TBIL vs VCR

Comparison between F/M US TREASURY 3 MONTH BILL ETF (TBIL, ETF) and VANGUARD CONSUMER DISCRETIONARY INDEX FUND ETF SHARES (VCR, ETF).

TBIL vs VCR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TBIL(ETF)	VCR(ETF)
Net Assets	$7.10B	$7.10B
Expense Ratio	0.15%	0.09%
Max Drawdown	0.58%	62.72%
Sharpe Ratio	1.01	0.48
5Y Beta	0.00	1.19
P/E Ratio	N/A	35.07
Forward P/E	N/A	23.93
5Y Dividends CAGR	N/A	-3.50%
5Y EPS CAGR	N/A	22.38%
Debt to Equity	N/A	-100.89%
P/S Ratio	N/A	1.86
P/B Ratio	N/A	5.77

Net Assets

TBIL

$7.10B

VCR

$7.10B

Expense Ratio

TBIL

0.15%

Winner

VCR

0.09%

Max Drawdown

Winner

TBIL

0.58%

VCR

62.72%

Sharpe Ratio

Winner

TBIL

1.01

VCR

0.48

5Y Beta

Winner

TBIL

0.00

VCR

1.19

P/E Ratio

TBIL

N/A

VCR

35.07

Forward P/E

TBIL

N/A

VCR

23.93

5Y Dividends CAGR

TBIL

N/A

VCR

-3.50%

5Y EPS CAGR

TBIL

N/A

VCR

22.38%

Debt to Equity

TBIL

N/A

VCR

-100.89%

P/S Ratio

TBIL

N/A

VCR

1.86

P/B Ratio

TBIL

N/A

VCR

5.77

TBIL vs VCR - Historical Returns

Returns include dividend reinvestment.

Period	TBIL	VCR
1 month	+0.27%	+3.86%
3 months	+0.83%	+2.28%
6 months	+1.81%	+2.97%
1 year	+3.97%	+10.13%
5 years(CAGR)	N/A	+6.77%
10 years(CAGR)	N/A	+13.71%
Max(CAGR)	+4.53%	+11.09%

TBIL

+0.27%

Winner

VCR

+3.86%

TBIL

+0.83%

Winner

VCR

+2.28%

TBIL

+1.81%

Winner

VCR

+2.97%

TBIL

+3.97%

Winner

VCR

+10.13%

5Y(CAGR)

TBIL

N/A

VCR

+6.77%

10Y(CAGR)

TBIL

N/A

VCR

+13.71%

Max(CAGR)

TBIL

+4.53%

Winner

VCR

+11.09%

TBIL vs VCR - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	TBIL	VCR
2026	+1.23%	+0.25%
2025	+4.19%	+6.83%
2024	+5.14%	+25.49%
2023	+5.10%	+41.16%
2022	+1.30%	-36.56%
2021	N/A	+26.48%
2020	N/A	+46.60%
2019	N/A	+26.51%
2018	N/A	-3.60%
2017	N/A	+22.26%
2016	N/A	+8.62%
2015	N/A	+7.15%
2014	N/A	+10.05%
2013	N/A	+40.65%
2012	N/A	+23.48%
2011	N/A	+2.42%
2010	N/A	+29.54%
2009	N/A	+40.62%
2008	N/A	-36.57%
2007	N/A	-11.96%
2006	N/A	+15.78%
2005	N/A	-3.23%
2004	N/A	+14.42%

TBIL vs VCR Drawdown Comparison

The maximum drawdown for TBIL was -0.10%, occurring on Oct 5, 2022. Recovery took 10 trading sessions.

The maximum drawdown for VCR was -61.53%, occurring on Nov 20, 2008. Recovery took 928 trading sessions.

The current VCR drawdown is -4.87%.

Rank	TBIL	VCR
#1	-0.10% Oct 3, 2022 - Oct 17, 2022	-61.53% Jun 4, 2007 - Feb 7, 2011
#2	-0.05% Dec 23, 2022 - Dec 29, 2022	-39.20% Nov 19, 2021 - Nov 6, 2024
#3	-0.04% Aug 10, 2022 - Aug 25, 2022	-37.68% Feb 20, 2020 - Jun 8, 2020
#4	-0.04% Nov 14, 2022 - Nov 17, 2022	-27.35% Dec 17, 2024 - Sep 15, 2025
#5	-0.04% Apr 5, 2023 - Apr 12, 2023	-22.61% Sep 4, 2018 - Apr 16, 2019
#6	-0.02% Jul 3, 2025 - Jul 9, 2025	-20.49% Jul 7, 2011 - Feb 3, 2012
#7	-0.02% Aug 2, 2024 - Aug 7, 2024	-16.70% Nov 3, 2015 - Jul 12, 2016
#8	-0.02% Mar 4, 2025 - Mar 7, 2025	-15.58% Jan 9, 2026 - Mar 30, 2026
#9	-0.02% Feb 3, 2025 - Feb 5, 2025	-12.46% Jul 28, 2005 - May 9, 2006
#10	-0.02% Oct 17, 2022 - Oct 25, 2022	-11.77% Mar 5, 2004 - Nov 2, 2004
#11	-0.02% Jul 9, 2024 - Jul 11, 2024	-11.33% Dec 30, 2004 - Jul 19, 2005
#12	-0.02% May 1, 2026 - May 5, 2026	-11.18% Jul 31, 2015 - Nov 3, 2015
#13	-0.02% Feb 2, 2024 - Feb 8, 2024	-11.01% May 9, 2006 - Oct 4, 2006
#14	-0.02% May 7, 2025 - May 9, 2025	-10.07% May 2, 2012 - Sep 6, 2012
#15	-0.02% Jan 3, 2025 - Jan 8, 2025	-9.71% Jan 26, 2018 - Jun 6, 2018

Correlation

Correlation between TBIL and VCR is 0.96 which considered as a very strong positive correlation - the stocks move almost identically together.

0.96

-101

Dividend Comparison (2004 - 2026)

TBIL vs VCR dividend yield comparison.

Year	TBIL	VCR
2026	1.20%	0.18%
2025	4.06%	0.74%
2024	5.02%	0.74%
2023	5.00%	0.84%
2022	1.10%	0.98%
2021	0.00%	0.79%
2020	0.00%	1.71%
2019	0.00%	1.17%
2018	0.00%	1.37%
2017	0.00%	1.21%
2016	0.00%	1.60%
2015	0.00%	1.32%
2014	0.00%	1.23%
2013	0.00%	0.84%
2012	0.00%	1.52%
2011	0.00%	1.38%
2010	0.00%	0.99%
2009	0.00%	0.93%
2008	0.00%	2.44%
2007	0.00%	0.86%
2006	0.00%	0.77%
2005	0.00%	0.59%
2004	0.00%	0.63%