SPMC vs OPOF

Comparison between Sound Point Meridian Capital Inc (SPMC, Company) and Old Point Financial Corp (OPOF, Company).

Both SPMC and OPOF are from the Financial Services sector.

SPMC vs OPOF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SPMC(COMPANY)	OPOF(COMPANY)
Market Cap	$216M	$215M
Max Drawdown	61.74%	70.83%
Sharpe Ratio	-1.13	2.52
5Y Beta	0.53	N/A
Industry	Asset Management	Banks - Regional
P/E Ratio	-1.36	24.69
Forward P/E	5.79	N/A
PEG Ratio	N/A	1.16
Dividend Yield	28.00%	N/A
5Y Dividends CAGR	N/A	3.13%
5Y EPS CAGR	N/A	2.23%
Debt to Equity	30.20%	56.01%
Free Cash Flow Yield	25.09%	5.84%
P/S Ratio	2.98	2.51
P/B Ratio	1.08	1.82

Market Cap

Winner

SPMC

$216M

OPOF

$215M

Max Drawdown

Winner

SPMC

61.74%

OPOF

70.83%

Sharpe Ratio

SPMC

-1.13

Winner

OPOF

2.52

5Y Beta

SPMC

0.53

OPOF

N/A

Industry

SPMC

Asset Management

OPOF

Banks - Regional

P/E Ratio

Winner

SPMC

-1.36

OPOF

24.69

Forward P/E

SPMC

5.79

OPOF

N/A

PEG Ratio

SPMC

N/A

OPOF

1.16

Dividend Yield

SPMC

28.00%

OPOF

N/A

5Y Dividends CAGR

SPMC

N/A

OPOF

3.13%

5Y EPS CAGR

SPMC

N/A

OPOF

2.23%

Debt to Equity

Winner

SPMC

30.20%

OPOF

56.01%

Free Cash Flow Yield

Winner

SPMC

25.09%

OPOF

5.84%

P/S Ratio

SPMC

2.98

Winner

OPOF

2.51

P/B Ratio

Winner

SPMC

1.08

OPOF

1.82

SPMC vs OPOF - Historical Returns

Returns include dividend reinvestment.

Period	SPMC	OPOF
1 month	-6.32%	+5.59%
3 months	-9.19%	+7.29%
6 months	-4.53%	+38.30%
1 year	-33.36%	+128.76%
5 years(CAGR)	N/A	+24.78%
10 years(CAGR)	N/A	+13.00%
Max(CAGR)	-14.61%	+6.86%

SPMC

-6.32%

Winner

OPOF

+5.59%

SPMC

-9.19%

Winner

OPOF

+7.29%

SPMC

-4.53%

Winner

OPOF

+38.30%

SPMC

-33.36%

Winner

OPOF

+128.76%

5Y(CAGR)

SPMC

N/A

OPOF

+24.78%

10Y(CAGR)

SPMC

N/A

OPOF

+13.00%

Max(CAGR)

SPMC

-14.61%

Winner

OPOF

+6.86%

SPMC vs OPOF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SPMC	OPOF
2026	-17.78%	N/A
2025	-21.50%	+63.94%
2024	+11.82%	+45.44%
2023	N/A	-30.01%
2022	N/A	+18.08%
2021	N/A	+27.76%
2020	N/A	-29.19%
2019	N/A	+26.93%
2018	N/A	-25.33%
2017	N/A	+18.64%
2016	N/A	+37.87%
2015	N/A	+15.49%
2014	N/A	+19.03%
2013	N/A	+17.08%
2012	N/A	+12.68%
2011	N/A	-15.61%
2010	N/A	-24.59%
2009	N/A	-10.51%
2008	N/A	+0.81%
2007	N/A	-7.69%
2006	N/A	+0.37%
2005	N/A	-12.52%
2004	N/A	+21.63%
2003	N/A	+19.61%
2002	N/A	+33.84%
2001	N/A	+75.24%
2000	N/A	-10.73%
1999	N/A	-22.77%

SPMC vs OPOF Drawdown Comparison

The maximum drawdown for SPMC was -52.81%, occurring on Mar 18, 2026. This drawdown has not yet recovered.

The maximum drawdown for OPOF was -63.92%, occurring on Mar 18, 2020. Recovery took 1916 trading sessions.

The current SPMC drawdown is -41.26%.

Rank	SPMC	OPOF
#1	-52.81% Mar 5, 2025 - Mar 18, 2026	-63.92% Jul 3, 2017 - Feb 14, 2025
#2	-8.61% Feb 19, 2025 - Mar 5, 2025	-63.90% May 12, 2003 - Dec 2, 2016
#3	-5.93% Jul 26, 2024 - Aug 21, 2024	-38.61% Nov 1, 1999 - Jul 24, 2001
#4	-5.88% Aug 21, 2024 - Nov 8, 2024	-12.50% Sep 6, 2001 - Oct 2, 2001
#5	-5.44% Jan 6, 2025 - Feb 12, 2025	-9.06% Feb 21, 2003 - Mar 17, 2003
#6	-4.57% Nov 8, 2024 - Dec 12, 2024	-9.04% Jul 3, 2002 - Oct 16, 2002
#7	-4.19% Dec 16, 2024 - Jan 6, 2025	-8.50% May 16, 2017 - Jun 28, 2017
#8	-1.87% Feb 13, 2025 - Feb 19, 2025	-7.74% Oct 2, 2001 - Dec 12, 2001
#9	-1.26% Jul 23, 2024 - Jul 26, 2024	-7.41% Jan 2, 2003 - Jan 30, 2003
#10	-0.85% Jun 17, 2024 - Jul 23, 2024	-7.07% Nov 29, 2002 - Dec 31, 2002
#11	N/A	-6.60% May 13, 2002 - Jul 3, 2002
#12	N/A	-6.55% Dec 28, 2001 - Mar 26, 2002
#13	N/A	-6.36% Dec 7, 2016 - Dec 14, 2016
#14	N/A	-5.94% Mar 18, 2003 - Mar 25, 2003
#15	N/A	-5.79% Mar 28, 2003 - May 8, 2003

Correlation

Correlation between SPMC and OPOF is 0.25 which considered as a very weak or no correlation - the stocks move independently of each other.

0.25

-101

Dividend Comparison (2000 - 2026)

SPMC vs OPOF dividend yield comparison.

Year	SPMC	OPOF
2026	15.04%	0.00%
2025	21.60%	0.67%
2024	6.51%	2.15%
2023	0.00%	3.12%
2022	0.00%	1.93%
2021	0.00%	2.14%
2020	0.00%	2.53%
2019	0.00%	1.75%
2018	0.00%	2.02%
2017	0.00%	1.48%
2016	0.00%	1.60%
2015	0.00%	1.98%
2014	0.00%	1.73%
2013	0.00%	1.72%
2012	0.00%	1.81%
2011	0.00%	1.98%
2010	0.00%	2.07%
2009	0.00%	3.02%
2008	0.00%	3.45%
2007	0.00%	2.99%
2006	0.00%	2.46%
2005	0.00%	2.24%
2004	0.00%	1.78%
2003	0.00%	1.70%
2002	0.00%	1.85%
2001	0.00%	2.14%
2000	0.00%	2.59%