STIP vs DFAI

Comparison between ISHARES 0-5 YEAR TIPS BOND ETF (STIP, ETF) and DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF (DFAI, ETF).

5-Year PerformanceDFAI has outperformed STIP, delivering a return of +9.8% compared to +3.4%

STIP vs DFAI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	STIP(ETF)	DFAI(ETF)
Net Assets	$15B	$15B
Expense Ratio	0.03%	0.18%
Max Drawdown	10.26%	29.49%
Sharpe Ratio	0.46	1.72
5Y Beta	-0.00	0.69
5Y Dividends CAGR	22.62%	58.15%

Net Assets

STIP

$15B

DFAI

$15B

Expense Ratio

Winner

STIP

0.03%

DFAI

0.18%

Max Drawdown

Winner

STIP

10.26%

DFAI

29.49%

Sharpe Ratio

STIP

0.46

Winner

DFAI

1.72

5Y Beta

Winner

STIP

-0.00

DFAI

0.69

5Y Dividends CAGR

STIP

22.62%

Winner

DFAI

58.15%

STIP vs DFAI - Historical Returns

Returns include dividend reinvestment.

Period	STIP	DFAI
1 month	+0.80%	+1.69%
3 months	+1.37%	+0.56%
6 months	+2.17%	+14.78%
1 year	+4.56%	+30.73%
5 years(CAGR)	+3.43%	+9.81%
10 years(CAGR)	+3.20%	N/A
Max(CAGR)	+2.41%	+12.46%

STIP

+0.80%

Winner

DFAI

+1.69%

Winner

STIP

+1.37%

DFAI

+0.56%

STIP

+2.17%

Winner

DFAI

+14.78%

STIP

+4.56%

Winner

DFAI

+30.73%

5Y(CAGR)

STIP

+3.43%

Winner

DFAI

+9.81%

10Y(CAGR)

STIP

+3.20%

DFAI

N/A

Max(CAGR)

STIP

+2.41%

Winner

DFAI

+12.46%

STIP vs DFAI - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	STIP	DFAI
2026	+1.96%	+8.34%
2025	+5.96%	+34.39%
2024	+4.84%	+5.79%
2023	+4.59%	+16.79%
2022	-2.92%	-13.31%
2021	+5.58%	+13.35%
2020	+5.02%	+6.13%
2019	+4.87%	N/A
2018	+0.52%	N/A
2017	+0.75%	N/A
2016	+2.66%	N/A
2015	-0.19%	N/A
2014	-1.27%	N/A
2013	-1.75%	N/A
2012	+2.10%	N/A
2011	+4.36%	N/A
2010	+0.22%	N/A

STIP vs DFAI Drawdown Comparison

The maximum drawdown for STIP was -5.49%, occurring on Sep 30, 2022. Recovery took 443 trading sessions.

The maximum drawdown for DFAI was -27.42%, occurring on Sep 27, 2022. Recovery took 536 trading sessions.

The current STIP drawdown is -0.06%. The current DFAI drawdown is -1.30%.

Rank	STIP	DFAI
#1	-5.49% Mar 11, 2022 - Dec 14, 2023	-27.42% Nov 8, 2021 - Dec 27, 2023
#2	-5.29% Mar 5, 2020 - May 29, 2020	-13.26% Mar 19, 2025 - Apr 28, 2025
#3	-3.85% Sep 14, 2012 - Apr 13, 2017	-10.95% Feb 25, 2026 - Mar 20, 2026
#4	-2.00% Nov 17, 2021 - Feb 28, 2022	-9.23% Sep 26, 2024 - Mar 5, 2025
#5	-1.61% Aug 1, 2011 - Nov 4, 2011	-7.15% Jul 12, 2024 - Aug 19, 2024
#6	-1.01% Nov 7, 2011 - Jan 27, 2012	-5.71% Jun 15, 2021 - Sep 2, 2021
#7	-0.98% Mar 9, 2012 - Aug 31, 2012	-5.05% Sep 3, 2021 - Nov 3, 2021
#8	-0.98% Apr 13, 2017 - Sep 7, 2017	-4.88% Nov 12, 2025 - Dec 4, 2025
#9	-0.97% Feb 1, 2011 - Feb 22, 2011	-4.43% Mar 27, 2024 - May 9, 2024
#10	-0.95% Apr 3, 2025 - Apr 28, 2025	-4.16% Jan 8, 2021 - Feb 8, 2021
#11	-0.88% Aug 24, 2018 - Jan 30, 2019	-3.98% Jul 23, 2025 - Aug 13, 2025
#12	-0.84% Apr 30, 2025 - Jun 26, 2025	-3.70% Aug 30, 2024 - Sep 19, 2024
#13	-0.76% Sep 24, 2024 - Jan 15, 2025	-3.43% Jun 6, 2024 - Jul 11, 2024
#14	-0.69% Mar 17, 2026 - Apr 13, 2026	-3.31% Dec 27, 2023 - Feb 1, 2024
#15	-0.69% Dec 6, 2010 - Jan 3, 2011	-3.31% May 7, 2021 - May 24, 2021

Correlation

Correlation between STIP and DFAI is 0.95 which considered as a very strong positive correlation - the stocks move almost identically together.

0.95

-101

Dividend Comparison (2010 - 2026)

STIP vs DFAI dividend yield comparison.

Year	STIP	DFAI
2026	0.76%	0.24%
2025	4.11%	2.45%
2024	2.62%	2.72%
2023	2.84%	2.64%
2022	6.04%	2.72%
2021	4.15%	2.06%
2020	1.40%	0.09%
2019	2.06%	0.00%
2018	2.44%	0.00%
2017	1.59%	0.00%
2016	0.89%	0.00%
2014	0.74%	0.00%
2013	0.31%	0.00%
2012	1.05%	0.00%
2011	2.47%	0.00%
2010	0.07%	0.00%