TCI vs WSBF

Comparison between Transcontinental Realty Investors Inc (TCI, Company) and Waterstone Financial Inc (WSBF, Company).

TCI is from the Real Estate sector, while WSBF is from the Financial Services sector.

5-Year PerformanceWSBF has outperformed TCI, delivering a return of +5.6% compared to +1.0%

TCI vs WSBF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TCI(COMPANY)	WSBF(COMPANY)
Market Cap	$355M	$354M
Max Drawdown	92.97%	90.63%
Sharpe Ratio	0.20	1.62
5Y Beta	0.60	0.54
Industry	Real Estate Services	Banks - Regional
P/E Ratio	37.95	12.28
Forward P/E	19.68	20.70
PEG Ratio	2.12	0.19
Dividend Yield	N/A	3.15%
5Y Dividends CAGR	N/A	-11.31%
5Y EPS CAGR	-17.62%	-17.57%
Debt to Equity	25.02%	118.62%
Free Cash Flow Yield	0.45%	-1.44%
P/S Ratio	7.89	2.37
P/B Ratio	0.43	1.02

Market Cap

Winner

TCI

$355M

WSBF

$354M

Max Drawdown

TCI

92.97%

Winner

WSBF

90.63%

Sharpe Ratio

TCI

0.20

Winner

WSBF

1.62

5Y Beta

TCI

0.60

Winner

WSBF

0.54

Industry

TCI

Real Estate Services

WSBF

Banks - Regional

P/E Ratio

TCI

37.95

Winner

WSBF

12.28

Forward P/E

Winner

TCI

19.68

WSBF

20.70

PEG Ratio

TCI

2.12

Winner

WSBF

0.19

Dividend Yield

TCI

N/A

WSBF

3.15%

5Y Dividends CAGR

TCI

N/A

WSBF

-11.31%

5Y EPS CAGR

TCI

-17.62%

Winner

WSBF

-17.57%

Debt to Equity

Winner

TCI

25.02%

WSBF

118.62%

Free Cash Flow Yield

Winner

TCI

0.45%

WSBF

-1.44%

P/S Ratio

TCI

7.89

Winner

WSBF

2.37

P/B Ratio

Winner

TCI

0.43

WSBF

1.02

TCI vs WSBF - Historical Returns

Returns include dividend reinvestment.

Period	TCI	WSBF
1 month	-0.75%	+2.31%
3 months	+12.61%	+12.99%
6 months	-21.90%	+15.52%
1 year	-0.05%	+51.58%
5 years(CAGR)	+1.03%	+5.58%
10 years(CAGR)	+13.61%	+8.27%
Max(CAGR)	+4.85%	+6.27%

TCI

-0.75%

Winner

WSBF

+2.31%

TCI

+12.61%

Winner

WSBF

+12.99%

TCI

-21.90%

Winner

WSBF

+15.52%

TCI

-0.05%

Winner

WSBF

+51.58%

5Y(CAGR)

TCI

+1.03%

Winner

WSBF

+5.58%

10Y(CAGR)

Winner

TCI

+13.61%

WSBF

+8.27%

Max(CAGR)

TCI

+4.85%

Winner

WSBF

+6.27%

TCI vs WSBF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TCI	WSBF
2026	-30.10%	+25.19%
2025	+95.07%	+32.10%
2024	-16.05%	+0.08%
2023	-21.11%	-14.51%
2022	+10.62%	-16.42%
2021	+64.42%	+24.78%
2020	-39.45%	+7.67%
2019	+42.43%	+20.35%
2018	-12.13%	+3.40%
2017	+155.67%	-3.47%
2016	+19.23%	+34.85%
2015	+0.00%	+9.96%
2014	+14.19%	+32.45%
2013	+117.51%	+36.87%
2012	+145.20%	+306.26%
2011	-75.78%	-42.02%
2010	-43.61%	+37.71%
2009	+1.36%	-40.41%
2008	-26.66%	-73.41%
2007	+18.47%	-27.94%
2006	-16.52%	+54.15%
2005	+15.95%	+1.69%
2004	-15.68%	N/A
2003	-5.16%	N/A
2002	+10.25%	N/A
2001	+82.12%	N/A
2000	-25.64%	N/A
1999	+3.82%	N/A

TCI vs WSBF Drawdown Comparison

The maximum drawdown for TCI was -92.97%, occurring on Dec 29, 2011. Recovery took 3012 trading sessions.

The maximum drawdown for WSBF was -90.63%, occurring on Dec 17, 2009. Recovery took 2492 trading sessions.

The current TCI drawdown is -30.10%. The current WSBF drawdown is -3.13%.

Rank	TCI	WSBF
#1	-92.97% Jun 15, 2005 - Jun 2, 2017	-90.63% Sep 18, 2006 - Aug 11, 2016
#2	-68.99% May 11, 2018 - Dec 15, 2025	-51.09% Jan 6, 2022 - Jan 22, 2026
#3	-49.24% Jul 5, 2002 - Jun 7, 2005	-33.12% Dec 17, 2019 - Nov 16, 2020
#4	-48.44% Sep 29, 2000 - Oct 24, 2001	-16.14% Oct 27, 2017 - Oct 24, 2019
#5	-43.81% Jan 2, 2026 - Mar 20, 2026	-11.30% Jun 9, 2017 - Sep 27, 2017
#6	-29.40% Jul 6, 2017 - Oct 27, 2017	-10.58% Oct 6, 2005 - Nov 30, 2005
#7	-26.66% Dec 18, 2017 - Mar 5, 2018	-8.79% Dec 9, 2016 - Feb 16, 2017
#8	-22.62% Apr 3, 2000 - Jul 3, 2000	-8.59% Feb 16, 2017 - Apr 24, 2017
#9	-15.85% Jan 5, 2000 - Apr 3, 2000	-7.97% Jun 30, 2006 - Aug 29, 2006
#10	-15.03% Mar 9, 2018 - Apr 16, 2018	-7.19% Jan 22, 2026 - Jan 29, 2026
#11	-13.46% Apr 18, 2018 - May 11, 2018	-7.18% Apr 12, 2021 - Aug 6, 2021
#12	-11.89% Dec 1, 2017 - Dec 14, 2017	-6.98% Feb 2, 2026 - Apr 9, 2026
#13	-9.77% Nov 7, 2017 - Nov 29, 2017	-6.56% Jul 1, 2026 - Jul 8, 2026
#14	-8.78% Jul 3, 2000 - Jul 28, 2000	-6.33% May 3, 2017 - Jun 9, 2017
#15	-8.68% Jun 9, 2017 - Jun 29, 2017	-6.07% Nov 12, 2021 - Jan 4, 2022

Correlation

Correlation between TCI and WSBF is 0.86 which considered as a strong positive correlation - the stocks tend to move together.

0.86

-101

Dividend Comparison (1999 - 2026)

TCI vs WSBF dividend yield comparison.

Year	TCI	WSBF
2026	0.00%	2.44%
2025	0.00%	3.63%
2024	0.00%	4.46%
2023	0.00%	5.28%
2022	0.00%	7.54%
2021	0.00%	5.95%
2020	0.00%	6.80%
2019	0.00%	5.15%
2018	0.00%	5.85%
2017	0.00%	5.75%
2016	0.00%	1.41%
2015	0.00%	1.42%
2014	0.00%	1.14%
2000	6.08%	0.00%
1999	1.19%	0.00%