SOJF vs AFRM

Comparison between Southern Company (SOJF, Company) and Affirm Holdings Inc - Class A (AFRM, Company).

SOJF vs AFRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SOJF(COMPANY)	AFRM(COMPANY)
Market Cap	$28B	$28B
Max Drawdown	6.29%	94.71%
Sharpe Ratio	0.11	0.62
5Y Beta	0.09	2.47
Industry	N/A	Credit Services
P/E Ratio	5.28	88.65
Forward P/E	N/A	41.84
PEG Ratio	N/A	0.83
Dividend Yield	4.19%	N/A
5Y EPS CAGR	3.88%	N/A
Debt to Equity	4.19%	234.55%
Free Cash Flow Yield	-12.24%	2.78%
P/S Ratio	N/A	7.07
P/B Ratio	N/A	7.42

Market Cap

Winner

SOJF

$28B

AFRM

$28B

Max Drawdown

Winner

SOJF

6.29%

AFRM

94.71%

Sharpe Ratio

SOJF

0.11

Winner

AFRM

0.62

5Y Beta

Winner

SOJF

0.09

AFRM

2.47

Industry

SOJF

N/A

AFRM

Credit Services

P/E Ratio

Winner

SOJF

5.28

AFRM

88.65

Forward P/E

SOJF

N/A

AFRM

41.84

PEG Ratio

SOJF

N/A

AFRM

0.83

Dividend Yield

SOJF

4.19%

AFRM

N/A

5Y EPS CAGR

SOJF

3.88%

AFRM

N/A

Debt to Equity

Winner

SOJF

4.19%

AFRM

234.55%

Free Cash Flow Yield

SOJF

-12.24%

Winner

AFRM

2.78%

P/S Ratio

SOJF

N/A

AFRM

7.07

P/B Ratio

SOJF

N/A

AFRM

7.42

SOJF vs AFRM - Historical Returns

Returns include dividend reinvestment.

Period	SOJF	AFRM
1 month	+1.10%	+19.11%
3 months	+1.38%	+82.64%
6 months	+1.43%	+14.25%
1 year	+4.40%	+23.71%
5 years(CAGR)	N/A	+4.20%
Max(CAGR)	+5.95%	-2.52%

SOJF

+1.10%

Winner

AFRM

+19.11%

SOJF

+1.38%

Winner

AFRM

+82.64%

SOJF

+1.43%

Winner

AFRM

+14.25%

SOJF

+4.40%

Winner

AFRM

+23.71%

5Y(CAGR)

SOJF

N/A

AFRM

+4.20%

Max(CAGR)

Winner

SOJF

+5.95%

AFRM

-2.52%

SOJF vs AFRM - Annual Returns (2021 - 2026)

Returns include dividend reinvestment.

Year	SOJF	AFRM
2026	+1.43%	+14.25%
2025	+6.37%	+19.07%
2024	N/A	+30.69%
2023	N/A	+440.00%
2022	N/A	-89.84%
2021	N/A	+3.41%

SOJF vs AFRM Drawdown Comparison

The maximum drawdown for SOJF was -3.97%, occurring on Apr 11, 2025. Recovery took 98 trading sessions.

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The current SOJF drawdown is -0.36%. The current AFRM drawdown is -49.81%.

Rank	SOJF	AFRM
#1	-3.97% Jan 28, 2025 - Jun 18, 2025	-94.71% Nov 4, 2021 - Dec 27, 2022
#2	-3.00% Mar 2, 2026 - Mar 31, 2026	-65.45% Feb 11, 2021 - Oct 8, 2021
#3	-2.39% Jun 24, 2025 - Jul 24, 2025	-17.12% Jan 22, 2021 - Feb 8, 2021
#4	-2.17% Sep 12, 2025 - Feb 10, 2026	-9.22% Jan 15, 2021 - Jan 22, 2021
#5	-0.95% Aug 22, 2025 - Sep 5, 2025	-6.11% Oct 18, 2021 - Oct 25, 2021
#6	-0.88% Jul 25, 2025 - Aug 4, 2025	-6.06% Oct 29, 2021 - Nov 4, 2021
#7	-0.65% Aug 4, 2025 - Aug 13, 2025	-5.56% Oct 25, 2021 - Oct 28, 2021
#8	-0.42% Aug 19, 2025 - Aug 22, 2025	-4.36% Oct 8, 2021 - Oct 13, 2021
#9	-0.23% Feb 10, 2026 - Feb 13, 2026	-1.17% Oct 14, 2021 - Oct 18, 2021
#10	-0.08% Feb 18, 2026 - Mar 2, 2026	N/A
#11	-0.08% Aug 13, 2025 - Aug 15, 2025	N/A