SPNS vs OSW

Comparison between Sapiens International Corp NV (SPNS, Company) and OneSpaWorld Holdings Ltd (OSW, Company).

SPNS is from the Technology sector, while OSW is from the Consumer Cyclical sector.

5-Year PerformanceOSW has outperformed SPNS, delivering a return of +18.4% compared to +11.4%

SPNS vs OSW - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SPNS(COMPANY)	OSW(COMPANY)
Market Cap	$2.43B	$2.43B
Max Drawdown	99.28%	85.07%
Sharpe Ratio	1.03	0.77
5Y Beta	N/A	1.26
Industry	Software - Application	Leisure
P/E Ratio	33.64	30.36
Forward P/E	29.59	27.86
PEG Ratio	2.20	N/A
Dividend Yield	1.38%	0.75%
5Y Dividends CAGR	33.99%	N/A
5Y EPS CAGR	19.81%	N/A
Debt to Equity	8.25%	14.74%
Free Cash Flow Yield	3.27%	3.40%
P/S Ratio	N/A	2.44
P/B Ratio	N/A	4.30

Market Cap

Winner

SPNS

$2.43B

OSW

$2.43B

Max Drawdown

SPNS

99.28%

Winner

OSW

85.07%

Sharpe Ratio

Winner

SPNS

1.03

OSW

0.77

5Y Beta

SPNS

N/A

OSW

1.26

Industry

SPNS

Software - Application

OSW

Leisure

P/E Ratio

SPNS

33.64

Winner

OSW

30.36

Forward P/E

SPNS

29.59

Winner

OSW

27.86

PEG Ratio

SPNS

2.20

OSW

N/A

Dividend Yield

Winner

SPNS

1.38%

OSW

0.75%

5Y Dividends CAGR

SPNS

33.99%

OSW

N/A

5Y EPS CAGR

SPNS

19.81%

OSW

N/A

Debt to Equity

Winner

SPNS

8.25%

OSW

14.74%

Free Cash Flow Yield

SPNS

3.27%

Winner

OSW

3.40%

P/S Ratio

SPNS

N/A

OSW

2.44

P/B Ratio

SPNS

N/A

OSW

4.30

SPNS vs OSW - Historical Returns

Returns include dividend reinvestment.

Period	SPNS	OSW
1 month	+0.72%	+10.12%
3 months	+1.02%	+25.95%
6 months	+53.10%	+26.68%
1 year	+56.07%	+34.47%
5 years(CAGR)	+11.44%	+18.43%
10 years(CAGR)	+17.93%	N/A
Max(CAGR)	+0.62%	+11.84%

SPNS

+0.72%

Winner

OSW

+10.12%

SPNS

+1.02%

Winner

OSW

+25.95%

Winner

SPNS

+53.10%

OSW

+26.68%

Winner

SPNS

+56.07%

OSW

+34.47%

5Y(CAGR)

SPNS

+11.44%

Winner

OSW

+18.43%

10Y(CAGR)

SPNS

+17.93%

OSW

N/A

Max(CAGR)

SPNS

+0.62%

Winner

OSW

+11.84%

SPNS vs OSW - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SPNS	OSW
2026	N/A	+25.51%
2025	+71.02%	+8.03%
2024	-2.56%	+43.33%
2023	+56.77%	+53.59%
2022	-45.70%	-11.14%
2021	+15.44%	+3.62%
2020	+31.91%	-38.71%
2019	+112.34%	+42.11%
2018	-6.92%	N/A
2017	-20.24%	N/A
2016	+42.15%	N/A
2015	+45.61%	N/A
2014	-2.12%	N/A
2013	+96.82%	N/A
2012	+6.38%	N/A
2011	+62.07%	N/A
2010	+55.41%	N/A
2009	-20.41%	N/A
2008	+44.01%	N/A
2007	-10.74%	N/A
2006	-2.60%	N/A
2005	-42.75%	N/A
2004	-31.49%	N/A
2003	-11.24%	N/A
2002	-11.76%	N/A
2001	-11.76%	N/A
2000	-93.16%	N/A
1999	+73.05%	N/A

SPNS vs OSW Drawdown Comparison

The maximum drawdown for SPNS was -99.28%, occurring on Mar 5, 2009. This drawdown has not yet recovered.

The maximum drawdown for OSW was -85.03%, occurring on Apr 2, 2020. Recovery took 1145 trading sessions.

The current SPNS drawdown is -47.10%.

Rank	SPNS	OSW
#1	-99.28% Jan 24, 2000 - Mar 5, 2009	-85.03% Dec 24, 2019 - Jul 16, 2024
#2	-18.64% Dec 27, 1999 - Jan 14, 2000	-34.57% Feb 19, 2025 - Aug 22, 2025
#3	-13.43% Dec 13, 1999 - Dec 27, 1999	-16.73% Oct 30, 2025 - Feb 17, 2026
#4	-6.60% Nov 9, 1999 - Nov 26, 1999	-13.30% Aug 22, 2025 - Oct 30, 2025
#5	-5.26% Nov 1, 1999 - Nov 8, 1999	-12.79% Feb 17, 2026 - Apr 1, 2026
#6	-4.54% Nov 30, 1999 - Dec 7, 1999	-12.33% Jul 23, 2024 - Oct 8, 2024
#7	-4.13% Dec 9, 1999 - Dec 13, 1999	-12.16% Apr 8, 2019 - Jun 18, 2019
#8	N/A	-11.14% Sep 13, 2019 - Dec 19, 2019
#9	N/A	-8.02% May 6, 2026 - Jun 12, 2026
#10	N/A	-7.86% Dec 17, 2024 - Jan 27, 2025
#11	N/A	-7.30% Apr 13, 2026 - May 1, 2026
#12	N/A	-6.86% May 1, 2026 - May 6, 2026
#13	N/A	-5.41% Jul 25, 2019 - Sep 4, 2019
#14	N/A	-5.22% Oct 17, 2024 - Oct 30, 2024
#15	N/A	-5.21% Jun 21, 2019 - Jul 23, 2019

Correlation

Correlation between SPNS and OSW is 0.44 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.44

-101

Dividend Comparison (2013 - 2026)

SPNS vs OSW dividend yield comparison.

Year	SPNS	OSW
2026	0.00%	0.39%
2025	1.52%	0.82%
2024	2.12%	0.40%
2023	1.76%	0.00%
2022	3.79%	0.00%
2021	1.07%	0.00%
2020	0.46%	0.79%
2019	0.96%	0.00%
2018	1.81%	0.00%
2017	1.74%	0.00%
2016	1.39%	0.00%
2015	4.41%	0.00%
2013	1.95%	0.00%