGYR
1 month	-36.40%	+7.89%
3 months	-36.95%	+8.31%
6 months	-35.97%	+5.23%
1 year	-33.35%	+14.10%
5 years(CAGR)	-3.20%	+15.34%
10 years(CAGR)	N/A	+10.13%
Max(CAGR)	-2.59%	+4.38%

TFSA

-36.40%

Winner

MGYR

+7.89%

TFSA

-36.95%

Winner

MGYR

+8.31%

TFSA

-35.97%

Winner

MGYR

+5.23%

TFSA

-33.35%

Winner

MGYR

+14.10%

5Y(CAGR)

TFSA

-3.20%

Winner

MGYR

+15.34%

10Y(CAGR)

TFSA

N/A

MGYR

+10.13%

Max(CAGR)

TFSA

-2.59%

Winner

MGYR

+4.38%

TFSA vs MGYR - Annual Returns (2006 - 2026)

Returns include dividend reinvestment.

Year	TFSA	MGYR
2026	-36.81%	+10.37%
2025	+9.45%	+21.12%
2024	+10.86%	+31.75%
2023	+10.51%	-10.73%
2022	-3.49%	+5.22%
2021	+7.02%	+48.28%
2020	N/A	-22.26%
2019	N/A	+0.41%
2018	N/A	-2.39%
2017	N/A	+6.67%
2016	N/A	+19.88%
2015	N/A	+17.21%
2014	N/A	+12.99%
2013	N/A	+77.62%
2012	N/A	+57.85%
2011	N/A	-38.50%
2010	N/A	+0.00%
2009	N/A	-32.66%
2008	N/A	-45.15%
2007	N/A	-22.55%
2006	N/A	+29.20%

TFSA vs MGYR Drawdown Comparison

The maximum drawdown for TFSA was -51.94%, occurring on Mar 16, 2026. This drawdown has not yet recovered.

The maximum drawdown for MGYR was -84.33%, occurring on Dec 23, 2011. Recovery took 3675 trading sessions.

The current TFSA drawdown is -37.63%. The current MGYR drawdown is -0.88%.

Rank	TFSA	MGYR
#1	-51.94% Jan 22, 2026 - Mar 16, 2026	-84.33% Apr 30, 2007 - Dec 1, 2021
#2	-20.89% Sep 8, 2022 - Apr 3, 2023	-30.37% Feb 14, 2023 - Jul 25, 2024
#3	-10.33% Oct 2, 2023 - Jan 31, 2024	-12.88% Feb 12, 2026 - Jul 28, 2026
#4	-9.60% Mar 27, 2024 - Sep 16, 2024	-10.45% Mar 29, 2006 - Sep 8, 2006
#5	-9.28% Apr 3, 2023 - Jun 5, 2023	-9.16% Sep 26, 2006 - Nov 24, 2006
#6	-7.42% Jan 31, 2024 - Feb 29, 2024	-8.59% Feb 28, 2025 - May 15, 2025
#7	-6.67% Jun 14, 2023 - Oct 2, 2023	-8.59% Mar 25, 2022 - Sep 7, 2022
#8	-6.44% May 30, 2025 - Jul 30, 2025	-7.06% Jan 13, 2022 - Mar 23, 2022
#9	-6.07% Mar 18, 2022 - Aug 16, 2022	-6.65% Feb 13, 2007 - Apr 25, 2007
#10	-5.71% Mar 21, 2025 - May 30, 2025	-5.89% Aug 15, 2025 - Dec 19, 2025
#11	-4.23% Feb 29, 2024 - Mar 19, 2024	-4.99% Dec 3, 2024 - Feb 19, 2025
#12	-3.97% Aug 16, 2022 - Sep 8, 2022	-4.69% Sep 16, 2022 - Nov 23, 2022
#13	-3.84% Feb 3, 2025 - Mar 19, 2025	-4.03% Jul 25, 2024 - Nov 12, 2024
#14	-3.84% Sep 16, 2024 - Dec 30, 2024	-3.69% Sep 15, 2006 - Sep 26, 2006
#15	-3.71% Aug 17, 2021 - Dec 14, 2021	-3.50% Jul 10, 2025 - Aug 5, 2025