SSB vs XP

Comparison between SouthState Corporation (SSB, Company) and XP Inc - Class A (XP, Company).

Both SSB and XP are from the Financial Services sector.

5-Year PerformanceSSB has outperformed XP, delivering a return of +3.2% compared to -14.4%

SSB vs XP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SSB(COMPANY)	XP(COMPANY)
Market Cap	$9B	$8.99B
Max Drawdown	58.91%	79.19%
Sharpe Ratio	0.15	0.05
5Y Beta	1.04	1.00
Industry	Banks - Regional	Capital Markets
P/E Ratio	9.81	9.37
Forward P/E	9.96	9.53
PEG Ratio	0.18	0.45
Dividend Yield	2.55%	1.04%
5Y Dividends CAGR	15.83%	N/A
5Y EPS CAGR	23.46%	18.45%
Debt to Equity	0.00%	362.26%
Free Cash Flow Yield	7.25%	24.65%
P/S Ratio	3.41	0.50
P/B Ratio	1.04	2.08

Market Cap

Winner

SSB

$9B

$8.99B

Max Drawdown

Winner

SSB

58.91%

79.19%

Sharpe Ratio

Winner

SSB

0.15

0.05

5Y Beta

SSB

1.04

Winner

1.00

Industry

SSB

Banks - Regional

Capital Markets

P/E Ratio

SSB

9.81

Winner

9.37

Forward P/E

SSB

9.96

Winner

9.53

PEG Ratio

Winner

SSB

0.18

0.45

Dividend Yield

Winner

SSB

2.55%

1.04%

5Y Dividends CAGR

SSB

15.83%

N/A

5Y EPS CAGR

Winner

SSB

23.46%

18.45%

Debt to Equity

Winner

SSB

0.00%

362.26%

Free Cash Flow Yield

SSB

7.25%

Winner

24.65%

P/S Ratio

SSB

3.41

Winner

0.50

P/B Ratio

Winner

SSB

1.04

2.08

SSB vs XP - Historical Returns

Returns include dividend reinvestment.

Period	SSB	XP
1 month	-4.42%	-17.14%
3 months	-9.85%	-11.42%
6 months	+6.19%	-4.73%
1 year	+4.69%	-5.99%
5 years(CAGR)	+3.20%	-14.39%
10 years(CAGR)	+5.50%	N/A
Max(CAGR)	+8.10%	-8.32%

Winner

SSB

-4.42%

-17.14%

Winner

SSB

-9.85%

-11.42%

Winner

SSB

+6.19%

-4.73%

Winner

SSB

+4.69%

-5.99%

5Y(CAGR)

Winner

SSB

+3.20%

-14.39%

10Y(CAGR)

SSB

+5.50%

N/A

Max(CAGR)

Winner

SSB

+8.10%

-8.32%

SSB vs XP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SSB	XP
2026	+0.15%	+8.78%
2025	-0.58%	+40.01%
2024	+19.81%	-51.35%
2023	+14.32%	+99.31%
2022	-6.05%	-47.09%
2021	+14.45%	-26.70%
2020	-14.26%	+2.80%
2019	+46.20%	+11.78%
2018	-30.19%	N/A
2017	+1.36%	N/A
2016	+28.03%	N/A
2015	+11.55%	N/A
2014	+4.30%	N/A
2013	+61.87%	N/A
2012	+37.95%	N/A
2011	-10.69%	N/A
2010	+18.12%	N/A
2009	-16.11%	N/A
2008	+11.84%	N/A
2007	-19.45%	N/A
2006	+26.53%	N/A
2005	+2.70%	N/A
2004	+19.61%	N/A
2003	+26.07%	N/A
2002	+26.74%	N/A
2001	+49.20%	N/A
2000	-38.44%	N/A
1999	-5.31%	N/A

SSB vs XP Drawdown Comparison

The maximum drawdown for SSB was -56.92%, occurring on Mar 9, 2009. Recovery took 823 trading sessions.

The maximum drawdown for XP was -79.19%, occurring on Mar 23, 2023. This drawdown has not yet recovered.

The current SSB drawdown is -13.60%. The current XP drawdown is -61.45%.

Rank	SSB	XP
#1	-56.92% Dec 27, 2006 - Apr 7, 2010	-79.19% Sep 2, 2021 - Mar 23, 2023
#2	-51.59% Jun 6, 2018 - Mar 8, 2021	-60.55% Feb 20, 2020 - Jun 16, 2020
#3	-47.03% Nov 9, 1999 - Mar 14, 2002	-29.90% Sep 1, 2020 - Sep 2, 2021
#4	-39.27% May 3, 2010 - Aug 14, 2012	-15.01% Jun 23, 2020 - Aug 6, 2020
#5	-32.69% Jan 14, 2022 - Jul 16, 2024	-12.96% Aug 6, 2020 - Sep 1, 2020
#6	-31.69% Jul 8, 2002 - Oct 29, 2003	-12.15% Jan 22, 2020 - Feb 19, 2020
#7	-29.66% Mar 12, 2021 - Jan 10, 2022	-9.48% Dec 20, 2019 - Jan 21, 2020
#8	-27.63% Nov 25, 2024 - Apr 8, 2025	-9.04% Dec 13, 2019 - Dec 18, 2019
#9	-25.35% Nov 6, 2015 - Nov 10, 2016	-3.39% Jun 18, 2020 - Jun 23, 2020
#10	-23.05% Dec 1, 2004 - Jul 25, 2006	-0.89% Dec 18, 2019 - Dec 20, 2019
#11	-18.78% Dec 26, 2013 - Dec 30, 2014	N/A
#12	-18.71% Feb 18, 2004 - Oct 27, 2004	N/A
#13	-13.70% Apr 26, 2017 - Oct 2, 2017	N/A
#14	-12.49% Jul 26, 2024 - Sep 19, 2024	N/A
#15	-11.58% Dec 30, 2014 - Feb 26, 2015	N/A

Correlation

Correlation between SSB and XP is -0.58 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.58

-101

Dividend Comparison (1999 - 2026)

SSB vs XP dividend yield comparison.

Year	SSB	XP
2026	1.29%	0.00%
2025	2.42%	1.10%
2024	2.13%	5.49%
2023	2.42%	5.02%
2022	2.59%	0.00%
2021	2.40%	0.00%
2020	2.60%	0.00%
2019	1.93%	0.00%
2018	2.30%	0.00%
2017	1.51%	0.00%
2016	1.38%	0.00%
2015	1.36%	0.00%
2014	1.22%	0.00%
2013	1.11%	0.00%
2012	1.72%	0.00%
2011	2.34%	0.00%
2010	2.08%	0.00%
2009	2.46%	0.00%
2008	1.97%	0.00%
2007	2.12%	0.00%
2006	1.63%	0.00%
2005	2.03%	0.00%
2004	1.92%	0.00%
2003	2.20%	0.00%
2002	3.17%	0.00%
2001	2.95%	0.00%
2000	4.12%	0.00%
1999	0.58%	0.00%