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SLM vs PFSI

Comparison between SLM Corp (SLM, Company) and PennyMac Financial Services Inc (PFSI, Company).

Both SLM and PFSI are from the Financial Services sector.

5-Year PerformancePFSI has outperformed SLM, delivering a return of +6.9% compared to +4.0%

SLM vs PFSI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
SLM
$4.16B
PFSI
$4.16B
Max Drawdown
SLM
94.51%
Winner
PFSI
56.63%
Sharpe Ratio
SLM
-0.76
Winner
PFSI
-0.17
5Y Beta
SLM
1.11
Winner
PFSI
0.64
Industry
SLM
Credit Services
PFSI
Mortgage Finance
P/E Ratio
Winner
SLM
5.30
PFSI
8.19
Forward P/E
SLM
7.05
Winner
PFSI
5.43
PEG Ratio
Winner
SLM
0.08
PFSI
0.19
Dividend Yield
Winner
SLM
2.35%
PFSI
1.49%
5Y Dividends CAGR
Winner
SLM
34.08%
PFSI
11.38%
5Y EPS CAGR
Winner
SLM
27.23%
PFSI
-2.16%
Debt to Equity
SLM
253.08%
Winner
PFSI
144.02%
Free Cash Flow Yield
Winner
SLM
-7.89%
PFSI
-97.97%
P/S Ratio
SLM
2.61
Winner
PFSI
1.28
P/B Ratio
SLM
1.99
Winner
PFSI
0.98

SLM vs PFSI - Historical Returns

Returns include dividend reinvestment.

1M
Winner
SLM
+2.27%
PFSI
-7.54%
3M
Winner
SLM
+10.45%
PFSI
-3.15%
6M
Winner
SLM
-15.74%
PFSI
-36.99%
1Y
SLM
-27.76%
Winner
PFSI
-16.12%
5Y(CAGR)
SLM
+4.04%
Winner
PFSI
+6.89%
10Y(CAGR)
SLM
+14.40%
Winner
PFSI
+20.86%
Max(CAGR)
SLM
+6.70%
Winner
PFSI
+12.62%

SLM vs PFSI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearSLMPFSI
2026-17.34%-37.49%
2025+0.63%+33.53%
2024+46.43%+17.54%
2023+19.14%+54.87%
2022-13.40%-17.98%
2021+64.48%+13.59%
2020+40.42%+98.91%
2019+5.79%+59.37%
2018-26.72%-6.84%
2017-0.44%+33.43%
2016+68.50%+10.05%
2015-36.82%-10.28%
2014+11.70%-2.43%
2013+55.02%-8.12%
2012+28.57%N/A
2011+6.58%N/A
2010+9.10%N/A
2009+24.26%N/A
2008-54.03%N/A
2007-57.55%N/A
2006-10.92%N/A
2005+2.53%N/A
2004+46.70%N/A
2003+9.31%N/A
2002+27.39%N/A
2001+35.04%N/A
2000+73.74%N/A
1999-11.01%N/A

SLM vs PFSI Drawdown Comparison

The maximum drawdown for SLM was -94.50%, occurring on Mar 9, 2009. Recovery took 3458 trading sessions.

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The current SLM drawdown is -33.58%. The current PFSI drawdown is -48.44%.

RankSLMPFSI
#1-94.50%
Jul 9, 2007 - Apr 1, 2021
-56.49%
Feb 7, 2020 - Jun 15, 2020
#2-46.78%
Nov 15, 1999 - Oct 24, 2000
-51.85%
May 21, 2013 - Jan 2, 2018
#3-45.06%
Jul 7, 2025 - Feb 27, 2026
-49.77%
Jan 16, 2026 - Jun 8, 2026
#4-44.08%
Jul 1, 2021 - Jan 25, 2024
-43.27%
Dec 30, 2021 - Feb 2, 2023
#5-28.11%
Jan 13, 2006 - Jun 13, 2007
-23.92%
Oct 15, 2020 - Dec 22, 2020
#6-23.32%
Feb 18, 2025 - May 12, 2025
-22.97%
Sep 16, 2024 - Sep 4, 2025
#7-18.24%
May 17, 2002 - Oct 17, 2002
-22.94%
Feb 16, 2018 - Feb 22, 2019
#8-15.91%
Jul 16, 2024 - Oct 17, 2024
-22.83%
Feb 2, 2023 - Jul 12, 2023
#9-15.85%
Jan 14, 2005 - Oct 21, 2005
-22.69%
Jul 26, 2023 - Dec 12, 2023
#10-15.53%
Jun 16, 2003 - Mar 4, 2004
-18.65%
Dec 22, 2020 - Aug 6, 2021
#11-14.51%
Dec 29, 2000 - Feb 7, 2001
-15.70%
Feb 22, 2019 - Aug 2, 2019
#12-14.20%
Mar 7, 2001 - Jul 12, 2001
-13.02%
Aug 6, 2021 - Dec 8, 2021
#13-13.06%
Mar 5, 2004 - Sep 20, 2004
-10.50%
Jan 5, 2018 - Feb 16, 2018
#14-9.60%
Oct 17, 2024 - Nov 6, 2024
-10.35%
Dec 14, 2023 - Feb 2, 2024
#15-9.51%
Aug 20, 2001 - Oct 1, 2001
-9.88%
Sep 18, 2025 - Oct 22, 2025

Correlation

Correlation between SLM and PFSI is 0.92 which considered as a very strong positive correlation - the stocks move almost identically together.

0.92
-101

Dividend Comparison (1999 - 2026)

SLM vs PFSI dividend yield comparison.

YearSLMPFSI
20261.16%0.73%
20251.92%0.91%
20241.67%0.98%
20232.30%0.91%
20222.65%1.41%
20211.02%1.15%
20200.97%0.82%
20191.35%0.35%
20180.00%1.88%
2014163.89%0.00%
20132.28%0.00%
20122.92%0.00%
20112.24%0.00%
20071.24%0.00%
20061.99%0.00%
20051.54%0.00%
20041.39%0.00%
20031.57%0.00%
20020.82%0.00%
20010.86%0.00%
20000.96%0.00%
19990.38%0.00%

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