TECTP vs CULP

Comparison between Tectonic Financial Inc (TECTP, Company) and Culp Inc (CULP, Company).

TECTP is from the Financial Services sector, while CULP is from the Consumer Cyclical sector.

5-Year PerformanceTECTP has outperformed CULP, delivering a return of +9.7% compared to -28.0%

TECTP vs CULP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TECTP(COMPANY)	CULP(COMPANY)
Market Cap	$40M	$41M
Max Drawdown	36.64%	92.82%
Sharpe Ratio	-0.09	-0.47
5Y Beta	-0.05	0.66
Industry	Banks - Regional	Textile Manufacturing
P/E Ratio	4.64	-4.03
Forward P/E	N/A	10.62
Dividend Yield	1.00%	N/A
5Y Dividends CAGR	9.73%	1.89%
5Y EPS CAGR	N/A	-17.86%
Debt to Equity	N/A	0.00%
Free Cash Flow Yield	N/A	-25.89%
P/S Ratio	0.50	N/A

Market Cap

TECTP

$40M

Winner

CULP

$41M

Max Drawdown

Winner

TECTP

36.64%

CULP

92.82%

Sharpe Ratio

Winner

TECTP

-0.09

CULP

-0.47

5Y Beta

Winner

TECTP

-0.05

CULP

0.66

Industry

TECTP

Banks - Regional

CULP

Textile Manufacturing

P/E Ratio

TECTP

4.64

Winner

CULP

-4.03

Forward P/E

TECTP

N/A

CULP

10.62

Dividend Yield

TECTP

1.00%

CULP

N/A

5Y Dividends CAGR

Winner

TECTP

9.73%

CULP

1.89%

5Y EPS CAGR

TECTP

N/A

CULP

-17.86%

Debt to Equity

TECTP

N/A

CULP

0.00%

Free Cash Flow Yield

TECTP

N/A

CULP

-25.89%

P/S Ratio

TECTP

0.50

CULP

N/A

TECTP vs CULP - Historical Returns

Returns include dividend reinvestment.

Period	TECTP	CULP
1 month	+0.00%	+4.58%
3 months	+0.00%	+7.38%
6 months	-8.24%	-7.51%
1 year	+2.01%	-19.60%
5 years(CAGR)	+9.73%	-28.04%
10 years(CAGR)	N/A	-18.19%
Max(CAGR)	+9.34%	-1.68%

TECTP

+0.00%

Winner

CULP

+4.58%

TECTP

+0.00%

Winner

CULP

+7.38%

TECTP

-8.24%

Winner

CULP

-7.51%

Winner

TECTP

+2.01%

CULP

-19.60%

5Y(CAGR)

Winner

TECTP

+9.73%

CULP

-28.04%

10Y(CAGR)

TECTP

N/A

CULP

-18.19%

Max(CAGR)

Winner

TECTP

+9.34%

CULP

-1.68%

TECTP vs CULP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TECTP	CULP
2026	-3.95%	-8.83%
2025	+14.28%	-38.83%
2024	+14.24%	+2.09%
2023	+6.66%	+23.19%
2022	+6.06%	-52.93%
2021	+34.78%	-36.12%
2020	-9.99%	+17.47%
2019	+8.32%	-26.98%
2018	N/A	-40.01%
2017	N/A	-7.96%
2016	N/A	+51.07%
2015	N/A	+19.64%
2014	N/A	+11.98%
2013	N/A	+32.01%
2012	N/A	+76.49%
2011	N/A	-17.68%
2010	N/A	-3.36%
2009	N/A	+425.26%
2008	N/A	-73.81%
2007	N/A	+33.85%
2006	N/A	+7.52%
2005	N/A	-30.58%
2004	N/A	-37.74%
2003	N/A	+26.01%
2002	N/A	+112.50%
2001	N/A	+84.47%
2000	N/A	-68.52%
1999	N/A	-10.04%

TECTP vs CULP Drawdown Comparison

The maximum drawdown for TECTP was -31.42%, occurring on Jun 29, 2020. Recovery took 265 trading sessions.

The maximum drawdown for CULP was -91.68%, occurring on Apr 2, 2026. This drawdown has not yet recovered.

The current TECTP drawdown is -10.41%. The current CULP drawdown is -90.18%.

Rank	TECTP	CULP
#1	-31.42% Dec 18, 2019 - Jan 7, 2021	-91.68% Dec 29, 2016 - Apr 2, 2026
#2	-20.58% Jan 25, 2023 - May 16, 2023	-91.26% Jul 5, 2002 - Jan 17, 2013
#3	-11.52% Nov 10, 2025 - Jan 6, 2026	-77.30% Feb 14, 2000 - Mar 15, 2002
#4	-8.64% Aug 23, 2019 - Dec 18, 2019	-31.47% Sep 4, 2015 - Sep 2, 2016
#5	-6.67% Feb 9, 2021 - Apr 30, 2021	-19.99% Sep 6, 2016 - Nov 18, 2016
#6	-4.93% Jun 6, 2019 - Aug 16, 2019	-19.64% Nov 2, 1999 - Feb 14, 2000
#7	-4.55% Jan 7, 2021 - Feb 4, 2021	-18.87% Apr 9, 2002 - May 17, 2002
#8	-3.50% Aug 4, 2025 - Oct 15, 2025	-17.44% Feb 6, 2013 - Jun 10, 2013
#9	-3.39% May 24, 2021 - Jul 12, 2021	-16.24% Jan 7, 2014 - Dec 2, 2014
#10	-3.02% Jan 27, 2025 - Jan 29, 2025	-12.95% Jul 7, 2015 - Sep 4, 2015
#11	-3.00% May 10, 2022 - Aug 3, 2022	-12.20% Jun 10, 2002 - Jun 27, 2002
#12	-3.00% Nov 5, 2024 - Jan 16, 2025	-10.11% Jan 8, 2015 - Mar 5, 2015
#13	-2.96% May 16, 2024 - Jun 5, 2024	-10.03% Apr 3, 2002 - Apr 9, 2002
#14	-2.88% Jul 24, 2023 - Nov 2, 2023	-9.71% Apr 7, 2015 - Jun 18, 2015
#15	-2.83% Jun 5, 2024 - Aug 6, 2024	-8.81% Jun 10, 2013 - Jul 10, 2013

Correlation

Correlation between TECTP and CULP is -0.75 which considered as a strong negative correlation - the stocks tend to move in opposite directions.

-0.75

-101

Dividend Comparison (1999 - 2026)

TECTP vs CULP dividend yield comparison.

Year	TECTP	CULP
2026	2.77%	0.00%
2025	10.81%	0.00%
2024	10.32%	0.00%
2023	8.91%	0.00%
2022	8.74%	5.01%
2021	8.51%	4.63%
2020	10.51%	2.65%
2019	4.31%	2.20%
2018	0.00%	1.96%
2017	0.00%	1.61%
2016	0.00%	1.35%
2015	0.00%	2.55%
2014	0.00%	4.89%
2013	0.00%	0.54%
2012	0.00%	3.93%
2000	0.00%	7.50%
1999	0.00%	0.63%