SMBC vs BCSF

Comparison between Southern Missouri Bancorp Inc (SMBC, Company) and Bain Capital Specialty Finance Inc (BCSF, Company).

Both SMBC and BCSF are from the Financial Services sector.

5-Year PerformanceSMBC has outperformed BCSF, delivering a return of +11.9% compared to +7.6%

SMBC vs BCSF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SMBC(COMPANY)	BCSF(COMPANY)
Market Cap	$801M	$802M
Max Drawdown	55.21%	64.53%
Sharpe Ratio	1.38	-0.26
5Y Beta	0.86	0.70
Industry	Banks - Regional	Asset Management
P/E Ratio	12.04	10.90
Forward P/E	8.83	10.11
PEG Ratio	0.35	N/A
Dividend Yield	1.37%	13.60%
5Y Dividends CAGR	14.68%	11.46%
5Y EPS CAGR	19.67%	N/A
Debt to Equity	0.00%	133.02%
Free Cash Flow Yield	11.23%	7.90%

Market Cap

SMBC

$801M

Winner

BCSF

$802M

Max Drawdown

Winner

SMBC

55.21%

BCSF

64.53%

Sharpe Ratio

Winner

SMBC

1.38

BCSF

-0.26

5Y Beta

SMBC

0.86

Winner

BCSF

0.70

Industry

SMBC

Banks - Regional

BCSF

Asset Management

P/E Ratio

SMBC

12.04

Winner

BCSF

10.90

Forward P/E

Winner

SMBC

8.83

BCSF

10.11

PEG Ratio

SMBC

0.35

BCSF

N/A

Dividend Yield

SMBC

1.37%

Winner

BCSF

13.60%

5Y Dividends CAGR

Winner

SMBC

14.68%

BCSF

11.46%

5Y EPS CAGR

SMBC

19.67%

BCSF

N/A

Debt to Equity

Winner

SMBC

0.00%

BCSF

133.02%

Free Cash Flow Yield

Winner

SMBC

11.23%

BCSF

7.90%

SMBC vs BCSF - Historical Returns

Returns include dividend reinvestment.

Period	SMBC	BCSF
1 month	+6.98%	-2.66%
3 months	+18.87%	+4.24%
6 months	+15.48%	-3.52%
1 year	+42.60%	-4.93%
5 years(CAGR)	+11.94%	+7.62%
10 years(CAGR)	+14.08%	N/A
Max(CAGR)	+15.02%	+6.75%

Winner

SMBC

+6.98%

BCSF

-2.66%

Winner

SMBC

+18.87%

BCSF

+4.24%

Winner

SMBC

+15.48%

BCSF

-3.52%

Winner

SMBC

+42.60%

BCSF

-4.93%

5Y(CAGR)

Winner

SMBC

+11.94%

BCSF

+7.62%

10Y(CAGR)

SMBC

+14.08%

BCSF

N/A

Max(CAGR)

Winner

SMBC

+15.02%

BCSF

+6.75%

SMBC vs BCSF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SMBC	BCSF
2026	+24.69%	-5.17%
2025	+6.45%	-9.85%
2024	+9.97%	+28.97%
2023	+19.76%	+39.60%
2022	-13.13%	-14.71%
2021	+76.31%	+38.15%
2020	-18.74%	-28.74%
2019	+16.42%	+23.28%
2018	-7.95%	-4.62%
2017	+9.97%	N/A
2016	+54.20%	N/A
2015	+28.12%	N/A
2014	+16.28%	N/A
2013	+42.39%	N/A
2012	+3.15%	N/A
2011	+32.47%	N/A
2010	+50.99%	N/A
2009	+8.27%	N/A
2008	-18.30%	N/A
2007	-2.71%	N/A
2006	+0.17%	N/A
2005	-15.58%	N/A
2004	+35.05%	N/A
2003	+35.51%	N/A
2002	+32.80%	N/A
2001	+23.03%	N/A
2000	+10.78%	N/A
1999	-0.49%	N/A

SMBC vs BCSF Drawdown Comparison

The maximum drawdown for SMBC was -49.68%, occurring on Mar 4, 2009. Recovery took 1372 trading sessions.

The maximum drawdown for BCSF was -62.22%, occurring on Apr 6, 2020. Recovery took 479 trading sessions.

The current BCSF drawdown is -20.95%.

Rank	SMBC	BCSF
#1	-49.68% Nov 30, 2004 - May 13, 2010	-62.22% Feb 20, 2020 - Jan 12, 2022
#2	-49.12% Dec 18, 2017 - Mar 3, 2021	-26.38% Feb 28, 2025 - Mar 13, 2026
#3	-48.51% Nov 10, 2021 - Oct 15, 2024	-24.32% Apr 20, 2022 - Jul 17, 2023
#4	-29.18% Nov 11, 2024 - Apr 7, 2026	-14.93% Nov 23, 2018 - Jan 15, 2019
#5	-23.08% Apr 19, 2011 - Mar 15, 2012	-10.51% Apr 26, 2019 - Dec 4, 2019
#6	-19.33% Nov 19, 1999 - Sep 19, 2000	-9.78% Sep 19, 2023 - Mar 12, 2024
#7	-17.80% Mar 15, 2012 - Mar 4, 2013	-9.14% Jul 30, 2024 - Aug 30, 2024
#8	-15.42% Feb 23, 2017 - Sep 29, 2017	-7.97% Feb 21, 2019 - Mar 21, 2019
#9	-14.11% Dec 20, 2013 - Mar 10, 2014	-5.63% May 1, 2024 - Jun 3, 2024
#10	-13.67% Feb 22, 2011 - Mar 7, 2011	-4.76% Mar 3, 2022 - Apr 5, 2022
#11	-12.44% May 13, 2010 - Dec 7, 2010	-4.65% Feb 16, 2022 - Mar 3, 2022
#12	-11.98% Dec 10, 2014 - Aug 17, 2015	-3.71% Mar 27, 2019 - Apr 9, 2019
#13	-11.64% Nov 29, 2013 - Dec 20, 2013	-3.70% Jan 2, 2025 - Jan 21, 2025
#14	-10.69% Apr 18, 2002 - Oct 31, 2002	-3.65% Jan 19, 2022 - Jan 31, 2022
#15	-10.26% Mar 4, 2013 - Jul 31, 2013	-3.48% Sep 5, 2024 - Oct 4, 2024

Correlation

Correlation between SMBC and BCSF is 0.82 which considered as a strong positive correlation - the stocks tend to move together.

0.82

-101

Dividend Comparison (1999 - 2026)

SMBC vs BCSF dividend yield comparison.

Year	SMBC	BCSF
2026	0.69%	6.79%
2025	1.62%	14.02%
2024	1.53%	10.27%
2023	1.57%	10.62%
2022	1.79%	11.60%
2021	1.38%	8.94%
2020	1.97%	11.73%
2019	1.46%	8.30%
2018	1.42%	2.45%
2017	1.12%	0.00%
2016	1.07%	0.00%
2015	1.46%	0.00%
2014	1.74%	0.00%
2013	1.86%	0.00%
2012	2.41%	0.00%
2011	2.14%	0.00%
2010	2.78%	0.00%
2009	4.09%	0.00%
2008	3.97%	0.00%
2007	2.72%	0.00%
2006	2.46%	0.00%
2005	2.45%	0.00%
2004	1.95%	0.00%
2003	2.31%	0.00%
2002	2.54%	0.00%
2001	3.09%	0.00%
2000	3.67%	0.00%
1999	0.98%	0.00%