TCBX vs BCAL

Comparison between Third Coast Bancshares Inc (TCBX, Company) and Southern Calif Bancorp (BCAL, Company).

Both TCBX and BCAL are from the Financial Services sector.

5-Year PerformanceTCBX has outperformed BCAL, delivering a return of +10.6% compared to +8.7%

TCBX vs BCAL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TCBX(COMPANY)	BCAL(COMPANY)
Market Cap	$672M	$672M
Max Drawdown	54.53%	52.35%
Sharpe Ratio	0.39	1.19
5Y Beta	0.88	0.76
Industry	Banks - Regional	Banks - Regional
P/E Ratio	8.47	11.28
Forward P/E	10.55	N/A
PEG Ratio	0.29	0.05
Dividend Yield	N/A	0.94%
Debt to Equity	0.00%	5.92%
Free Cash Flow Yield	0.25%	8.68%
P/S Ratio	3.17	3.64
P/B Ratio	1.03	1.17

Market Cap

TCBX

$672M

Winner

BCAL

$672M

Max Drawdown

TCBX

54.53%

Winner

BCAL

52.35%

Sharpe Ratio

TCBX

0.39

Winner

BCAL

1.19

5Y Beta

TCBX

0.88

Winner

BCAL

0.76

Industry

TCBX

Banks - Regional

BCAL

Banks - Regional

P/E Ratio

Winner

TCBX

8.47

BCAL

11.28

Forward P/E

TCBX

10.55

BCAL

N/A

PEG Ratio

TCBX

0.29

Winner

BCAL

0.05

Dividend Yield

TCBX

N/A

BCAL

0.94%

Debt to Equity

Winner

TCBX

0.00%

BCAL

5.92%

Free Cash Flow Yield

TCBX

0.25%

Winner

BCAL

8.68%

P/S Ratio

Winner

TCBX

3.17

BCAL

3.64

P/B Ratio

Winner

TCBX

1.03

BCAL

1.17

TCBX vs BCAL - Historical Returns

Returns include dividend reinvestment.

Period	TCBX	BCAL
1 month	+3.33%	+8.25%
3 months	-2.15%	+16.21%
6 months	-0.42%	+14.32%
1 year	+11.18%	+31.70%
5 years(CAGR)	+10.56%	+8.71%
10 years(CAGR)	N/A	+10.08%
Max(CAGR)	+10.56%	+9.89%

TCBX

+3.33%

Winner

BCAL

+8.25%

TCBX

-2.15%

Winner

BCAL

+16.21%

TCBX

-0.42%

Winner

BCAL

+14.32%

TCBX

+11.18%

Winner

BCAL

+31.70%

5Y(CAGR)

Winner

TCBX

+10.56%

BCAL

+8.71%

10Y(CAGR)

TCBX

N/A

BCAL

+10.08%

Max(CAGR)

Winner

TCBX

+10.56%

BCAL

+9.89%

TCBX vs BCAL - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	TCBX	BCAL
2026	+7.05%	+15.61%
2025	+15.74%	+15.35%
2024	+73.30%	-3.84%
2023	+10.51%	+3.58%
2022	-29.12%	+12.35%
2021	+3.88%	+17.57%
2020	N/A	+0.00%
2019	N/A	-5.55%
2018	N/A	-10.51%
2017	N/A	+28.26%
2016	N/A	+38.55%
2015	N/A	+4.40%

TCBX vs BCAL Drawdown Comparison

The maximum drawdown for TCBX was -54.53%, occurring on Apr 26, 2023. Recovery took 720 trading sessions.

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The current TCBX drawdown is -7.80%. The current BCAL drawdown is -1.65%.

Rank	TCBX	BCAL
#1	-54.53% Dec 6, 2021 - Oct 17, 2024	-52.35% Feb 9, 2018 - Dec 19, 2023
#2	-28.88% Feb 6, 2025 - Jul 29, 2025	-32.26% Nov 25, 2024 - Oct 29, 2025
#3	-17.09% Dec 11, 2024 - Feb 5, 2025	-25.88% Dec 29, 2023 - Nov 12, 2024
#4	-16.06% Feb 6, 2026 - Mar 18, 2026	-20.97% May 3, 2017 - Jan 22, 2018
#5	-12.07% Sep 18, 2025 - Dec 18, 2025	-13.51% Dec 8, 2025 - Jun 23, 2026
#6	-9.72% Dec 18, 2025 - Jan 22, 2026	-9.26% Mar 15, 2017 - May 3, 2017
#7	-8.54% Jul 29, 2025 - Aug 13, 2025	-5.30% Dec 24, 2015 - Aug 23, 2016
#8	-6.78% Jan 22, 2026 - Feb 4, 2026	-4.30% Nov 11, 2025 - Nov 24, 2025
#9	-6.29% Nov 19, 2021 - Dec 6, 2021	-4.25% Jul 1, 2026 - Jul 16, 2026
#10	-4.24% Oct 17, 2024 - Oct 24, 2024	-2.16% Jul 16, 2026 - Jul 20, 2026
#11	-4.03% Nov 25, 2024 - Dec 10, 2024	-1.04% Nov 12, 2024 - Nov 21, 2024
#12	-3.07% Oct 29, 2024 - Nov 6, 2024	-0.62% Nov 25, 2025 - Dec 3, 2025
#13	-2.91% Sep 4, 2025 - Sep 18, 2025	-0.56% Dec 4, 2025 - Dec 8, 2025
#14	-2.73% Nov 11, 2024 - Nov 18, 2024	-0.37% Nov 5, 2025 - Nov 10, 2025
#15	-2.15% Aug 13, 2025 - Aug 22, 2025	-0.35% Dec 27, 2023 - Dec 29, 2023