SPNS vs FIHL

Comparison between Sapiens International Corp NV (SPNS, Company) and Fidelis Insurance Holdings Limited (FIHL, Company).

SPNS is from the Technology sector, while FIHL is from the Financial Services sector.

SPNS vs FIHL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SPNS(COMPANY)	FIHL(COMPANY)
Market Cap	$2.43B	$2.43B
Max Drawdown	99.28%	30.25%
Sharpe Ratio	1.03	1.68
Industry	Software - Application	Insurance - Diversified
P/E Ratio	33.64	10.79
Forward P/E	29.59	5.95
PEG Ratio	2.20	0.08
Dividend Yield	1.38%	2.38%
5Y Dividends CAGR	33.99%	N/A
5Y EPS CAGR	19.81%	N/A
Debt to Equity	8.25%	35.14%
Free Cash Flow Yield	3.27%	-16.78%

Market Cap

SPNS

$2.43B

Winner

FIHL

$2.43B

Max Drawdown

SPNS

99.28%

Winner

FIHL

30.25%

Sharpe Ratio

SPNS

1.03

Winner

FIHL

1.68

Industry

SPNS

Software - Application

FIHL

Insurance - Diversified

P/E Ratio

SPNS

33.64

Winner

FIHL

10.79

Forward P/E

SPNS

29.59

Winner

FIHL

5.95

PEG Ratio

SPNS

2.20

Winner

FIHL

0.08

Dividend Yield

SPNS

1.38%

Winner

FIHL

2.38%

5Y Dividends CAGR

SPNS

33.99%

FIHL

N/A

5Y EPS CAGR

SPNS

19.81%

FIHL

N/A

Debt to Equity

Winner

SPNS

8.25%

FIHL

35.14%

Free Cash Flow Yield

Winner

SPNS

3.27%

FIHL

-16.78%

SPNS vs FIHL - Historical Returns

Returns include dividend reinvestment.

Period	SPNS	FIHL
1 month	+0.72%	+6.62%
3 months	+1.02%	+18.71%
6 months	+53.10%	+36.73%
1 year	+56.07%	+61.08%
5 years(CAGR)	+11.44%	N/A
10 years(CAGR)	+17.93%	N/A
Max(CAGR)	+0.62%	+26.97%

SPNS

+0.72%

Winner

FIHL

+6.62%

SPNS

+1.02%

Winner

FIHL

+18.71%

Winner

SPNS

+53.10%

FIHL

+36.73%

SPNS

+56.07%

Winner

FIHL

+61.08%

5Y(CAGR)

SPNS

+11.44%

FIHL

N/A

10Y(CAGR)

SPNS

+17.93%

FIHL

N/A

Max(CAGR)

SPNS

+0.62%

Winner

FIHL

+26.97%

SPNS vs FIHL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SPNS	FIHL
2026	N/A	+31.44%
2025	+71.02%	+12.10%
2024	-2.56%	+50.36%
2023	+56.77%	-1.78%
2022	-45.70%	N/A
2021	+15.44%	N/A
2020	+31.91%	N/A
2019	+112.34%	N/A
2018	-6.92%	N/A
2017	-20.24%	N/A
2016	+42.15%	N/A
2015	+45.61%	N/A
2014	-2.12%	N/A
2013	+96.82%	N/A
2012	+6.38%	N/A
2011	+62.07%	N/A
2010	+55.41%	N/A
2009	-20.41%	N/A
2008	+44.01%	N/A
2007	-10.74%	N/A
2006	-2.60%	N/A
2005	-42.75%	N/A
2004	-31.49%	N/A
2003	-11.24%	N/A
2002	-11.76%	N/A
2001	-11.76%	N/A
2000	-93.16%	N/A
1999	+73.05%	N/A

SPNS vs FIHL Drawdown Comparison

The maximum drawdown for SPNS was -99.28%, occurring on Mar 5, 2009. This drawdown has not yet recovered.

The maximum drawdown for FIHL was -29.91%, occurring on Feb 25, 2025. Recovery took 306 trading sessions.

The current SPNS drawdown is -47.10%. The current FIHL drawdown is -1.84%.

Rank	SPNS	FIHL
#1	-99.28% Jan 24, 2000 - Mar 5, 2009	-29.91% Nov 27, 2024 - Feb 20, 2026
#2	-18.64% Dec 27, 1999 - Jan 14, 2000	-22.56% Sep 12, 2023 - Mar 1, 2024
#3	-13.43% Dec 13, 1999 - Dec 27, 1999	-22.32% Apr 29, 2024 - Nov 13, 2024
#4	-6.60% Nov 9, 1999 - Nov 26, 1999	-10.70% May 18, 2026 - Jun 16, 2026
#5	-5.26% Nov 1, 1999 - Nov 8, 1999	-7.41% Feb 25, 2026 - Apr 9, 2026
#6	-4.54% Nov 30, 1999 - Dec 7, 1999	-6.52% Aug 7, 2023 - Aug 24, 2023
#7	-4.13% Dec 9, 1999 - Dec 13, 1999	-6.23% Apr 3, 2024 - Apr 23, 2024
#8	N/A	-4.93% Apr 23, 2026 - May 14, 2026
#9	N/A	-4.72% Jul 3, 2023 - Jul 7, 2023
#10	N/A	-4.39% Aug 24, 2023 - Sep 11, 2023
#11	N/A	-4.23% Jul 2, 2026 - Jul 20, 2026
#12	N/A	-4.15% Aug 1, 2023 - Aug 7, 2023
#13	N/A	-3.54% Jul 7, 2023 - Jul 28, 2023
#14	N/A	-2.88% Jun 16, 2026 - Jun 24, 2026
#15	N/A	-2.32% Mar 18, 2024 - Mar 27, 2024

Correlation

Correlation between SPNS and FIHL is 0.63 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.63

-101

Dividend Comparison (2013 - 2026)

SPNS vs FIHL dividend yield comparison.

Year	SPNS	FIHL
2026	0.00%	1.19%
2025	1.52%	2.55%
2024	2.12%	2.21%
2023	1.76%	0.00%
2022	3.79%	0.00%
2021	1.07%	0.00%
2020	0.46%	0.00%
2019	0.96%	0.00%
2018	1.81%	0.00%
2017	1.74%	0.00%
2016	1.39%	0.00%
2015	4.41%	0.00%
2013	1.95%	0.00%