SMBS vs VCR

Comparison between SCHWAB MORTGAGE-BACKED SECURITIES ETF (SMBS, ETF) and VANGUARD CONSUMER DISCRETIONARY INDEX FUND ETF SHARES (VCR, ETF).

SMBS vs VCR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SMBS(ETF)	VCR(ETF)
Net Assets	$6.50B	$6.60B
Expense Ratio	0.03%	0.09%
Max Drawdown	4.41%	62.72%
Sharpe Ratio	0.01	0.37
5Y Beta	0.04	1.18
P/E Ratio	N/A	29.89
Forward P/E	N/A	24.77
5Y Dividends CAGR	N/A	-3.62%
5Y EPS CAGR	N/A	18.64%
Debt to Equity	N/A	-157.47%
P/S Ratio	N/A	1.76
P/B Ratio	N/A	5.55

Net Assets

SMBS

$6.50B

Winner

VCR

$6.60B

Expense Ratio

Winner

SMBS

0.03%

VCR

0.09%

Max Drawdown

Winner

SMBS

4.41%

VCR

62.72%

Sharpe Ratio

SMBS

0.01

Winner

VCR

0.37

5Y Beta

Winner

SMBS

0.04

VCR

1.18

P/E Ratio

SMBS

N/A

VCR

29.89

Forward P/E

SMBS

N/A

VCR

24.77

5Y Dividends CAGR

SMBS

N/A

VCR

-3.62%

5Y EPS CAGR

SMBS

N/A

VCR

18.64%

Debt to Equity

SMBS

N/A

VCR

-157.47%

P/S Ratio

SMBS

N/A

VCR

1.76

P/B Ratio

SMBS

N/A

VCR

5.55

SMBS vs VCR - Historical Returns

Returns include dividend reinvestment.

Period	SMBS	VCR
1 month	-0.35%	+1.79%
3 months	-0.47%	+1.56%
6 months	-0.35%	+3.64%
1 year	+3.94%	+9.30%
5 years(CAGR)	N/A	+5.89%
10 years(CAGR)	N/A	+13.51%
Max(CAGR)	+4.86%	+11.12%

SMBS

-0.35%

Winner

VCR

+1.79%

SMBS

-0.47%

Winner

VCR

+1.56%

SMBS

-0.35%

Winner

VCR

+3.64%

SMBS

+3.94%

Winner

VCR

+9.30%

5Y(CAGR)

SMBS

N/A

VCR

+5.89%

10Y(CAGR)

SMBS

N/A

VCR

+13.51%

Max(CAGR)

SMBS

+4.86%

Winner

VCR

+11.12%

SMBS vs VCR - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	SMBS	VCR
2026	+0.46%	+3.30%
2025	+8.23%	+6.83%
2024	-0.07%	+25.49%
2023	N/A	+41.16%
2022	N/A	-36.56%
2021	N/A	+26.48%
2020	N/A	+46.60%
2019	N/A	+26.51%
2018	N/A	-3.60%
2017	N/A	+22.26%
2016	N/A	+8.62%
2015	N/A	+7.15%
2014	N/A	+10.05%
2013	N/A	+40.65%
2012	N/A	+23.48%
2011	N/A	+2.42%
2010	N/A	+29.54%
2009	N/A	+40.62%
2008	N/A	-36.57%
2007	N/A	-11.96%
2006	N/A	+15.78%
2005	N/A	-3.23%
2004	N/A	+14.42%

SMBS vs VCR Drawdown Comparison

The maximum drawdown for SMBS was -3.20%, occurring on Jan 13, 2025. Recovery took 52 trading sessions.

The maximum drawdown for VCR was -61.53%, occurring on Nov 20, 2008. Recovery took 928 trading sessions.

The current SMBS drawdown is -1.66%. The current VCR drawdown is -1.97%.

Rank	SMBS	VCR
#1	-3.20% Dec 6, 2024 - Feb 25, 2025	-61.53% Jun 4, 2007 - Feb 7, 2011
#2	-2.83% Apr 4, 2025 - Jun 26, 2025	-39.20% Nov 19, 2021 - Nov 6, 2024
#3	-2.83% Feb 27, 2026 - May 19, 2026	-37.68% Feb 20, 2020 - Jun 8, 2020
#4	-1.11% Jun 26, 2025 - Aug 1, 2025	-27.35% Dec 17, 2024 - Sep 15, 2025
#5	-0.90% Oct 28, 2025 - Nov 25, 2025	-22.61% Sep 4, 2018 - Apr 16, 2019
#6	-0.89% Mar 3, 2025 - Apr 1, 2025	-20.49% Jul 7, 2011 - Feb 3, 2012
#7	-0.85% Sep 16, 2025 - Oct 14, 2025	-16.70% Nov 3, 2015 - Jul 12, 2016
#8	-0.78% Nov 26, 2025 - Dec 18, 2025	-15.58% Jan 9, 2026 - Mar 30, 2026
#9	-0.58% Jan 14, 2026 - Feb 6, 2026	-12.46% Jul 28, 2005 - May 9, 2006
#10	-0.47% Aug 13, 2025 - Aug 22, 2025	-11.77% Mar 5, 2004 - Nov 2, 2004
#11	-0.39% Aug 5, 2025 - Aug 13, 2025	-11.33% Dec 30, 2004 - Jul 19, 2005
#12	-0.39% Dec 29, 2025 - Jan 7, 2026	-11.18% Jul 31, 2015 - Nov 3, 2015
#13	-0.38% Nov 25, 2024 - Nov 29, 2024	-11.01% May 9, 2006 - Oct 4, 2006
#14	-0.36% Apr 1, 2025 - Apr 3, 2025	-10.07% May 2, 2012 - Sep 6, 2012
#15	-0.31% Oct 21, 2025 - Oct 28, 2025	-9.71% Jan 26, 2018 - Jun 6, 2018

Correlation

Correlation between SMBS and VCR is 0.59 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.59

-101

Dividend Comparison (2004 - 2026)

SMBS vs VCR dividend yield comparison.

Year	SMBS	VCR
2026	3.07%	0.35%
2025	4.83%	0.74%
2024	0.50%	0.74%
2023	0.00%	0.84%
2022	0.00%	0.98%
2021	0.00%	0.79%
2020	0.00%	1.71%
2019	0.00%	1.17%
2018	0.00%	1.37%
2017	0.00%	1.21%
2016	0.00%	1.60%
2015	0.00%	1.32%
2014	0.00%	1.23%
2013	0.00%	0.84%
2012	0.00%	1.52%
2011	0.00%	1.38%
2010	0.00%	0.99%
2009	0.00%	0.93%
2008	0.00%	2.44%
2007	0.00%	0.86%
2006	0.00%	0.77%
2005	0.00%	0.59%
2004	0.00%	0.63%