SPB vs QFIN

Comparison between Spectrum Brands Holdings Inc (SPB, Company) and 360 DigiTech Inc (QFIN, Company).

SPB is from the Consumer Defensive sector, while QFIN is from the Financial Services sector.

5-Year PerformanceSPB has outperformed QFIN, delivering a return of +2.7% compared to -9.8%

SPB vs QFIN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SPB(COMPANY)	QFIN(COMPANY)
Market Cap	$2B	$2B
Max Drawdown	83.21%	78.00%
Sharpe Ratio	1.33	-1.49
5Y Beta	0.86	0.95
Industry	Household & Personal Products	Credit Services
P/E Ratio	28.72	2.34
Forward P/E	15.53	3.27
PEG Ratio	1.36	0.14
Dividend Yield	2.18%	9.41%
5Y Dividends CAGR	6.19%	N/A
5Y EPS CAGR	-33.44%	14.78%
Debt to Equity	30.93%	0.00%
Free Cash Flow Yield	14.50%	79.40%
P/S Ratio	0.70	0.11
P/B Ratio	1.04	0.56

Market Cap

Winner

SPB

$2B

QFIN

$2B

Max Drawdown

SPB

83.21%

Winner

QFIN

78.00%

Sharpe Ratio

Winner

SPB

1.33

QFIN

-1.49

5Y Beta

Winner

SPB

0.86

QFIN

0.95

Industry

SPB

Household & Personal Products

QFIN

Credit Services

P/E Ratio

SPB

28.72

Winner

QFIN

2.34

Forward P/E

SPB

15.53

Winner

QFIN

3.27

PEG Ratio

SPB

1.36

Winner

QFIN

0.14

Dividend Yield

SPB

2.18%

Winner

QFIN

9.41%

5Y Dividends CAGR

SPB

6.19%

QFIN

N/A

5Y EPS CAGR

SPB

-33.44%

Winner

QFIN

14.78%

Debt to Equity

SPB

30.93%

Winner

QFIN

0.00%

Free Cash Flow Yield

SPB

14.50%

Winner

QFIN

79.40%

P/S Ratio

SPB

0.70

Winner

QFIN

0.11

P/B Ratio

SPB

1.04

Winner

QFIN

0.56

SPB vs QFIN - Historical Returns

Returns include dividend reinvestment.

Period	SPB	QFIN
1 month	+6.42%	-6.64%
3 months	+15.98%	+26.01%
6 months	+43.27%	-14.07%
1 year	+54.96%	-60.67%
5 years(CAGR)	+2.73%	-9.84%
10 years(CAGR)	-0.77%	N/A
Max(CAGR)	+10.76%	+3.43%

Winner

SPB

+6.42%

QFIN

-6.64%

SPB

+15.98%

Winner

QFIN

+26.01%

Winner

SPB

+43.27%

QFIN

-14.07%

Winner

SPB

+54.96%

QFIN

-60.67%

5Y(CAGR)

Winner

SPB

+2.73%

QFIN

-9.84%

10Y(CAGR)

SPB

-0.77%

QFIN

N/A

Max(CAGR)

Winner

SPB

+10.76%

QFIN

+3.43%

SPB vs QFIN - Annual Returns (2009 - 2026)

Returns include dividend reinvestment.

Year	SPB	QFIN
2026	+43.27%	-14.07%
2025	-27.07%	-47.93%
2024	+7.38%	+174.88%
2023	+31.86%	-18.54%
2022	-38.18%	-4.77%
2021	+32.74%	+93.49%
2020	+28.02%	+15.59%
2019	+52.47%	-33.90%
2018	-60.44%	-6.02%
2017	-5.70%	N/A
2016	+20.54%	N/A
2015	+9.65%	N/A
2014	+37.55%	N/A
2013	+53.97%	N/A
2012	+64.02%	N/A
2011	-10.92%	N/A
2010	+41.68%	N/A
2009	+7.14%	N/A

SPB vs QFIN Drawdown Comparison

The maximum drawdown for SPB was -81.98%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The maximum drawdown for QFIN was -76.71%, occurring on Oct 25, 2022. Recovery took 867 trading sessions.

The current SPB drawdown is -26.00%. The current QFIN drawdown is -64.44%.

Rank	SPB	QFIN
#1	-81.98% Apr 25, 2017 - Mar 18, 2020	-76.71% Jun 17, 2021 - Nov 26, 2024
#2	-42.50% Jan 21, 2011 - Jul 27, 2012	-73.20% Mar 27, 2025 - May 22, 2026
#3	-23.75% Apr 8, 2010 - Dec 13, 2010	-72.99% Apr 18, 2019 - Feb 10, 2021
#4	-22.73% Feb 3, 2010 - Apr 8, 2010	-39.09% Dec 14, 2018 - Feb 25, 2019
#5	-16.66% Sep 30, 2016 - Feb 23, 2017	-34.99% Mar 18, 2021 - Jun 1, 2021
#6	-15.23% Jul 31, 2015 - Mar 16, 2016	-32.25% Feb 16, 2021 - Mar 11, 2021
#7	-12.50% Sep 3, 2009 - Jan 7, 2010	-26.69% Mar 5, 2019 - Apr 16, 2019
#8	-10.69% Jan 14, 2015 - May 26, 2015	-15.17% Feb 18, 2025 - Mar 17, 2025
#9	-9.88% Apr 2, 2014 - Jun 9, 2014	-9.30% Dec 17, 2024 - Jan 24, 2025
#10	-9.81% Oct 16, 2012 - Nov 30, 2012	-8.77% Apr 16, 2019 - Apr 18, 2019
#11	-9.62% Apr 23, 2013 - May 15, 2013	-7.72% Jun 2, 2021 - Jun 4, 2021
#12	-9.57% Jun 7, 2013 - Aug 8, 2013	-7.43% Mar 12, 2021 - Mar 16, 2021
#13	-9.55% Nov 30, 2012 - Jan 7, 2013	-7.20% Mar 19, 2025 - Mar 27, 2025
#14	-8.76% Jun 23, 2016 - Jul 28, 2016	-5.62% Nov 29, 2024 - Dec 9, 2024
#15	-7.57% Sep 30, 2014 - Oct 31, 2014	-5.43% Jan 30, 2025 - Feb 6, 2025

Correlation

Correlation between SPB and QFIN is 0.37 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.37

-101

Dividend Comparison (2012 - 2026)

SPB vs QFIN dividend yield comparison.

Year	SPB	QFIN
2026	1.11%	5.05%
2025	3.18%	7.58%
2024	2.05%	4.56%
2023	2.11%	7.27%
2022	3.45%	4.03%
2021	1.65%	1.22%
2020	2.20%	0.00%
2019	2.61%	0.00%
2018	4.12%	0.00%
2017	1.49%	0.00%
2016	1.24%	0.00%
2015	1.30%	0.00%
2014	1.25%	0.00%
2013	1.42%	0.00%
2012	2.23%	0.00%