SOJC vs AFRM

Comparison between Southern Company (SOJC, Company) and Affirm Holdings Inc - Class A (AFRM, Company).

5-Year PerformanceAFRM has outperformed SOJC, delivering a return of +3.5% compared to +1.4%

SOJC vs AFRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SOJC(COMPANY)	AFRM(COMPANY)
Market Cap	$22B	$22B
Max Drawdown	25.19%	94.71%
Sharpe Ratio	0.52	0.60
5Y Beta	0.18	2.43
Industry	N/A	Credit Services
P/E Ratio	26.09	73.68
Forward P/E	N/A	39.22
PEG Ratio	N/A	0.81
Dividend Yield	10.60%	N/A
5Y Dividends CAGR	0.04%	N/A
Debt to Equity	N/A	254.01%
Free Cash Flow Yield	N/A	2.82%
P/S Ratio	N/A	5.99
P/B Ratio	N/A	6.30

Market Cap

SOJC

$22B

Winner

AFRM

$22B

Max Drawdown

Winner

SOJC

25.19%

AFRM

94.71%

Sharpe Ratio

SOJC

0.52

Winner

AFRM

0.60

5Y Beta

Winner

SOJC

0.18

AFRM

2.43

Industry

SOJC

N/A

AFRM

Credit Services

P/E Ratio

Winner

SOJC

26.09

AFRM

73.68

Forward P/E

SOJC

N/A

AFRM

39.22

PEG Ratio

SOJC

N/A

AFRM

0.81

Dividend Yield

SOJC

10.60%

AFRM

N/A

5Y Dividends CAGR

SOJC

0.04%

AFRM

N/A

Debt to Equity

SOJC

N/A

AFRM

254.01%

Free Cash Flow Yield

SOJC

N/A

AFRM

2.82%

P/S Ratio

SOJC

N/A

AFRM

5.99

P/B Ratio

SOJC

N/A

AFRM

6.30

SOJC vs AFRM - Historical Returns

Returns include dividend reinvestment.

Period	SOJC	AFRM
1 month	+1.53%	+28.51%
3 months	-0.12%	+10.46%
6 months	-0.13%	-13.05%
1 year	+8.04%	+17.97%
5 years(CAGR)	+1.38%	+3.46%
10 years(CAGR)	+3.71%	N/A
Max(CAGR)	+3.71%	-7.57%

SOJC

+1.53%

Winner

AFRM

+28.51%

SOJC

-0.12%

Winner

AFRM

+10.46%

Winner

SOJC

-0.13%

AFRM

-13.05%

SOJC

+8.04%

Winner

AFRM

+17.97%

5Y(CAGR)

SOJC

+1.38%

Winner

AFRM

+3.46%

10Y(CAGR)

SOJC

+3.71%

AFRM

N/A

Max(CAGR)

Winner

SOJC

+3.71%

AFRM

-7.57%

SOJC vs AFRM - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	SOJC	AFRM
2026	+1.53%	-13.54%
2025	+2.61%	+19.07%
2024	-2.41%	+30.69%
2023	+17.25%	+440.00%
2022	-14.71%	-89.84%
2021	+1.92%	+3.41%
2020	+7.60%	N/A
2019	+24.19%	N/A
2018	-8.31%	N/A
2017	+1.39%	N/A

SOJC vs AFRM Drawdown Comparison

The maximum drawdown for SOJC was -22.05%, occurring on Mar 18, 2020. Recovery took 73 trading sessions.

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The current SOJC drawdown is -6.09%. The current AFRM drawdown is -62.02%.

Rank	SOJC	AFRM
#1	-22.05% Feb 14, 2020 - Jun 1, 2020	-94.71% Nov 4, 2021 - Dec 27, 2022
#2	-19.33% Sep 2, 2021 - Apr 6, 2023	-65.45% Feb 11, 2021 - Oct 8, 2021
#3	-15.55% Jun 2, 2023 - Dec 27, 2023	-17.12% Jan 22, 2021 - Feb 8, 2021
#4	-12.64% Sep 30, 2024 - Sep 11, 2025	-9.22% Jan 15, 2021 - Jan 22, 2021
#5	-11.42% Aug 30, 2018 - Jan 31, 2019	-6.11% Oct 18, 2021 - Oct 25, 2021
#6	-10.85% Sep 17, 2025 - Mar 31, 2026	-6.06% Oct 29, 2021 - Nov 4, 2021
#7	-9.55% Mar 7, 2024 - Sep 4, 2024	-5.56% Oct 25, 2021 - Oct 28, 2021
#8	-7.94% Dec 29, 2017 - Jul 6, 2018	-4.36% Oct 8, 2021 - Oct 13, 2021
#9	-4.83% Jun 1, 2020 - Jul 17, 2020	-1.17% Oct 14, 2021 - Oct 18, 2021
#10	-4.56% Dec 30, 2020 - Jun 17, 2021	N/A
#11	-4.12% Sep 2, 2020 - Nov 23, 2020	N/A
#12	-3.92% Sep 27, 2019 - Jan 2, 2020	N/A
#13	-3.20% Dec 27, 2023 - Feb 1, 2024	N/A
#14	-2.92% Sep 6, 2019 - Sep 23, 2019	N/A
#15	-2.82% Jul 10, 2018 - Aug 30, 2018	N/A