TERN vs URBN

Comparison between Terns Pharmaceuticals Inc (TERN, Company) and Urban Outfitters Inc (URBN, Company).

TERN is from the Healthcare sector, while URBN is from the Consumer Cyclical sector.

5-Year PerformanceTERN has outperformed URBN, delivering a return of +25.4% compared to +13.5%

TERN vs URBN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TERN(COMPANY)	URBN(COMPANY)
Market Cap	$5.95B	$5.96B
Max Drawdown	94.50%	76.18%
Sharpe Ratio	3.07	0.41
5Y Beta	N/A	1.26
Industry	Biotechnology	Apparel Retail
P/E Ratio	-50.88	12.81
Forward P/E	N/A	12.21
PEG Ratio	N/A	0.67
5Y EPS CAGR	N/A	234.15%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-1.38%	5.29%
P/S Ratio	N/A	0.97
P/B Ratio	N/A	2.17

Market Cap

TERN

$5.95B

Winner

URBN

$5.96B

Max Drawdown

TERN

94.50%

Winner

URBN

76.18%

Sharpe Ratio

Winner

TERN

3.07

URBN

0.41

5Y Beta

TERN

N/A

URBN

1.26

Industry

TERN

Biotechnology

URBN

Apparel Retail

P/E Ratio

Winner

TERN

-50.88

URBN

12.81

Forward P/E

TERN

N/A

URBN

12.21

PEG Ratio

TERN

N/A

URBN

0.67

5Y EPS CAGR

TERN

N/A

URBN

234.15%

Debt to Equity

TERN

0.00%

URBN

0.00%

Free Cash Flow Yield

TERN

-1.38%

Winner

URBN

5.29%

P/S Ratio

TERN

N/A

URBN

0.97

P/B Ratio

TERN

N/A

URBN

2.17

TERN vs URBN - Historical Returns

Returns include dividend reinvestment.

Period	TERN	URBN
1 month	+0.32%	-9.53%
3 months	+49.83%	-0.14%
6 months	+191.09%	+15.62%
1 year	+1504.55%	+12.14%
5 years(CAGR)	+25.44%	+13.55%
10 years(CAGR)	N/A	+9.42%
Max(CAGR)	+22.35%	+12.79%

Winner

TERN

+0.32%

URBN

-9.53%

Winner

TERN

+49.83%

URBN

-0.14%

Winner

TERN

+191.09%

URBN

+15.62%

Winner

TERN

+1504.55%

URBN

+12.14%

5Y(CAGR)

Winner

TERN

+25.44%

URBN

+13.55%

10Y(CAGR)

TERN

N/A

URBN

+9.42%

Max(CAGR)

Winner

TERN

+22.35%

URBN

+12.79%

TERN vs URBN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TERN	URBN
2026	+32.01%	-8.58%
2025	+612.52%	+32.41%
2024	-14.51%	+53.60%
2023	-26.08%	+47.11%
2022	+51.94%	-19.97%
2021	-61.56%	+19.59%
2020	N/A	-8.01%
2019	N/A	-16.33%
2018	N/A	-7.37%
2017	N/A	+22.67%
2016	N/A	+25.19%
2015	N/A	-35.19%
2014	N/A	-7.01%
2013	N/A	-9.47%
2012	N/A	+41.84%
2011	N/A	-22.26%
2010	N/A	+2.58%
2009	N/A	+121.32%
2008	N/A	-45.31%
2007	N/A	+14.92%
2006	N/A	-7.73%
2005	N/A	+15.44%
2004	N/A	+141.83%
2003	N/A	+207.59%
2002	N/A	-3.99%
2001	N/A	+196.87%
2000	N/A	-71.13%
1999	N/A	+29.12%

TERN vs URBN Drawdown Comparison

The maximum drawdown for TERN was -94.50%, occurring on May 11, 2022. Recovery took 1173 trading sessions.

The maximum drawdown for URBN was -76.18%, occurring on Dec 18, 2000. Recovery took 573 trading sessions.

The current TERN drawdown is -0.41%. The current URBN drawdown is -16.72%.

Rank	TERN	URBN
#1	-94.50% Mar 19, 2021 - Nov 18, 2025	-76.18% Dec 31, 1999 - Apr 17, 2002
#2	-32.02% Mar 3, 2021 - Mar 12, 2021	-73.80% Aug 14, 2018 - Dec 2, 2024
#3	-27.56% Dec 11, 2025 - Mar 18, 2026	-65.54% Sep 8, 2008 - Mar 26, 2010
#4	-16.13% Feb 10, 2021 - Feb 24, 2021	-65.22% Mar 20, 2015 - Jun 11, 2018
#5	-12.11% Nov 25, 2025 - Dec 5, 2025	-58.09% Nov 23, 2005 - Apr 25, 2008
#6	-5.26% Nov 18, 2025 - Nov 24, 2025	-53.75% Jun 18, 2002 - Jun 5, 2003
#7	-4.09% Mar 12, 2021 - Mar 18, 2021	-46.01% Apr 26, 2010 - Jan 2, 2013
#8	-2.27% Mar 1, 2021 - Mar 3, 2021	-35.36% May 17, 2013 - Mar 13, 2015
#9	-1.26% Mar 19, 2026 - Mar 23, 2026	-28.46% Jan 21, 2025 - May 15, 2025
#10	-1.15% Mar 26, 2026 - Apr 9, 2026	-26.32% Dec 15, 2025 - Mar 30, 2026
#11	-0.13% Feb 25, 2021 - Mar 1, 2021	-25.34% Aug 6, 2025 - Dec 11, 2025
#12	N/A	-18.05% Jul 22, 2005 - Oct 21, 2005
#13	N/A	-17.92% Nov 12, 2004 - Mar 7, 2005
#14	N/A	-17.37% Dec 8, 1999 - Dec 27, 1999
#15	N/A	-16.80% Apr 29, 2008 - Aug 8, 2008