SLQT vs PBHC

Comparison between SelectQuote Inc (SLQT, Company) and Pathfinder Bancorp Inc (PBHC, Company).

Both SLQT and PBHC are from the Financial Services sector.

5-Year PerformancePBHC has outperformed SLQT, delivering a return of +2.9% compared to -48.1%

SLQT vs PBHC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SLQT(COMPANY)	PBHC(COMPANY)
Market Cap	$122M	$122M
Max Drawdown	98.36%	77.38%
Sharpe Ratio	-0.51	0.55
5Y Beta	1.72	0.20
Industry	Insurance Brokers	Banks - Regional
P/E Ratio	1.32	16.75
Forward P/E	66.67	11.29
PEG Ratio	0.01	0.43
Dividend Yield	N/A	2.44%
5Y Dividends CAGR	N/A	13.97%
5Y EPS CAGR	N/A	18.27%
Debt to Equity	97.67%	22.15%
Free Cash Flow Yield	-4.82%	4.00%
P/S Ratio	0.07	3.03
P/B Ratio	0.34	0.77

Market Cap

Winner

SLQT

$122M

PBHC

$122M

Max Drawdown

SLQT

98.36%

Winner

PBHC

77.38%

Sharpe Ratio

SLQT

-0.51

Winner

PBHC

0.55

5Y Beta

SLQT

1.72

Winner

PBHC

0.20

Industry

SLQT

Insurance Brokers

PBHC

Banks - Regional

P/E Ratio

Winner

SLQT

1.32

PBHC

16.75

Forward P/E

SLQT

66.67

Winner

PBHC

11.29

PEG Ratio

Winner

SLQT

0.01

PBHC

0.43

Dividend Yield

SLQT

N/A

PBHC

2.44%

5Y Dividends CAGR

SLQT

N/A

PBHC

13.97%

5Y EPS CAGR

SLQT

N/A

PBHC

18.27%

Debt to Equity

SLQT

97.67%

Winner

PBHC

22.15%

Free Cash Flow Yield

SLQT

-4.82%

Winner

PBHC

4.00%

P/S Ratio

Winner

SLQT

0.07

PBHC

3.03

P/B Ratio

Winner

SLQT

0.34

PBHC

0.77

SLQT vs PBHC - Historical Returns

Returns include dividend reinvestment.

Period	SLQT	PBHC
1 month	-5.44%	+4.08%
3 months	-39.79%	+19.60%
6 months	-37.60%	+28.94%
1 year	-63.10%	+17.47%
5 years(CAGR)	-48.12%	+2.94%
10 years(CAGR)	N/A	+5.23%
Max(CAGR)	-44.63%	+6.30%

SLQT

-5.44%

Winner

PBHC

+4.08%

SLQT

-39.79%

Winner

PBHC

+19.60%

SLQT

-37.60%

Winner

PBHC

+28.94%

SLQT

-63.10%

Winner

PBHC

+17.47%

5Y(CAGR)

SLQT

-48.12%

Winner

PBHC

+2.94%

10Y(CAGR)

SLQT

N/A

PBHC

+5.23%

Max(CAGR)

SLQT

-44.63%

Winner

PBHC

+6.30%

SLQT vs PBHC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SLQT	PBHC
2026	-49.90%	+19.26%
2025	-63.57%	-15.14%
2024	+177.61%	+28.69%
2023	+111.94%	-25.10%
2022	-92.86%	+13.40%
2021	-57.56%	+52.28%
2020	-23.15%	-16.22%
2019	N/A	-5.32%
2018	N/A	+3.94%
2017	N/A	+17.33%
2016	N/A	+5.92%
2015	N/A	+33.41%
2014	N/A	+20.54%
2013	N/A	+32.33%
2012	N/A	+13.35%
2011	N/A	+6.21%
2010	N/A	+54.42%
2009	N/A	-7.81%
2008	N/A	-36.14%
2007	N/A	-19.08%
2006	N/A	+3.05%
2005	N/A	-19.90%
2004	N/A	-3.88%
2003	N/A	+29.69%
2002	N/A	+13.14%
2001	N/A	+125.47%
2000	N/A	-27.88%
1999	N/A	-6.58%

SLQT vs PBHC Drawdown Comparison

The maximum drawdown for SLQT was -98.36%, occurring on Oct 21, 2022. This drawdown has not yet recovered.

The maximum drawdown for PBHC was -73.10%, occurring on Mar 13, 2009. Recovery took 2690 trading sessions.

The current SLQT drawdown is -97.87%. The current PBHC drawdown is -17.05%.

Rank	SLQT	PBHC
#1	-98.36% Apr 6, 2021 - Oct 21, 2022	-73.10% Jan 30, 2004 - Oct 7, 2014
#2	-41.27% Jun 2, 2020 - Feb 19, 2021	-45.89% Sep 16, 2022 - Mar 4, 2024
#3	-23.12% Mar 1, 2021 - Apr 6, 2021	-43.72% Nov 10, 1999 - Jul 23, 2001
#4	-3.27% May 28, 2020 - Jun 2, 2020	-42.24% May 28, 2019 - Apr 14, 2021
#5	-2.21% Feb 24, 2021 - Mar 1, 2021	-28.52% May 22, 2002 - Dec 23, 2002
#6	-1.85% May 21, 2020 - May 27, 2020	-19.67% May 21, 2018 - May 23, 2019
#7	-0.23% Feb 22, 2021 - Feb 24, 2021	-16.84% Dec 24, 2015 - Dec 21, 2016
#8	N/A	-13.95% Jun 16, 2015 - Nov 19, 2015
#9	N/A	-13.17% Mar 31, 2022 - Sep 16, 2022
#10	N/A	-12.51% Aug 23, 2001 - May 17, 2002
#11	N/A	-12.50% Jul 23, 2001 - Aug 2, 2001
#12	N/A	-12.39% Aug 2, 2001 - Aug 20, 2001
#13	N/A	-11.70% Apr 14, 2021 - Jun 21, 2021
#14	N/A	-11.54% Nov 5, 1999 - Nov 10, 1999
#15	N/A	-11.52% Dec 26, 2002 - Apr 4, 2003

Correlation

Correlation between SLQT and PBHC is -0.54 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.54

-101