TBIL vs SPYD

Comparison between F/M US TREASURY 3 MONTH BILL ETF (TBIL, ETF) and SPDR(R) PORTFOLIO S&P 500 HIGH DIVIDEND ETF (SPYD, ETF).

TBIL vs SPYD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TBIL(ETF)	SPYD(ETF)
Net Assets	$7B	$7B
Expense Ratio	0.15%	0.07%
Max Drawdown	0.58%	47.32%
Sharpe Ratio	1.10	1.01
5Y Beta	0.00	0.51
P/E Ratio	N/A	24.20
Forward P/E	N/A	13.93
PEG Ratio	N/A	0.47
5Y Dividends CAGR	N/A	5.15%
5Y EPS CAGR	N/A	5.77%
Debt to Equity	N/A	-43.13%
P/S Ratio	N/A	1.39
P/B Ratio	N/A	1.82

Net Assets

TBIL

$7B

SPYD

$7B

Expense Ratio

TBIL

0.15%

Winner

SPYD

0.07%

Max Drawdown

Winner

TBIL

0.58%

SPYD

47.32%

Sharpe Ratio

Winner

TBIL

1.10

SPYD

1.01

5Y Beta

Winner

TBIL

0.00

SPYD

0.51

P/E Ratio

TBIL

N/A

SPYD

24.20

Forward P/E

TBIL

N/A

SPYD

13.93

PEG Ratio

TBIL

N/A

SPYD

0.47

5Y Dividends CAGR

TBIL

N/A

SPYD

5.15%

5Y EPS CAGR

TBIL

N/A

SPYD

5.77%

Debt to Equity

TBIL

N/A

SPYD

-43.13%

P/S Ratio

TBIL

N/A

SPYD

1.39

P/B Ratio

TBIL

N/A

SPYD

1.82

TBIL vs SPYD - Historical Returns

Returns include dividend reinvestment.

Period	TBIL	SPYD
1 month	+0.31%	+1.65%
3 months	+0.89%	+0.24%
6 months	+1.86%	+11.72%
1 year	+4.03%	+15.97%
5 years(CAGR)	N/A	+6.87%
10 years(CAGR)	N/A	+8.71%
Max(CAGR)	+4.55%	+9.09%

TBIL

+0.31%

Winner

SPYD

+1.65%

Winner

TBIL

+0.89%

SPYD

+0.24%

TBIL

+1.86%

Winner

SPYD

+11.72%

TBIL

+4.03%

Winner

SPYD

+15.97%

5Y(CAGR)

TBIL

N/A

SPYD

+6.87%

10Y(CAGR)

TBIL

N/A

SPYD

+8.71%

Max(CAGR)

TBIL

+4.55%

Winner

SPYD

+9.09%

TBIL vs SPYD - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	TBIL	SPYD
2026	+1.23%	+8.14%
2025	+4.19%	+4.95%
2024	+5.14%	+13.90%
2023	+5.10%	+3.67%
2022	+1.30%	-1.93%
2021	N/A	+35.01%
2020	N/A	-10.84%
2019	N/A	+21.98%
2018	N/A	-5.21%
2017	N/A	+11.68%
2016	N/A	+25.61%
2015	N/A	-2.59%

TBIL vs SPYD Drawdown Comparison

The maximum drawdown for TBIL was -0.10%, occurring on Oct 5, 2022. Recovery took 10 trading sessions.

The maximum drawdown for SPYD was -46.38%, occurring on Mar 23, 2020. Recovery took 278 trading sessions.

The current SPYD drawdown is -1.89%.

Rank	TBIL	SPYD
#1	-0.10% Oct 3, 2022 - Oct 17, 2022	-46.38% Jan 16, 2020 - Feb 24, 2021
#2	-0.05% Dec 23, 2022 - Dec 29, 2022	-22.20% Apr 20, 2022 - Jul 11, 2024
#3	-0.04% Aug 10, 2022 - Aug 25, 2022	-16.15% Nov 27, 2024 - Jan 14, 2026
#4	-0.04% Nov 14, 2022 - Nov 17, 2022	-13.63% Aug 20, 2018 - Feb 19, 2019
#5	-0.04% Apr 5, 2023 - Apr 12, 2023	-9.68% Nov 3, 2015 - Mar 2, 2016
#6	-0.02% Jul 3, 2025 - Jul 9, 2025	-9.60% Jan 26, 2018 - Aug 3, 2018
#7	-0.02% Aug 2, 2024 - Aug 7, 2024	-9.20% Jun 8, 2021 - Nov 15, 2021
#8	-0.02% Mar 4, 2025 - Mar 7, 2025	-8.71% Jul 3, 2019 - Sep 11, 2019
#9	-0.02% Feb 3, 2025 - Feb 5, 2025	-7.72% Apr 12, 2019 - Jul 3, 2019
#10	-0.02% Oct 17, 2022 - Oct 25, 2022	-7.05% Feb 13, 2026 - Mar 20, 2026
#11	-0.02% Jul 9, 2024 - Jul 11, 2024	-6.76% Nov 15, 2021 - Dec 27, 2021
#12	-0.02% May 1, 2026 - May 5, 2026	-6.34% Sep 7, 2016 - Nov 15, 2016
#13	-0.02% Feb 2, 2024 - Feb 8, 2024	-5.54% Jan 14, 2022 - Mar 25, 2022
#14	-0.02% May 7, 2025 - May 9, 2025	-5.01% Sep 11, 2019 - Oct 22, 2019
#15	-0.02% Jan 3, 2025 - Jan 8, 2025	-4.56% Mar 15, 2021 - Apr 15, 2021

Correlation

Correlation between TBIL and SPYD is 0.91 which considered as a very strong positive correlation - the stocks move almost identically together.

0.91

-101

Dividend Comparison (2015 - 2026)

TBIL vs SPYD dividend yield comparison.

Year	TBIL	SPYD
2026	1.20%	0.96%
2025	4.06%	4.52%
2024	5.02%	4.31%
2023	5.00%	4.66%
2022	1.10%	5.01%
2021	0.00%	3.68%
2020	0.00%	4.95%
2019	0.00%	4.42%
2018	0.00%	4.75%
2017	0.00%	4.63%
2016	0.00%	4.34%
2015	0.00%	1.13%