SPNS vs SKWD

Comparison between Sapiens International Corp NV (SPNS, Company) and Skyward Specialty Insurance Group Inc (SKWD, Company).

SPNS is from the Technology sector, while SKWD is from the Financial Services sector.

SPNS vs SKWD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SPNS(COMPANY)	SKWD(COMPANY)
Market Cap	$2.43B	$2.42B
Max Drawdown	99.28%	36.52%
Sharpe Ratio	1.03	-0.11
5Y Beta	N/A	0.55
Industry	Software - Application	Insurance - Property & Casualty
P/E Ratio	33.64	12.72
Forward P/E	29.59	10.73
PEG Ratio	2.20	0.34
Dividend Yield	1.38%	N/A
5Y Dividends CAGR	33.99%	N/A
5Y EPS CAGR	19.81%	N/A
Debt to Equity	8.25%	0.00%
Free Cash Flow Yield	3.27%	17.44%
P/S Ratio	N/A	1.41
P/B Ratio	N/A	1.80

Market Cap

Winner

SPNS

$2.43B

SKWD

$2.42B

Max Drawdown

SPNS

99.28%

Winner

SKWD

36.52%

Sharpe Ratio

Winner

SPNS

1.03

SKWD

-0.11

5Y Beta

SPNS

N/A

SKWD

0.55

Industry

SPNS

Software - Application

SKWD

Insurance - Property & Casualty

P/E Ratio

SPNS

33.64

Winner

SKWD

12.72

Forward P/E

SPNS

29.59

Winner

SKWD

10.73

PEG Ratio

SPNS

2.20

Winner

SKWD

0.34

Dividend Yield

SPNS

1.38%

SKWD

N/A

5Y Dividends CAGR

SPNS

33.99%

SKWD

N/A

5Y EPS CAGR

SPNS

19.81%

SKWD

N/A

Debt to Equity

SPNS

8.25%

Winner

SKWD

0.00%

Free Cash Flow Yield

SPNS

3.27%

Winner

SKWD

17.44%

P/S Ratio

SPNS

N/A

SKWD

1.41

P/B Ratio

SPNS

N/A

SKWD

1.80

SPNS vs SKWD - Historical Returns

Returns include dividend reinvestment.

Period	SPNS	SKWD
1 month	+0.72%	+16.31%
3 months	+1.02%	+28.39%
6 months	+53.10%	+7.12%
1 year	+56.07%	-1.46%
5 years(CAGR)	+11.44%	N/A
10 years(CAGR)	+17.93%	N/A
Max(CAGR)	+0.62%	+36.20%

SPNS

+0.72%

Winner

SKWD

+16.31%

SPNS

+1.02%

Winner

SKWD

+28.39%

Winner

SPNS

+53.10%

SKWD

+7.12%

Winner

SPNS

+56.07%

SKWD

-1.46%

5Y(CAGR)

SPNS

+11.44%

SKWD

N/A

10Y(CAGR)

SPNS

+17.93%

SKWD

N/A

Max(CAGR)

SPNS

+0.62%

Winner

SKWD

+36.20%

SPNS vs SKWD - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SPNS	SKWD
2026	N/A	+13.94%
2025	+71.02%	+4.20%
2024	-2.56%	+49.93%
2023	+56.77%	+77.38%
2022	-45.70%	N/A
2021	+15.44%	N/A
2020	+31.91%	N/A
2019	+112.34%	N/A
2018	-6.92%	N/A
2017	-20.24%	N/A
2016	+42.15%	N/A
2015	+45.61%	N/A
2014	-2.12%	N/A
2013	+96.82%	N/A
2012	+6.38%	N/A
2011	+62.07%	N/A
2010	+55.41%	N/A
2009	-20.41%	N/A
2008	+44.01%	N/A
2007	-10.74%	N/A
2006	-2.60%	N/A
2005	-42.75%	N/A
2004	-31.49%	N/A
2003	-11.24%	N/A
2002	-11.76%	N/A
2001	-11.76%	N/A
2000	-93.16%	N/A
1999	+73.05%	N/A

SPNS vs SKWD Drawdown Comparison

The maximum drawdown for SPNS was -99.28%, occurring on Mar 5, 2009. This drawdown has not yet recovered.

The maximum drawdown for SKWD was -36.52%, occurring on Mar 20, 2026. This drawdown has not yet recovered.

The current SPNS drawdown is -47.10%. The current SKWD drawdown is -14.77%.

Rank	SPNS	SKWD
#1	-99.28% Jan 24, 2000 - Mar 5, 2009	-36.52% Jun 2, 2025 - Mar 20, 2026
#2	-18.64% Dec 27, 1999 - Jan 14, 2000	-23.36% Dec 4, 2024 - May 2, 2025
#3	-13.43% Dec 13, 1999 - Dec 27, 1999	-15.39% Jul 18, 2024 - Aug 28, 2024
#4	-6.60% Nov 9, 1999 - Nov 26, 1999	-13.80% Feb 13, 2023 - Mar 28, 2023
#5	-5.26% Nov 1, 1999 - Nov 8, 1999	-13.27% Dec 18, 2023 - Feb 20, 2024
#6	-4.54% Nov 30, 1999 - Dec 7, 1999	-12.52% Apr 5, 2024 - Jul 16, 2024
#7	-4.13% Dec 9, 1999 - Dec 13, 1999	-10.24% Jun 22, 2023 - Sep 18, 2023
#8	N/A	-9.77% Oct 24, 2024 - Nov 8, 2024
#9	N/A	-7.89% Sep 9, 2024 - Oct 4, 2024
#10	N/A	-7.77% Mar 31, 2023 - May 8, 2023
#11	N/A	-6.94% May 12, 2023 - Jun 13, 2023
#12	N/A	-6.85% Oct 9, 2023 - Nov 7, 2023
#13	N/A	-6.75% Nov 14, 2023 - Nov 28, 2023
#14	N/A	-5.65% Jan 17, 2023 - Feb 7, 2023
#15	N/A	-4.94% May 16, 2025 - Jun 2, 2025