SHG vs ACGL

Comparison between Shinhan Financial Group Co. Ltd (SHG, Company) and Arch Capital Group Ltd (ACGL, Company).

Both SHG and ACGL are from the Financial Services sector.

5-Year PerformanceSHG has outperformed ACGL, delivering a return of +21.5% compared to +20.8%

SHG vs ACGL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SHG(COMPANY)	ACGL(COMPANY)
Market Cap	$34B	$34B
Max Drawdown	82.30%	53.84%
Sharpe Ratio	1.34	0.46
5Y Beta	0.81	0.31
Industry	Banks - Regional	Insurance - Diversified
P/E Ratio	11.34	7.61
Forward P/E	4.08	10.74
PEG Ratio	5.10	0.33
Dividend Yield	2.61%	N/A
5Y EPS CAGR	0.44%	27.75%
Debt to Equity	239.38%	0.00%
Free Cash Flow Yield	9.17%	17.94%
P/S Ratio	0.00	1.76
P/B Ratio	0.82	1.48

Market Cap

Winner

SHG

$34B

ACGL

$34B

Max Drawdown

SHG

82.30%

Winner

ACGL

53.84%

Sharpe Ratio

Winner

SHG

1.34

ACGL

0.46

5Y Beta

SHG

0.81

Winner

ACGL

0.31

Industry

SHG

Banks - Regional

ACGL

Insurance - Diversified

P/E Ratio

SHG

11.34

Winner

ACGL

7.61

Forward P/E

Winner

SHG

4.08

ACGL

10.74

PEG Ratio

SHG

5.10

Winner

ACGL

0.33

Dividend Yield

SHG

2.61%

ACGL

N/A

5Y EPS CAGR

SHG

0.44%

Winner

ACGL

27.75%

Debt to Equity

SHG

239.38%

Winner

ACGL

0.00%

Free Cash Flow Yield

SHG

9.17%

Winner

ACGL

17.94%

P/S Ratio

Winner

SHG

0.00

ACGL

1.76

P/B Ratio

Winner

SHG

0.82

ACGL

1.48

SHG vs ACGL - Historical Returns

Returns include dividend reinvestment.

Period	SHG	ACGL
1 month	+5.33%	-2.48%
3 months	+8.38%	+4.85%
6 months	+13.95%	-1.64%
1 year	+49.28%	+10.62%
5 years(CAGR)	+21.47%	+20.81%
10 years(CAGR)	+9.98%	+15.45%
Max(CAGR)	+9.47%	+17.32%

Winner

SHG

+5.33%

ACGL

-2.48%

Winner

SHG

+8.38%

ACGL

+4.85%

Winner

SHG

+13.95%

ACGL

-1.64%

Winner

SHG

+49.28%

ACGL

+10.62%

5Y(CAGR)

Winner

SHG

+21.47%

ACGL

+20.81%

10Y(CAGR)

SHG

+9.98%

Winner

ACGL

+15.45%

Max(CAGR)

SHG

+9.47%

Winner

ACGL

+17.32%

SHG vs ACGL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SHG	ACGL
2026	+37.45%	+5.79%
2025	+69.11%	+4.97%
2024	+15.84%	+28.54%
2023	+17.13%	+18.91%
2022	-6.24%	+40.92%
2021	+7.08%	+27.36%
2020	-20.53%	-16.89%
2019	+6.85%	+63.76%
2018	-24.17%	-9.22%
2017	+20.58%	+5.68%
2016	+18.27%	+25.33%
2015	-12.54%	+19.25%
2014	-5.79%	+3.02%
2013	+20.99%	+34.50%
2012	+5.40%	+17.45%
2011	-27.22%	+26.22%
2010	+23.61%	+22.38%
2009	+66.46%	+3.74%
2008	-56.99%	+2.37%
2007	+14.12%	+4.29%
2006	+24.67%	+22.75%
2005	+83.24%	+43.70%
2004	+45.79%	-4.21%
2003	+5.60%	+28.46%
2002	N/A	+17.58%
2001	N/A	+77.59%
2000	N/A	+30.44%
1999	N/A	-3.37%

SHG vs ACGL Drawdown Comparison

The maximum drawdown for SHG was -82.01%, occurring on Mar 9, 2009. Recovery took 4525 trading sessions.

The maximum drawdown for ACGL was -53.84%, occurring on May 13, 2020. Recovery took 498 trading sessions.

The current ACGL drawdown is -9.10%.

Rank	SHG	ACGL
#1	-82.01% Jul 12, 2007 - Jul 8, 2025	-53.84% Feb 19, 2020 - Feb 8, 2022
#2	-35.05% Apr 23, 2004 - Nov 3, 2004	-43.95% Sep 19, 2008 - Sep 1, 2010
#3	-23.50% May 8, 2006 - Dec 27, 2006	-27.33% Oct 23, 2017 - May 3, 2019
#4	-19.73% Mar 1, 2005 - Jul 27, 2005	-22.44% Oct 4, 2024 - Oct 28, 2025
#5	-18.03% Feb 20, 2026 - Jul 8, 2026	-22.22% Jan 28, 2004 - Jun 29, 2005
#6	-14.67% Feb 1, 2006 - Mar 31, 2006	-21.95% May 13, 2002 - Nov 18, 2002
#7	-14.08% Feb 17, 2004 - Apr 12, 2004	-18.42% Nov 1, 2023 - Mar 11, 2024
#8	-14.05% Nov 13, 2003 - Dec 31, 2003	-18.01% Nov 5, 1999 - Jan 13, 2000
#9	-13.47% Feb 22, 2007 - Jun 4, 2007	-16.94% Feb 20, 2001 - Sep 5, 2001
#10	-12.74% Sep 16, 2003 - Oct 10, 2003	-16.84% Jun 4, 2003 - Nov 4, 2003
#11	-11.56% Oct 10, 2003 - Nov 13, 2003	-16.78% Oct 10, 2007 - Sep 19, 2008
#12	-10.88% Jan 6, 2006 - Feb 1, 2006	-16.59% Apr 20, 2022 - Oct 27, 2022
#13	-10.64% Sep 29, 2005 - Nov 14, 2005	-16.51% Sep 10, 2001 - Oct 24, 2001
#14	-9.63% Nov 17, 2004 - Dec 27, 2004	-16.43% Oct 22, 2015 - Aug 16, 2016
#15	-8.57% Aug 1, 2005 - Sep 7, 2005	-14.75% Dec 5, 2002 - Mar 19, 2003

Correlation

Correlation between SHG and ACGL is 0.54 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.54

-101

Dividend Comparison (2003 - 2025)

SHG vs ACGL dividend yield comparison.

Year	SHG	ACGL
2025	2.24%	0.00%
2024	5.96%	5.41%
2023	3.87%	0.00%
2022	5.54%	0.00%
2021	1.54%	0.00%
2016	3.35%	0.00%
2015	3.10%	0.00%
2014	2.14%	0.00%
2013	1.37%	0.00%
2012	3.41%	0.00%
2011	1.94%	0.00%
2010	1.47%	0.00%
2009	2.06%	0.00%
2007	1.61%	0.00%
2006	1.86%	0.00%
2005	2.03%	0.00%
2004	3.23%	0.00%
2003	3.27%	0.00%