SNFCA vs OSG

Comparison between Security National Financial Corp - Class A (SNFCA, Company) and Overseas Shipholding Group Inc - Class A (OSG, Company).

Both SNFCA and OSG are from the Financial Services sector.

5-Year PerformanceOSG has outperformed SNFCA, delivering a return of +20.9% compared to +8.7%

SNFCA vs OSG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SNFCA(COMPANY)	OSG(COMPANY)
Market Cap	$251M	$251M
Max Drawdown	83.55%	92.44%
Sharpe Ratio	0.05	0.05
5Y Beta	0.76	0.07
Industry	Insurance - Life	Insurance - Specialty
P/E Ratio	9.03	-1.09
Forward P/E	1.77	60.61
PEG Ratio	0.00	N/A
5Y EPS CAGR	20.91%	13.18%
Debt to Equity	0.00%	16.43%
Free Cash Flow Yield	26.85%	0.00%
P/S Ratio	0.74	0.86
P/B Ratio	0.58	0.35

Market Cap

Winner

SNFCA

$251M

OSG

$251M

Max Drawdown

Winner

SNFCA

83.55%

OSG

92.44%

Sharpe Ratio

Winner

SNFCA

0.05

OSG

0.05

5Y Beta

SNFCA

0.76

Winner

OSG

0.07

Industry

SNFCA

Insurance - Life

OSG

Insurance - Specialty

P/E Ratio

SNFCA

9.03

Winner

OSG

-1.09

Forward P/E

Winner

SNFCA

1.77

OSG

60.61

PEG Ratio

SNFCA

0.00

OSG

N/A

5Y EPS CAGR

Winner

SNFCA

20.91%

OSG

13.18%

Debt to Equity

Winner

SNFCA

0.00%

OSG

16.43%

Free Cash Flow Yield

Winner

SNFCA

26.85%

OSG

0.00%

P/S Ratio

Winner

SNFCA

0.74

OSG

0.86

P/B Ratio

SNFCA

0.58

Winner

OSG

0.35

SNFCA vs OSG - Historical Returns

Returns include dividend reinvestment.

Period	SNFCA	OSG
1 month	-0.52%	-4.27%
3 months	+10.50%	+7.69%
6 months	+6.33%	-32.77%
1 year	-0.01%	N/A
5 years(CAGR)	+8.71%	+20.94%
10 years(CAGR)	+12.58%	-6.25%
Max(CAGR)	+11.10%	-10.56%

Winner

SNFCA

-0.52%

OSG

-4.27%

Winner

SNFCA

+10.50%

OSG

+7.69%

Winner

SNFCA

+6.33%

OSG

-32.77%

SNFCA

-0.01%

OSG

N/A

5Y(CAGR)

SNFCA

+8.71%

Winner

OSG

+20.94%

10Y(CAGR)

Winner

SNFCA

+12.58%

OSG

-6.25%

Max(CAGR)

Winner

SNFCA

+11.10%

OSG

-10.56%

SNFCA vs OSG - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	SNFCA	OSG
2026	+10.37%	-25.03%
2025	-22.58%	-10.47%
2024	+39.73%	+67.40%
2023	+29.27%	+81.34%
2022	-14.64%	+50.52%
2021	+13.92%	-10.05%
2020	+52.57%	-7.76%
2019	+17.90%	+36.90%
2018	+8.36%	-40.07%
2017	-16.48%	-33.50%
2016	+9.75%	-75.49%
2015	+17.76%	-11.56%
2014	+27.06%	N/A
2013	-46.78%	N/A
2012	+505.42%	N/A
2011	-15.27%	N/A
2010	-40.17%	N/A
2009	+116.63%	N/A
2008	-53.15%	N/A
2007	-27.06%	N/A
2006	+60.82%	N/A
2005	+19.76%	N/A
2004	-55.87%	N/A
2003	+25.08%	N/A
2002	+192.39%	N/A
2001	+14.57%	N/A

SNFCA vs OSG Drawdown Comparison

The maximum drawdown for SNFCA was -83.55%, occurring on Nov 25, 2008. Recovery took 2223 trading sessions.

The maximum drawdown for OSG was -92.16%, occurring on May 31, 2019. This drawdown has not yet recovered.

The current SNFCA drawdown is -25.27%. The current OSG drawdown is -70.11%.

Rank	SNFCA	OSG
#1	-83.55% Jan 26, 2004 - Nov 23, 2012	-92.16% Dec 2, 2015 - May 31, 2019
#2	-73.00% Feb 7, 2013 - Jan 12, 2021	N/A
#3	-61.76% Jun 28, 2002 - Jan 30, 2003	N/A
#4	-41.04% Apr 25, 2002 - May 31, 2002	N/A
#5	-39.46% Feb 6, 2025 - Nov 17, 2025	N/A
#6	-39.19% Apr 8, 2022 - Dec 20, 2023	N/A
#7	-32.29% Dec 21, 2023 - Sep 27, 2024	N/A
#8	-26.19% Mar 19, 2021 - Mar 18, 2022	N/A
#9	-24.38% Jan 31, 2003 - Dec 29, 2003	N/A
#10	-22.41% Jul 30, 2001 - Jan 22, 2002	N/A
#11	-21.57% Mar 23, 2001 - Jul 16, 2001	N/A
#12	-20.44% Jun 3, 2002 - Jun 24, 2002	N/A
#13	-17.65% Dec 19, 2012 - Jan 7, 2013	N/A
#14	-15.94% Jan 22, 2002 - Apr 5, 2002	N/A
#15	-15.79% Jan 23, 2001 - Feb 27, 2001	N/A