SPOT vs USB

Comparison between Spotify Technology S.A. (SPOT, Company) and U.S. Bancorp. (USB, Company).

SPOT is from the Communication Services sector, while USB is from the Financial Services sector.

5-Year PerformanceSPOT has outperformed USB, delivering a return of +16.4% compared to +6.8%

SPOT vs USB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SPOT(COMPANY)	USB(COMPANY)
Market Cap	$101B	$100B
Max Drawdown	80.51%	76.78%
Sharpe Ratio	-0.59	1.72
5Y Beta	0.89	0.96
Industry	Internet Content & Information	Banks - Regional
P/E Ratio	32.36	13.38
Forward P/E	34.60	12.45
PEG Ratio	0.22	0.63
Dividend Yield	N/A	3.24%
5Y Dividends CAGR	N/A	8.96%
5Y EPS CAGR	N/A	1.81%
Debt to Equity	5.94%	27.15%
Free Cash Flow Yield	3.69%	9.62%
P/S Ratio	5.66	3.66
P/B Ratio	11.19	1.65

Market Cap

Winner

SPOT

$101B

USB

$100B

Max Drawdown

SPOT

80.51%

Winner

USB

76.78%

Sharpe Ratio

SPOT

-0.59

Winner

USB

1.72

5Y Beta

Winner

SPOT

0.89

USB

0.96

Industry

SPOT

Internet Content & Information

USB

Banks - Regional

P/E Ratio

SPOT

32.36

Winner

USB

13.38

Forward P/E

SPOT

34.60

Winner

USB

12.45

PEG Ratio

Winner

SPOT

0.22

USB

0.63

Dividend Yield

SPOT

N/A

USB

3.24%

5Y Dividends CAGR

SPOT

N/A

USB

8.96%

5Y EPS CAGR

SPOT

N/A

USB

1.81%

Debt to Equity

Winner

SPOT

5.94%

USB

27.15%

Free Cash Flow Yield

SPOT

3.69%

Winner

USB

9.62%

P/S Ratio

SPOT

5.66

Winner

USB

3.66

P/B Ratio

SPOT

11.19

Winner

USB

1.65

SPOT vs USB - Historical Returns

Returns include dividend reinvestment.

Period	SPOT	USB
1 month	-1.64%	+1.56%
3 months	+11.72%	+14.60%
6 months	+12.41%	+7.11%
1 year	-28.75%	+49.29%
5 years(CAGR)	+16.44%	+6.82%
10 years(CAGR)	+14.91%	+7.91%
Max(CAGR)	+14.91%	+6.65%

SPOT

-1.64%

Winner

USB

+1.56%

SPOT

+11.72%

Winner

USB

+14.60%

Winner

SPOT

+12.41%

USB

+7.11%

SPOT

-28.75%

Winner

USB

+49.29%

5Y(CAGR)

Winner

SPOT

+16.44%

USB

+6.82%

10Y(CAGR)

Winner

SPOT

+14.91%

USB

+7.91%

Max(CAGR)

Winner

SPOT

+14.91%

USB

+6.65%

SPOT vs USB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SPOT	USB
2026	-17.38%	+20.53%
2025	+26.85%	+16.41%
2024	+136.96%	+13.90%
2023	+129.44%	+2.32%
2022	-67.66%	-20.67%
2021	-24.75%	+25.58%
2020	+107.53%	-17.76%
2019	+31.48%	+31.73%
2018	-23.83%	-13.09%
2017	N/A	+6.43%
2016	N/A	+26.94%
2015	N/A	-2.55%
2014	N/A	+15.22%
2013	N/A	+25.53%
2012	N/A	+18.63%
2011	N/A	+2.40%
2010	N/A	+18.85%
2009	N/A	-9.92%
2008	N/A	-15.09%
2007	N/A	-7.84%
2006	N/A	+24.66%
2005	N/A	+0.40%
2004	N/A	+11.29%
2003	N/A	+43.93%
2002	N/A	+7.14%
2001	N/A	-5.32%
2000	N/A	+39.78%
1999	N/A	-34.20%

SPOT vs USB Drawdown Comparison

The maximum drawdown for SPOT was -80.51%, occurring on Nov 4, 2022. Recovery took 902 trading sessions.

The maximum drawdown for USB was -76.09%, occurring on Mar 6, 2009. Recovery took 1019 trading sessions.

The current SPOT drawdown is -38.77%. The current USB drawdown is -1.02%.

Rank	SPOT	USB
#1	-80.51% Feb 19, 2021 - Sep 20, 2024	-76.09% Sep 19, 2008 - Oct 4, 2012
#2	-46.80% Jun 26, 2025 - Feb 5, 2026	-53.51% Nov 16, 1999 - Jul 14, 2003
#3	-45.57% Jul 26, 2018 - Jun 17, 2020	-52.12% Jan 14, 2022 - Dec 10, 2025
#4	-24.54% Feb 13, 2025 - May 7, 2025	-51.99% Dec 17, 2019 - Apr 9, 2021
#5	-20.73% Sep 1, 2020 - Dec 2, 2020	-34.05% May 1, 2008 - Sep 16, 2008
#6	-14.49% Jul 20, 2020 - Sep 1, 2020	-23.25% Jan 26, 2018 - Jul 23, 2019
#7	-11.99% Jan 8, 2021 - Feb 16, 2021	-18.57% Feb 20, 2007 - Apr 25, 2008
#8	-11.76% May 2, 2018 - Jun 8, 2018	-17.63% Aug 10, 2015 - Oct 27, 2016
#9	-10.95% Dec 4, 2024 - Jan 24, 2025	-16.21% Feb 6, 2026 - Jun 24, 2026
#10	-9.41% Dec 10, 2020 - Jan 8, 2021	-13.67% Dec 31, 2003 - Aug 18, 2004
#11	-7.32% Jun 22, 2018 - Jul 11, 2018	-12.58% Oct 22, 2021 - Jan 12, 2022
#12	-7.09% Jul 10, 2020 - Jul 20, 2020	-12.36% Dec 31, 2004 - Nov 11, 2005
#13	-6.83% Apr 10, 2018 - Apr 18, 2018	-12.01% May 17, 2021 - Oct 5, 2021
#14	-5.64% May 7, 2025 - May 19, 2025	-11.44% Mar 1, 2017 - Dec 4, 2017
#15	-5.47% Sep 25, 2024 - Oct 22, 2024	-11.31% Oct 4, 2012 - May 20, 2013