SNFCA vs RAIL

Comparison between Security National Financial Corp - Class A (SNFCA, Company) and FreightCar America Inc (RAIL, Company).

SNFCA is from the Financial Services sector, while RAIL is from the Industrials sector.

5-Year PerformanceRAIL has outperformed SNFCA, delivering a return of +7.0% compared to +5.8%

SNFCA vs RAIL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SNFCA(COMPANY)	RAIL(COMPANY)
Market Cap	$242M	$243M
Max Drawdown	83.55%	99.01%
Sharpe Ratio	0.19	-0.17
5Y Beta	0.76	1.57
Industry	Insurance - Life	Railroads
P/E Ratio	7.61	1149.57
Forward P/E	1.77	19.76
PEG Ratio	3347.43	0.64
5Y Dividends CAGR	N/A	30.26%
5Y EPS CAGR	24.44%	N/A
Debt to Equity	0.00%	278.24%
Free Cash Flow Yield	32.73%	7.37%
P/S Ratio	0.72	0.52
P/B Ratio	0.57	7.17

Market Cap

SNFCA

$242M

Winner

RAIL

$243M

Max Drawdown

Winner

SNFCA

83.55%

RAIL

99.01%

Sharpe Ratio

Winner

SNFCA

0.19

RAIL

-0.17

5Y Beta

Winner

SNFCA

0.76

RAIL

1.57

Industry

SNFCA

Insurance - Life

RAIL

Railroads

P/E Ratio

Winner

SNFCA

7.61

RAIL

1149.57

Forward P/E

Winner

SNFCA

1.77

RAIL

19.76

PEG Ratio

SNFCA

3347.43

Winner

RAIL

0.64

5Y Dividends CAGR

SNFCA

N/A

RAIL

30.26%

5Y EPS CAGR

SNFCA

24.44%

RAIL

N/A

Debt to Equity

Winner

SNFCA

0.00%

RAIL

278.24%

Free Cash Flow Yield

Winner

SNFCA

32.73%

RAIL

7.37%

P/S Ratio

SNFCA

0.72

Winner

RAIL

0.52

P/B Ratio

Winner

SNFCA

0.57

RAIL

7.17

SNFCA vs RAIL - Historical Returns

Returns include dividend reinvestment.

Period	SNFCA	RAIL
1 month	-4.43%	-7.34%
3 months	+2.14%	-11.91%
6 months	+5.91%	-44.71%
1 year	+6.73%	-18.85%
5 years(CAGR)	+5.81%	+7.03%
10 years(CAGR)	+10.23%	-6.04%
Max(CAGR)	+11.10%	-4.28%

Winner

SNFCA

-4.43%

RAIL

-7.34%

Winner

SNFCA

+2.14%

RAIL

-11.91%

Winner

SNFCA

+5.91%

RAIL

-44.71%

Winner

SNFCA

+6.73%

RAIL

-18.85%

5Y(CAGR)

SNFCA

+5.81%

Winner

RAIL

+7.03%

10Y(CAGR)

Winner

SNFCA

+10.23%

RAIL

-6.04%

Max(CAGR)

Winner

SNFCA

+11.10%

RAIL

-4.28%

SNFCA vs RAIL - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	SNFCA	RAIL
2026	+12.26%	-33.03%
2025	-22.58%	+16.04%
2024	+39.73%	+233.09%
2023	+29.27%	-14.56%
2022	-14.64%	-17.95%
2021	+13.91%	+64.00%
2020	+52.58%	+12.09%
2019	+17.90%	-71.29%
2018	+8.36%	-59.94%
2017	-16.48%	+14.96%
2016	+9.74%	-20.40%
2015	+17.77%	-26.27%
2014	+27.06%	+2.60%
2013	-46.78%	+13.48%
2012	+505.39%	+5.52%
2011	-15.27%	-29.34%
2010	-40.16%	+44.05%
2009	+116.63%	+3.46%
2008	-53.15%	-47.45%
2007	-27.06%	-37.68%
2006	+60.82%	+18.12%
2005	+19.75%	+128.96%
2004	-55.87%	N/A
2003	+25.07%	N/A
2002	+192.38%	N/A
2001	+14.57%	N/A

SNFCA vs RAIL Drawdown Comparison

The maximum drawdown for SNFCA was -83.55%, occurring on Nov 25, 2008. Recovery took 2223 trading sessions.

The maximum drawdown for RAIL was -98.88%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The current SNFCA drawdown is -23.99%. The current RAIL drawdown is -89.23%.

Rank	SNFCA	RAIL
#1	-83.55% Jan 26, 2004 - Nov 23, 2012	-98.88% May 11, 2006 - Mar 18, 2020
#2	-73.00% Feb 7, 2013 - Jan 12, 2021	-20.23% Apr 11, 2005 - Jul 12, 2005
#3	-61.77% Jun 28, 2002 - Jan 30, 2003	-16.98% Oct 4, 2005 - Oct 31, 2005
#4	-41.04% Apr 25, 2002 - May 31, 2002	-14.15% Mar 24, 2006 - May 9, 2006
#5	-39.46% Feb 6, 2025 - Nov 17, 2025	-10.35% Feb 28, 2006 - Mar 24, 2006
#6	-39.19% Apr 8, 2022 - Dec 20, 2023	-5.08% Aug 1, 2005 - Aug 15, 2005
#7	-32.29% Dec 21, 2023 - Sep 27, 2024	-5.03% Nov 7, 2005 - Nov 23, 2005
#8	-26.19% Mar 19, 2021 - Mar 18, 2022	-5.03% Dec 5, 2005 - Jan 11, 2006
#9	-24.38% Jan 31, 2003 - Dec 29, 2003	-3.92% Aug 31, 2005 - Sep 12, 2005
#10	-22.41% Jul 30, 2001 - Jan 22, 2002	-3.81% Jul 20, 2005 - Jul 22, 2005
#11	-21.58% Mar 23, 2001 - Jul 16, 2001	-3.60% Sep 20, 2005 - Oct 3, 2005
#12	-20.44% Jun 3, 2002 - Jun 24, 2002	-3.39% Feb 1, 2006 - Feb 7, 2006
#13	-17.65% Dec 19, 2012 - Jan 7, 2013	-3.27% Jul 12, 2005 - Jul 19, 2005
#14	-15.93% Jan 22, 2002 - Apr 5, 2002	-2.75% Aug 22, 2005 - Aug 31, 2005
#15	-15.80% Jan 23, 2001 - Feb 27, 2001	-2.60% Jan 17, 2006 - Jan 19, 2006

Correlation

Correlation between SNFCA and RAIL is -0.62 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.62

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