SY vs WHF

Comparison between So-Young International Inc (SY, Company) and WhiteHorse Finance Inc (WHF, Company).

SY is from the Healthcare sector, while WHF is from the Financial Services sector.

5-Year PerformanceWHF has outperformed SY, delivering a return of -3.3% compared to -25.1%

SY vs WHF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SY(COMPANY)	WHF(COMPANY)
Market Cap	$146M	$146M
Max Drawdown	97.54%	62.93%
Sharpe Ratio	1.21	-0.41
5Y Beta	0.84	0.34
Industry	Health Information Services	Asset Management
P/E Ratio	-4.23	15.95
Forward P/E	16.29	6.19
PEG Ratio	N/A	2.53
Dividend Yield	5.26%	19.00%
5Y Dividends CAGR	N/A	-3.81%
Debt to Equity	2.56%	129.48%
Free Cash Flow Yield	-10.29%	77.31%
P/S Ratio	0.11	2.05
P/B Ratio	0.86	0.57

Market Cap

Winner

$146M

WHF

$146M

Max Drawdown

97.54%

Winner

WHF

62.93%

Sharpe Ratio

Winner

1.21

WHF

-0.41

5Y Beta

0.84

Winner

WHF

0.34

Industry

Health Information Services

WHF

Asset Management

P/E Ratio

Winner

-4.23

WHF

15.95

Forward P/E

16.29

Winner

WHF

6.19

PEG Ratio

N/A

WHF

2.53

Dividend Yield

5.26%

Winner

WHF

19.00%

5Y Dividends CAGR

N/A

WHF

-3.81%

Debt to Equity

Winner

2.56%

WHF

129.48%

Free Cash Flow Yield

-10.29%

Winner

WHF

77.31%

P/S Ratio

Winner

0.11

WHF

2.05

P/B Ratio

0.86

Winner

WHF

0.57

SY vs WHF - Historical Returns

Returns include dividend reinvestment.

Period	SY	WHF
1 month	-36.95%	-5.08%
3 months	-40.19%	-2.53%
6 months	-39.81%	-2.22%
1 year	+98.10%	-12.73%
5 years(CAGR)	-25.06%	-3.25%
10 years(CAGR)	N/A	+8.57%
Max(CAGR)	-25.83%	+6.94%

-36.95%

Winner

WHF

-5.08%

-40.19%

Winner

WHF

-2.53%

-39.81%

Winner

WHF

-2.22%

Winner

+98.10%

WHF

-12.73%

5Y(CAGR)

-25.06%

Winner

WHF

-3.25%

10Y(CAGR)

N/A

WHF

+8.57%

Max(CAGR)

-25.83%

Winner

WHF

+6.94%

SY vs WHF - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	SY	WHF
2026	-30.34%	+2.21%
2025	+232.45%	-17.37%
2024	-27.16%	-8.37%
2023	-11.03%	+7.48%
2022	-60.67%	-5.77%
2021	-70.24%	+26.97%
2020	-8.41%	+18.57%
2019	-32.86%	+18.96%
2018	N/A	+6.89%
2017	N/A	+21.29%
2016	N/A	+20.16%
2015	N/A	+9.71%
2014	N/A	-13.62%
2013	N/A	+10.27%
2012	N/A	+5.30%

SY vs WHF Drawdown Comparison

The maximum drawdown for SY was -97.54%, occurring on Oct 31, 2022. This drawdown has not yet recovered.

The maximum drawdown for WHF was -57.48%, occurring on Mar 18, 2020. Recovery took 189 trading sessions.

The current SY drawdown is -89.53%. The current WHF drawdown is -27.93%.

Rank	SY	WHF
#1	-97.54% May 3, 2019 - Oct 31, 2022	-57.48% Feb 19, 2020 - Nov 16, 2020
#2	N/A	-37.56% May 22, 2024 - Feb 24, 2026
#3	N/A	-28.62% Oct 16, 2015 - Dec 9, 2016
#4	N/A	-25.48% Aug 16, 2022 - Jul 13, 2023
#5	N/A	-25.08% Oct 20, 2017 - May 24, 2018
#6	N/A	-19.21% Nov 8, 2013 - May 11, 2015
#7	N/A	-18.72% Jun 14, 2018 - Apr 17, 2019
#8	N/A	-16.90% Apr 20, 2022 - Aug 16, 2022
#9	N/A	-14.22% Sep 25, 2015 - Oct 15, 2015
#10	N/A	-12.29% Aug 2, 2023 - Jan 8, 2024
#11	N/A	-11.78% May 11, 2015 - Sep 11, 2015
#12	N/A	-11.38% Apr 13, 2021 - Oct 19, 2021
#13	N/A	-10.80% May 6, 2019 - Sep 20, 2019
#14	N/A	-9.06% Jun 23, 2017 - Sep 6, 2017
#15	N/A	-8.21% Jun 18, 2013 - Jun 28, 2013

Correlation

Correlation between SY and WHF is -0.77 which considered as a strong negative correlation - the stocks tend to move in opposite directions.

-0.77

-101

Dividend Comparison (2012 - 2026)

SY vs WHF dividend yield comparison.

Year	SY	WHF
2026	0.00%	7.68%
2025	1.91%	20.72%
2024	13.01%	18.44%
2023	0.00%	12.60%
2022	0.00%	11.26%
2021	0.00%	10.03%
2020	0.00%	13.96%
2019	0.00%	11.79%
2018	0.00%	11.16%
2017	0.00%	10.58%
2016	0.00%	11.67%
2015	0.00%	12.37%
2014	0.00%	12.29%
2013	0.00%	9.40%
2012	0.00%	0.73%