SIGI vs ESNT

Comparison between Selective Insurance Group Inc (SIGI, Company) and Essent Group Ltd (ESNT, Company).

Both SIGI and ESNT are from the Financial Services sector.

5-Year PerformanceESNT has outperformed SIGI, delivering a return of +6.3% compared to +5.3%

SIGI vs ESNT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SIGI(COMPANY)	ESNT(COMPANY)
Market Cap	$5.48B	$5.47B
Max Drawdown	64.96%	64.94%
Sharpe Ratio	0.35	0.05
5Y Beta	0.37	0.49
Industry	Insurance - Property & Casualty	Insurance - Specialty
P/E Ratio	13.53	8.26
Forward P/E	10.74	8.00
PEG Ratio	0.18	2.45
Dividend Yield	1.77%	2.25%
5Y Dividends CAGR	11.12%	10.26%
5Y EPS CAGR	14.90%	14.95%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	20.69%	14.95%
P/S Ratio	1.00	4.16
P/B Ratio	1.57	0.94

Market Cap

Winner

SIGI

$5.48B

ESNT

$5.47B

Max Drawdown

SIGI

64.96%

Winner

ESNT

64.94%

Sharpe Ratio

Winner

SIGI

0.35

ESNT

0.05

5Y Beta

Winner

SIGI

0.37

ESNT

0.49

Industry

SIGI

Insurance - Property & Casualty

ESNT

Insurance - Specialty

P/E Ratio

SIGI

13.53

Winner

ESNT

8.26

Forward P/E

SIGI

10.74

Winner

ESNT

8.00

PEG Ratio

Winner

SIGI

0.18

ESNT

2.45

Dividend Yield

SIGI

1.77%

Winner

ESNT

2.25%

5Y Dividends CAGR

Winner

SIGI

11.12%

ESNT

10.26%

5Y EPS CAGR

SIGI

14.90%

Winner

ESNT

14.95%

Debt to Equity

SIGI

0.00%

ESNT

0.00%

Free Cash Flow Yield

Winner

SIGI

20.69%

ESNT

14.95%

P/S Ratio

Winner

SIGI

1.00

ESNT

4.16

P/B Ratio

SIGI

1.57

Winner

ESNT

0.94

SIGI vs ESNT - Historical Returns

Returns include dividend reinvestment.

Period	SIGI	ESNT
1 month	+8.12%	-3.50%
3 months	+21.28%	+2.43%
6 months	+13.39%	-8.20%
1 year	+9.88%	+0.86%
5 years(CAGR)	+5.29%	+6.34%
10 years(CAGR)	+11.16%	+11.87%
Max(CAGR)	+11.29%	+9.60%

Winner

SIGI

+8.12%

ESNT

-3.50%

Winner

SIGI

+21.28%

ESNT

+2.43%

Winner

SIGI

+13.39%

ESNT

-8.20%

Winner

SIGI

+9.88%

ESNT

+0.86%

5Y(CAGR)

SIGI

+5.29%

Winner

ESNT

+6.34%

10Y(CAGR)

SIGI

+11.16%

Winner

ESNT

+11.87%

Max(CAGR)

Winner

SIGI

+11.29%

ESNT

+9.60%

SIGI vs ESNT - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SIGI	ESNT
2026	+11.74%	-8.62%
2025	-7.43%	+21.84%
2024	-5.18%	+4.90%
2023	+12.31%	+36.50%
2022	+11.74%	-12.97%
2021	+27.72%	+9.70%
2020	+4.06%	-14.46%
2019	+11.13%	+53.54%
2018	+7.40%	-22.02%
2017	+37.05%	+33.93%
2016	+35.02%	+50.98%
2015	+27.74%	-14.92%
2014	+5.02%	+10.01%
2013	+39.24%	+14.57%
2012	+8.98%	N/A
2011	-1.96%	N/A
2010	+11.59%	N/A
2009	-24.96%	N/A
2008	+3.26%	N/A
2007	-17.98%	N/A
2006	+4.91%	N/A
2005	+23.22%	N/A
2004	+39.66%	N/A
2003	+26.02%	N/A
2002	+12.16%	N/A
2001	-3.92%	N/A
2000	+49.73%	N/A
1999	-7.24%	N/A

SIGI vs ESNT Drawdown Comparison

The maximum drawdown for SIGI was -63.07%, occurring on Mar 9, 2009. Recovery took 1604 trading sessions.

The maximum drawdown for ESNT was -64.70%, occurring on Mar 18, 2020. Recovery took 926 trading sessions.

The current SIGI drawdown is -11.85%. The current ESNT drawdown is -11.56%.

Rank	SIGI	ESNT
#1	-63.07% Dec 27, 2006 - May 14, 2013	-64.70% Nov 27, 2019 - Aug 4, 2023
#2	-48.40% Aug 22, 2019 - Jun 24, 2021	-43.52% Jul 20, 2015 - Nov 10, 2016
#3	-34.86% May 3, 2002 - Sep 11, 2003	-37.27% Jan 23, 2018 - Sep 20, 2019
#4	-30.47% Mar 28, 2024 - Nov 3, 2025	-32.32% Feb 18, 2014 - May 8, 2015
#5	-29.17% Jun 21, 2001 - Apr 12, 2002	-18.35% Oct 17, 2024 - Aug 22, 2025
#6	-21.89% Nov 29, 2013 - Feb 5, 2015	-15.41% Dec 18, 2025 - Jun 3, 2026
#7	-20.67% Nov 2, 1999 - Apr 19, 2000	-13.06% Aug 7, 2023 - Dec 21, 2023
#8	-20.53% May 16, 2000 - Nov 13, 2000	-12.07% Mar 28, 2024 - Jul 15, 2024
#9	-20.28% Oct 28, 2015 - Apr 1, 2016	-11.04% Aug 7, 2017 - Oct 13, 2017
#10	-19.32% Jan 16, 2001 - May 3, 2001	-10.67% Apr 26, 2017 - Jul 7, 2017
#11	-17.42% Apr 1, 2022 - Oct 19, 2022	-10.20% Sep 18, 2025 - Dec 15, 2025
#12	-15.36% Jul 2, 2004 - Oct 27, 2004	-9.90% Nov 5, 2013 - Dec 20, 2013
#13	-14.92% Oct 30, 2018 - Feb 20, 2019	-9.29% Sep 20, 2019 - Oct 21, 2019
#14	-13.95% Sep 7, 2016 - Nov 22, 2016	-9.06% Oct 20, 2017 - Nov 16, 2017
#15	-13.29% Mar 4, 2004 - Jun 23, 2004	-7.97% Jan 30, 2024 - Mar 20, 2024

Correlation

Correlation between SIGI and ESNT is 0.86 which considered as a strong positive correlation - the stocks tend to move together.

0.86

-101

Dividend Comparison (1999 - 2026)

SIGI vs ESNT dividend yield comparison.

Year	SIGI	ESNT
2026	0.93%	1.20%
2025	1.88%	1.91%
2024	1.53%	2.06%
2023	1.26%	1.90%
2022	1.29%	2.21%
2021	1.26%	1.54%
2020	1.40%	1.48%
2019	1.27%	0.58%
2018	1.21%	0.00%
2017	1.12%	0.00%
2016	1.42%	0.00%
2015	1.70%	0.00%
2014	1.95%	0.00%
2013	1.92%	0.00%
2012	2.70%	0.00%
2011	2.93%	0.00%
2010	2.87%	0.00%
2009	3.16%	0.00%
2008	2.27%	0.00%
2007	2.13%	0.00%
2006	1.54%	0.00%
2005	1.49%	0.00%
2004	1.58%	0.00%
2003	1.92%	0.00%
2002	2.38%	0.00%
2001	2.76%	0.00%
2000	2.47%	0.00%
1999	0.87%	0.00%