TCOM vs AFRM

Comparison between Trip.com Group Ltd (TCOM, Company) and Affirm Holdings Inc - Class A (AFRM, Company).

TCOM is from the Consumer Cyclical sector, while AFRM is from the Financial Services sector.

5-Year PerformanceTCOM has outperformed AFRM, delivering a return of +7.1% compared to +5.8%

TCOM vs AFRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TCOM(COMPANY)	AFRM(COMPANY)
Market Cap	$28B	$28B
Max Drawdown	76.44%	94.71%
Sharpe Ratio	-0.87	0.55
5Y Beta	0.73	2.48
Industry	Travel Services	Credit Services
P/E Ratio	5.85	86.38
Forward P/E	13.81	42.19
PEG Ratio	0.06	0.83
Dividend Yield	0.57%	N/A
Debt to Equity	18.01%	234.55%
Free Cash Flow Yield	6.97%	2.86%
P/S Ratio	0.41	6.89
P/B Ratio	1.10	7.48

Market Cap

Winner

TCOM

$28B

AFRM

$28B

Max Drawdown

Winner

TCOM

76.44%

AFRM

94.71%

Sharpe Ratio

TCOM

-0.87

Winner

AFRM

0.55

5Y Beta

Winner

TCOM

0.73

AFRM

2.48

Industry

TCOM

Travel Services

AFRM

Credit Services

P/E Ratio

Winner

TCOM

5.85

AFRM

86.38

Forward P/E

Winner

TCOM

13.81

AFRM

42.19

PEG Ratio

Winner

TCOM

0.06

AFRM

0.83

Dividend Yield

TCOM

0.57%

AFRM

N/A

Debt to Equity

Winner

TCOM

18.01%

AFRM

234.55%

Free Cash Flow Yield

Winner

TCOM

6.97%

AFRM

2.86%

P/S Ratio

Winner

TCOM

0.41

AFRM

6.89

P/B Ratio

Winner

TCOM

1.10

AFRM

7.48

TCOM vs AFRM - Historical Returns

Returns include dividend reinvestment.

Period	TCOM	AFRM
1 month	-9.15%	+7.55%
3 months	-23.08%	+17.94%
6 months	-31.28%	+1.75%
1 year	-31.88%	+9.50%
5 years(CAGR)	+7.13%	+5.75%
10 years(CAGR)	-0.24%	N/A
Max(CAGR)	+14.29%	-4.36%

TCOM

-9.15%

Winner

AFRM

+7.55%

TCOM

-23.08%

Winner

AFRM

+17.94%

TCOM

-31.28%

Winner

AFRM

+1.75%

TCOM

-31.88%

Winner

AFRM

+9.50%

5Y(CAGR)

Winner

TCOM

+7.13%

AFRM

+5.75%

10Y(CAGR)

TCOM

-0.24%

AFRM

N/A

Max(CAGR)

Winner

TCOM

+14.29%

AFRM

-4.36%

TCOM vs AFRM - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	TCOM	AFRM
2026	-43.01%	+2.76%
2025	+11.52%	+19.07%
2024	+92.54%	+30.69%
2023	+0.90%	+440.00%
2022	+36.83%	-89.84%
2021	-26.51%	+3.41%
2020	-8.76%	N/A
2019	+21.57%	N/A
2018	-41.26%	N/A
2017	+8.92%	N/A
2016	-11.56%	N/A
2015	+104.91%	N/A
2014	-7.91%	N/A
2013	+114.25%	N/A
2012	-7.92%	N/A
2011	-43.79%	N/A
2010	+11.59%	N/A
2009	+203.98%	N/A
2008	-58.04%	N/A
2007	+75.86%	N/A
2006	+112.70%	N/A
2005	+27.57%	N/A
2004	+21.11%	N/A
2003	+0.20%	N/A

TCOM vs AFRM Drawdown Comparison

The maximum drawdown for TCOM was -76.33%, occurring on Nov 20, 2008. Recovery took 387 trading sessions.

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The current TCOM drawdown is -46.24%. The current AFRM drawdown is -54.86%.

Rank	TCOM	AFRM
#1	-76.33% May 5, 2008 - Nov 13, 2009	-94.71% Nov 4, 2021 - Dec 27, 2022
#2	-76.07% Nov 2, 2010 - Sep 25, 2013	-65.45% Feb 11, 2021 - Oct 8, 2021
#3	-71.96% Jul 31, 2017 - Sep 27, 2024	-17.12% Jan 22, 2021 - Feb 8, 2021
#4	-49.54% Jan 12, 2026 - Jun 30, 2026	-9.22% Jan 15, 2021 - Jan 22, 2021
#5	-40.19% Dec 12, 2003 - Oct 6, 2004	-6.11% Oct 18, 2021 - Oct 25, 2021
#6	-40.09% Sep 5, 2014 - May 14, 2015	-6.06% Oct 29, 2021 - Nov 4, 2021
#7	-37.97% Oct 2, 2013 - Jun 16, 2014	-5.56% Oct 25, 2021 - Oct 28, 2021
#8	-34.93% Nov 20, 2015 - May 10, 2017	-4.36% Oct 8, 2021 - Oct 13, 2021
#9	-33.57% Dec 7, 2004 - Jul 5, 2005	-1.17% Oct 14, 2021 - Oct 18, 2021
#10	-31.47% Nov 8, 2007 - May 1, 2008	N/A
#11	-30.13% Dec 9, 2024 - Aug 28, 2025	N/A
#12	-28.51% May 22, 2015 - Oct 26, 2015	N/A
#13	-28.36% Jun 21, 2010 - Sep 24, 2010	N/A
#14	-24.90% Jan 30, 2007 - May 17, 2007	N/A
#15	-22.04% Dec 16, 2009 - Mar 1, 2010	N/A