SMBK vs NMFC

Comparison between SmartFinancial Inc (SMBK, Company) and New Mountain Finance Corp (NMFC, Company).

Both SMBK and NMFC are from the Financial Services sector.

5-Year PerformanceSMBK has outperformed NMFC, delivering a return of +14.4% compared to +0.6%

SMBK vs NMFC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SMBK(COMPANY)	NMFC(COMPANY)
Market Cap	$758M	$760M
Max Drawdown	94.80%	67.82%
Sharpe Ratio	1.25	-0.79
5Y Beta	0.78	0.59
Industry	Banks - Regional	Asset Management
P/E Ratio	14.31	-13.14
Forward P/E	14.10	25.64
PEG Ratio	0.38	1.34
Dividend Yield	0.73%	16.20%
5Y Dividends CAGR	8.45%	5.92%
5Y EPS CAGR	8.39%	N/A
Debt to Equity	0.57%	127.13%
Free Cash Flow Yield	7.41%	89.03%
P/S Ratio	3.84	2.40
P/B Ratio	1.32	0.71

Market Cap

SMBK

$758M

Winner

NMFC

$760M

Max Drawdown

SMBK

94.80%

Winner

NMFC

67.82%

Sharpe Ratio

Winner

SMBK

1.25

NMFC

-0.79

5Y Beta

SMBK

0.78

Winner

NMFC

0.59

Industry

SMBK

Banks - Regional

NMFC

Asset Management

P/E Ratio

SMBK

14.31

Winner

NMFC

-13.14

Forward P/E

Winner

SMBK

14.10

NMFC

25.64

PEG Ratio

Winner

SMBK

0.38

NMFC

1.34

Dividend Yield

SMBK

0.73%

Winner

NMFC

16.20%

5Y Dividends CAGR

Winner

SMBK

8.45%

NMFC

5.92%

5Y EPS CAGR

SMBK

8.39%

NMFC

N/A

Debt to Equity

Winner

SMBK

0.57%

NMFC

127.13%

Free Cash Flow Yield

SMBK

7.41%

Winner

NMFC

89.03%

P/S Ratio

SMBK

3.84

Winner

NMFC

2.40

P/B Ratio

SMBK

1.32

Winner

NMFC

0.71

SMBK vs NMFC - Historical Returns

Returns include dividend reinvestment.

Period	SMBK	NMFC
1 month	+11.10%	-2.09%
3 months	+19.62%	+4.45%
6 months	+16.19%	-11.82%
1 year	+42.00%	-15.38%
5 years(CAGR)	+14.38%	+0.59%
10 years(CAGR)	+11.94%	+6.34%
Max(CAGR)	+5.90%	+7.54%

Winner

SMBK

+11.10%

NMFC

-2.09%

Winner

SMBK

+19.62%

NMFC

+4.45%

Winner

SMBK

+16.19%

NMFC

-11.82%

Winner

SMBK

+42.00%

NMFC

-15.38%

5Y(CAGR)

Winner

SMBK

+14.38%

NMFC

+0.59%

10Y(CAGR)

Winner

SMBK

+11.94%

NMFC

+6.34%

Max(CAGR)

SMBK

+5.90%

Winner

NMFC

+7.54%

SMBK vs NMFC - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	SMBK	NMFC
2026	+24.86%	-10.28%
2025	+21.61%	-7.83%
2024	+28.84%	-1.81%
2023	-9.36%	+14.22%
2022	-0.03%	-0.45%
2021	+53.88%	+31.99%
2020	-21.62%	-6.97%
2019	+32.35%	+18.68%
2018	-16.50%	+1.61%
2017	+11.97%	+4.91%
2016	+23.06%	+21.51%
2015	+21.53%	-3.57%
2014	+39.66%	+10.34%
2013	+3.49%	+11.00%
2012	+52.67%	+26.89%
2011	-9.09%	+10.38%
2010	-9.52%	N/A
2009	-57.85%	N/A
2008	-42.46%	N/A
2007	-32.80%	N/A
2006	+36.11%	N/A
2005	+47.34%	N/A
2004	+45.01%	N/A
2003	+52.41%	N/A
2002	+11.54%	N/A
2001	+0.00%	N/A

SMBK vs NMFC Drawdown Comparison

The maximum drawdown for SMBK was -94.35%, occurring on Nov 2, 2011. This drawdown has not yet recovered.

The maximum drawdown for NMFC was -64.05%, occurring on Apr 6, 2020. Recovery took 264 trading sessions.

The current SMBK drawdown is -18.57%. The current NMFC drawdown is -21.89%.

Rank	SMBK	NMFC
#1	-94.35% Dec 19, 2006 - Nov 2, 2011	-64.05% Feb 13, 2020 - Mar 3, 2021
#2	-48.15% Sep 15, 2004 - Feb 13, 2006	-27.77% Feb 19, 2025 - Feb 27, 2026
#3	-42.31% Jan 2, 2001 - Jun 21, 2002	-21.90% Jul 21, 2015 - Aug 4, 2016
#4	-18.92% Apr 19, 2004 - Aug 3, 2004	-20.52% Jun 9, 2011 - Oct 27, 2011
#5	-16.28% Jun 21, 2002 - Jun 19, 2003	-17.40% Apr 1, 2022 - Jan 26, 2023
#6	-13.91% Feb 13, 2006 - Oct 11, 2006	-12.14% Jul 30, 2024 - Feb 12, 2025
#7	-11.17% Aug 4, 2004 - Sep 15, 2004	-11.31% Oct 16, 2017 - May 17, 2018
#8	-10.91% Oct 24, 2003 - Nov 7, 2003	-11.29% Sep 21, 2012 - Jan 23, 2013
#9	-10.46% Nov 10, 2003 - Mar 18, 2004	-11.29% Feb 2, 2023 - Jun 30, 2023
#10	-10.26% Jul 24, 2003 - Oct 24, 2003	-9.56% Jul 27, 2018 - Jan 16, 2019
#11	-10.00% Mar 18, 2004 - Apr 16, 2004	-8.61% Apr 29, 2013 - Nov 22, 2013
#12	-5.71% Jun 24, 2003 - Jul 10, 2003	-8.50% Feb 19, 2013 - Apr 23, 2013
#13	-4.00% Oct 31, 2006 - Nov 28, 2006	-6.30% Dec 24, 2013 - Jun 26, 2014
#14	-3.28% Oct 20, 2006 - Oct 31, 2006	-6.07% Jun 19, 2019 - Dec 9, 2019
#15	-1.24% Nov 29, 2006 - Dec 1, 2006	-6.01% Jul 12, 2021 - Sep 15, 2021

Correlation

Correlation between SMBK and NMFC is 0.85 which considered as a strong positive correlation - the stocks tend to move together.

0.85

-101

Dividend Comparison (2003 - 2026)

SMBK vs NMFC dividend yield comparison.

Year	SMBK	NMFC
2026	0.37%	4.03%
2025	0.87%	13.90%
2024	1.03%	12.17%
2023	1.31%	11.40%
2022	1.02%	9.86%
2021	0.88%	8.76%
2020	1.10%	10.92%
2019	0.21%	9.90%
2018	0.00%	10.81%
2017	0.00%	10.04%
2016	0.00%	9.65%
2015	0.00%	10.45%
2014	0.00%	9.91%
2013	0.00%	9.84%
2012	0.00%	11.48%
2011	0.00%	6.41%
2009	4.64%	0.00%
2008	5.33%	0.00%
2007	2.02%	0.00%
2006	0.52%	0.00%
2005	0.34%	0.00%
2004	0.63%	0.00%
2003	0.45%	0.00%